Partnerships @Taxbuddy1 | Writing about Fintech, Partnerships, Investing & Business Models | Learning through real-world operations. @bitshyd
Jun 8 • 4 tweets • 1 min read
When markets fall 10–20%, many SIP investors stop their SIPs.
It feels like the rational thing.
"The market is going down. Why put money in now?"
Here's what the data actually shows:
Scenario: ₹10,000/month SIP in Nifty 50 from January 2020.
Investor A: Continued SIP through the March 2020 crash (Nifty fell 38%).
Investor B: Paused SIP from March–September 2020. Resumed when "things stabilised."
By December 2021 (18 months later):
Investor A corpus: ~₹2.48 lakh
Investor B corpus: ~₹2.11 lakh