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A SEBI registered investment advisory firm that follows the principles of value investing to achieve long term wealth creation.
1 Dec
The IPO Hype!

A Thread.

#IPO #StockMarket #investing #strategy

1/11
IPOs have been all the rage this year. We’ve seen 98 IPOs from January 2021 till date. Are they worth this hype? Let’s take a closer look.

#IPO #IPOUpdate

2/11
Also known as ‘Going Public’. An IPO is when a company invites the public to invest in its shares. This is usually followed by a lot of fanfare.

#stocks #ipoallotment #markets

3/11
Read 11 tweets
13 Nov
Why gold should be the asset to focus on for the next few years?

#gold #investing #wealthcreation

A Thread!

1/13
M2 which is a broad measure of money supply, has grown 81% in the last 7yrs to nearly $20Trn. An increase in the supply of money typically lowers interest rates, which generates more investment and puts more money in the hands of consumers. Hence stimulating spending.

#gold
2/13
Bonds struggled during the last major stagflationary period, in the late 1960s. Rise in oil prices,unemployment, loose monetary policy pushed the core CPI Index to a high of 13.5%. The Fed had to raise interest rates by nearly 20%.

#gold #bonds #interestrates

3/13
Read 14 tweets
28 Jan
You are constantly making #financial decisions. Are you making the best possible ones?
What can a #financialadvisor do for you?
Situational concerns are specific to YOU! There are no right or wrong choices, but there are right and wrong financial behaviors. Who’s helping you master behavior?

#riskmanagement
Read 7 tweets
7 Jan
Let’s talk about the pitfalls of past performance, when credit risk works, and beating #inflation in #retirement.
Which #mutualfunds did well last year? One year Mutual Fund return...
Would you #invest in long duration/ gilt funds?
Read 9 tweets
16 Dec 20
The new wage rules come into effect in April 2021. In this thread, we break down
•How this could impact you
•How a financial adviser can help
The government is seeking feedback on these rules and is yet to publish the final rules.

#newwagecode
What: Basic component of #salary to be at least 50%
Impact for Individuals: Contribution to #PF increases, Take home reduces.
Impact for Corporates: Employee costs go up
Should you be worried that your take-home is less? No, because you’re not losing money. In Richard Thaler’s book Nudge,he highlights the importance of automatic contributions to #retirement accounts. You’ll end up saving more money towards retirement without any additional effort
Read 4 tweets
9 Dec 20
We're at the crossroads of a new year and an evolving #market context☦️📈
So, what's the most powerful thing you can do today?
Review your #investments - objectively!
We've done this for 100 + people with great results. We're going to talk about one of them.

Watch our video to know more about ithought's Investment Review Engagement:
Here's what we found:
6 Advisers
37 Mutual Funds
3 PMS
7 Bonds
4 FDs

Concentration risk = excess pain when things don't go your way
A long tail = muted performance

#mutualfund #Investment
Read 5 tweets
4 Dec 20
No surprises in today's #RBIPolicy
✅Key rates unchanged
✅Accommodative stance continues
✅Inflation an area of concern
✅Growth: green shoots visible
✅Bond markets will see deeper participation
Policy rates:
- Repo: 4.00%
- Reverse Repo: 3.35%
- MSF: 4.25%
- Bank Rate: 4.25%

Policy stance:
Remains accommodative into next financial year

Policy Tools:
Will continue to use OMO, TLTRO, and Operation Twists to manage yields

#reporate #InterestRates
#Inflation outlook adverse relative to expectations
Food prices could remain elevated despite a good Kharif output
Q3: 6.8%
Q4: 5.4%
H1 (FY22): 4.6% -5.2%
Read 6 tweets
20 Nov 20
Why don’t you use #AI?

#fintech #advisors
When to book profits in #investments?
How to #invest in a low growth era?
Read 8 tweets
13 Nov 20
FM Announcement
#Atmanirbhar Rozgar Yojana
 • EPFO registered companies incentivized to hire freshers or those who have lost their jobs from Mar-Sep
 • CG to contribute EPF on behalf of employees for the next 2 years where wages <15,000.on behalf of employers if <1000 employees
Emergency Credit Limit Guarantee Scheme
 • Extended to stressed sectors per KV Kamat report
 • Outstanding debt 50-500 Crores, to any sized company as long as account was not NPA pre #covid
 • 20% extra borrowing to be repaid over 5 years. 1 year #moratorium
Production linked incentive scheme
 • 10 new champion sectors
 • to boost exports, manufacturing, employment
 • Rs. 1,45,000 Crores
Read 11 tweets
9 Nov 20
Working with a competent investment adviser could help you find the right risk-reward. We see value in selective credit and medium term strategies: ithought.co.in/fixed-income-o…

#rbipolicy #FixedIncome
Looking for an #investment adviser? We’ll let our clients speak for us. DM to schedule an appointment with our team.
Highlights of the October #monetarypolicy:
Read 5 tweets
13 Oct 20
Should #NRIs based out of Singapore and the US #invest in India now?
Should we #invest now or wait until the #USElections2020 are over?
What happens to my #portfolio if #Trump doesn’t come back to power?
Read 13 tweets
7 Sep 20
What are the best channels to #invest in if I want monthly #returns?
What can we teach #children about #financialindependence?
What is the right #assetallocation strategy?
Read 6 tweets
7 Sep 20
#Assetallocation changes as you near retirement. What if your equity #investments are stuck in a phase where the markets are battered?
Can I share #income by creating a trust?
How can an IT employee generate alternate sources of income?
Read 25 tweets
6 Feb 20
Direct tax proposes a new optional #tax regime optional for taxpayers.
Under the new tax regime – tax rates are as follows
Up to 5 lakhs – 0%
5 lakhs to 7.5 Lakhs – 10%
7.5 Lakhs to 10 Lakhs – 15%
10 Lakhs – 12.5 Lakhs – 20%
12.5 Lakhs to 15 Lakhs – 25%
More than 15 Lakhs – 30%
DDT has been removed. #DDT will be taxed in the hands of individuals at their slab rate. With DDT scrapping, govt lets go of Rs 25,000 crore revenue.
Audit Turnover threshold has been increased from Rs. 1 crore to Rs. 5 crores. #Budget2020
Read 10 tweets
8 Jan 20
When someone says the word #SIP, most of us associate it with equity #mutualfunds. But did you know that SIPs are possible in the fixed income asset class as well?
#Debt SIPs can be one of the most useful ways to meet your short term goals, recurring goals, and asset allocation needs.
SIPs in #debtfunds can be used to meet yearly school fees, build an emergency reserve, your annual vacation, regular recurring expenses, working capital, etc.
Read 8 tweets