How do you gain control of your money—and achieve financial freedom? 💸

In his book "Buy This, Not That", author Sam Dogen (@financialsamura) dives into the decisions that lead to financial stability and independence.

But first things first, we need to talk about debt 🫤 @financialsamura Credit cards and their high interest rates are the enemies of financial independence 👿

Pay your card bills immediately and only use them for rewards and insurance.

Oh, and try to never carry over a monthly balance. That'll just give the credit card company more of your money.

🔁 Habits are the key to reaching your goals 🎯

That's what @JamesClear's best-selling book "Atomic Habits" is all about.

And the first thing to remember is that small changes = big impact. Small changes aren't immediately noticeable.

One 20-minute jog won't affect your weight and fitness overnight (but do it once a day for a year...)

So, how do you stay motivated when you don't see quick progress?