Almost everyone is now running behind PSU banks and posting charts that PSU bank is about to give a big breakout etc etc but Index is now always a good representation of the whole sector. Why?

Because just 4 banks have more than 60% weightage in the Index

And 3/4 these banks are not in a mood to move up to quickly.

So what do we do?

We dig deeper and look for the ones that are showing higher relative strength.

PIRAMAL ENTERPRISES Q4 FY22 RESULTS SUMMARY -

Overview - Overall Pharma grew - 16%

CDMO - 10%
Complex Hospital Generics - 20%
Indian Consumer healthcare - 48%

Margins for full year - 18% (Down YoY from 22% last year) After the integration with DHFL, total AUM - 65,185Cr

Retail - 21,552Cr
Retail Wholesale mix - 36:64
Off-balance sheet retail assets - 18,747 (earns fee income on them)
Joint Venture with prudential international insurance with 50% stake

Auto ancillaries are picks and shovels for auto cycle revival.

SJS volumes grew 15.5% in FY22 as compared to -0.2% for the industry. EBIDTA Margins decline for the consolidated entity - SJS + EXOTECH and grew for the standalone entity.

Really good report by Motilal Oswal on Rate high cycle & it's co-relation to equity markets.

India has seen 4 rate high cycle, 2005-2008 being th longest one & 2010-2011 being the sharpest one. During the all four cycles, Nifty has risen along with the 10Y G-sec yield.

IT has been the best performer during the previous 4 cycles.

Now let's take a look at the business of the company - So the company is in the business of manufacturing decorative aesthetics for 2W, Passenger vehicle & consumer durables.

They provide complete Design-to-delivery services. They have the widest product portfolio as compared to their peers -

- Logos
- Decals
- Stickers, aluminium badges
- Chrome plated parts
- 2D Dials
- 3D dials
- Capacitive Overlays
- IML/IMD (In mold decoration/labeling)
- Optical Plastics

SJS Enterprise - Betting on Auto cycle revival 🧵🧵

SJS Enterprise is an recently listed Auto Ancillary company which is in the business of making decorative aesthetics for Auto & consumer Durable companies. Let's start with simplifying what does the company actually do.

So what are decorative aesthetics?

So decorative aesthetics are simply but the logos, Decals, stickers , aluminium badges, chrome-plated parts , overlays etc which inhance the overall look of the product.

A thread 🧵about a bank whose 2nd name is "Consistency" and it's name is - CITY UNION BANK

Grab a cup of water and relax because it's gonna be a verryyyy long thread.

And don't forget to Re-tweet for wider reach. HISTORY - City Union Bank is the oldest private sector bank in India, started in 1904 as Kumbakonam Bank in the Tamil Nadu as 'The Kumbakonam Bank Limited'.

It's amongst the very few banks that have survived for over 100 years and has remained profitable.

A rational analysis of HDFC & HDFC Bank merger.

A Thread 🧵

The combined book of HDFC Ltd + HDFC bank will increase to 17.8 Lakh Crore. There is an opportunity for HDFC Bank to sell unsecured loan products to customers of HDFC. There is a clear advantage of HDFC Ltd -

- Holding Company discount will go away
- Access to low cost deposits as compared to bonds (Through which they used to raise money)
cost of Funds will come down and hence Spreads will increase.

A Thread 🧵on a small IT company that can grow fast and name of that company is BIRLASOFT

We're gonna take a look at History of the company

What changed?

Financials

What's next? Before getting into the details about the company, 1st let's try to understand what exactly IT services companies do.

So Broadly speaking there are mainly 2 types of IT companies -

Product based & Service Based.

A thread🧵 on Piramal Enterprises and upcoming special situation.

A classic tale of "Beauty and the beast".
A business that everybody wants to own and the one nobody wants to own.

Let's go for a deep dive - 1st let's start with the history of Piramal Group and specifically one entrepreneur - Mr Ajay Piramal.

Piramal Enterprises was incorporated as Indian Schering Limited in 26th April of the year 1947 under British Schering Ltd.

One thing that everybody know about @soicfinance is that they're good at analyzing businesses but one thing very few people realize is how well they're building their own business.

When you're a content creator on youtube, one of the most important thing is Thumbnail. Your thumbnail should be appealing that it makes people want to click on the video.

