Got lot of Questions regarding NPS Fund Schemes & PFM selection. So sharing my Study 👇

NPS have 3 Contribution Modes
- Auto
- Active
- Balanced

NPS have 10 PFM - Pension Fund Managers (Tier 1)

++👇 In every Mode, NPS provide 4 Type of Asset Class

- Scheme E - Equity Market
- Scheme C - Corporate Debt
- Scheme G - Govt Securities
- Scheme A - Alternative Fund

++👇

Goals of New #IncomeTax Regime started in 2020-21 were below:

- To Simplify Tax Compliance
- To Increase Taxpayer Base
- To Encourage Consumption
- Equity for Investing & Saving
- Flexibility for Taxpayers

Have they achieved Goals !!
Or Increased #TaxTerrorism

Let's discuss 👇 - To Simplify Tax Compliance ✅

Yes Govt simplified it,

By removing all the exemptions & deductions, on the name of Cosmetic changes, removed all the benefits related to Savings, Health, education & housing in #Incometax

Bank Clerks renamed as 𝐂𝐒𝐀.

𝐂𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐒𝐞𝐫𝐯𝐢𝐜𝐞 𝐀𝐬𝐬𝐨𝐜𝐢𝐚𝐭𝐞, along with that few more designations changed as below effective from 1st April'24 👇 But not only name changed but new notified duties increased by 6 times from existing 11 to 66 along with Cash handing as Core work.

One Name, Multiple Roles
-CASA Sales Associate
-Credit Services Agent
-CERSAI Service Agent
-CIBIL System Agent
-Computer System Assistant

Thread 👇

BOB World fiasco reminds, Why a Strong Union is necessary not just for employees but for Bank managment too.

BOB have 3 major officer's Union, but all of them failed to raise the Red flags, and contribute in maintaining ethics of Banks at crucial time.

(1/5) Here is 3 instances, where Unions should have played their role.

1. At the time when unrealistic targets were set for branches, no Majority Unions opposed or tried to resist the target figures by justifying ground realities.

(2/5)