2nd thing is the presentation, how well you're presenting your content.
The more clean and organized it is, the better.

The Infographics that they use and the presentations that they make

A thread🧵 on JUBILANT INGREVIA

Please like share and re-tweet for wider reach

I'm sure many of you have heard the name of this company, 3-4 months ago, it was darling of the market but not many people many are taking about it anymore.

Why? Let's try to find out.

1st we're gonna take a look at the business and do a deep dive on what they actually do and after that the reason why not many people are taking about it anymore.

First let's start with the company's HISTORY -

A Thread🧵on INDIAN HEALTHCARE SECTOR and my top pick.

So before starting the analysis, I wanna show the financials of this company and ask you will you invests in this company?

Loss making
Negative EPS
-21% ROE
-ve ROCE
1.12 D/E Looking at these figures, I won't even invest a penny in it.
But why I still think that it's a great opportunity and it's worth investing?

Let's explore -
1. Indian healthcare Industry
2. Hospital Segment
3. Medical Tourism
4. Divers of growth

Good show by IIFL Finance
Profit up 15% YoY to 309Cr
ROE ABOVE 20% AND ROA of 3%
Available at dirt cheap valuations. NPAs look elevated because of the circular released by RBI

LAURUS LABS Q3 Results summary -
Revenue down 20% YoY & 14% QoQ to 1,029Cr
EBITDA Margins down to 28.2% from 33.6% YoY
Net profit down to 154 Cr
When 66% of your revenues is based on one segment, this is bound to happen. APIs down 42% YoY and FDF down 25% QoQ
Synthesis showing strong performance - up 63% YoY
Bio stable, down 4% YoY

Oncology and other APIs strong up 19%/16% QoQ
Fermentation capacity increased to 180KL

I recently started reading a book called "HOW TO MAKE MONEY IN STOCKS" by SIR WILLLIAM O' NIEL.

I will try to share all my learnings through this THREAD🧵 and will keep updating it as I read further.

Please like share & re-tweet for wider reach. So let's start.
So first I wanna share some few basic and key data points you should look for while buying a stock based on SIR WILLIAM'S experience and study of 100 years of data.

An Undervalued Pure Play API company. A Thread (🧵)

Please Like share and Re-tweet for wider reach

1. What are APIs
2. Company Overview
3. API landscape and opportunity for INDIA
4. Why is China leader?
5. China's loss India's gain
6. Business Segments
7. CRAMS
8. Aurore merger 9. Promoter
10. Financials
11. Risks

So let's get started -

1. What are APIs
In order to understand what's an API.
1st we need to understand pharma value chain.

So 1st comes the Key Starting Material aka KSM
then comes Intermediates

DALMIA BHARAT
Failed Head & Shoulder, now forming a rectangle right above the 200 EMA ready for reversal.
Breakout above 1960

https://twitter.com/icanseeyourpix2/status/1479837210157273088

JK CEMENTS
One of the strong chart in cement sector.
just consolidating in a range while other stocks were falling, now near the upper boundary.

Need to cross 3600 for any upmove

A Thread🧵on Mean Reversion and how it can help you in your trading journey.

Please like share & re-tweet for wider reach.

So Mean Reversion basically means when the price of the asset tend to converge to the average price over time.

Continued.... Here the asset could be anything like - Nifty, gold, bonds, any stock etc.

And the average could be anything like 20, 50, 200 day moving average.
So what happens is, price tends to test its average after spend fair amount of time away from it.

How to successfully catch a reversal and points to look for ( A thread🧵)

Like & Re-tweet for wider reach

So unlike buying a breakout, catching a reversal is quite tricky and more risky because a stock is already in a downtrend, it's like catching a falling knife.

Continued... But if done properly, can be quite rewarding.

The 1st basic and one of the most important tool you can use is good old 200 Day moving average.

So 1st of all, look for stocks approaching their 200 Day MA.

A Thread (🧵) on India's Digital payments system and banking sector.

Let's start - India’s digital payments ecosystem has undergone a huge transformation with events like
demonetization and the COVID-19 pandemic necessitating a more efficient, user-friendly

1/n and cost effective interface.

The RBI’s digital payment index (RBI – DPI) almost tripled to 271 in FY21 from the base year of
FY18.

The digital transactions value stood at Rs 147trn in FY21, of which large credit transfers is 72%
& Retail payments - 28%

2/n