[1/🧵] Bonjour 🇪🇺 and Bom dia 🇧🇷!

Two new stablecoins just launched on the XRP Ledger:
🔸 EURØP (EUR-backed by Schuman Financial)
🔸 USDB (USD-backed by Braza Group)

A quick peek behind the curtain. 👇 [2/14] — 🇪🇺 Overview —

EURØP ✖ Schuman Financial
🔸 MiCA-compliant regulated e-money token
🔸 Fully backed by €-denominated assets
🔸 Held in segregated accounts, separate from their corporate accounts
🔸 Supervised by Autorité de Contrôle Prudentiel et de Résolution (ACPR)

[1/🧵] There are alot of usecases for on-chain verifiable credentials. 🧐

Most of them are far more powerful than you can imagine.

(long read ahead of you) 👇 [2/16] — Digital ID & Authentication Council of Canada (DIACC) —

[1/🧵] There's a new site from @Satish_nl that you should definitely check out! 🧐

It's @xpert_page and from what I've seen so far, it's a mix of a "mini-CV" + donation functionality via XRPL and XAHL for your online (project-) presence. 😀

Let's take a look at what's inside 👇 [2/9] — Featured Creators —

It's all brand new, so there're only a few personal pages & project pages active right now.

Later the idea is to have a complete XRPL & XAHL-based project directory that you can browse through & donate to if you want to support the guys behind it 🔥

[1/🧵] Tokenization, Ripple, Hidden Road & XRP!

A lot has happened in the last few days, and I feel like people don't really grasp the magnitude of what this means for the XRP Ledger. 🤨

Let's take a look at some numbers & address the topic from my beloved "1%" perspective. 👇 [2/16] — 1⃣ Status Quo —

The XRP Ledger as it stands now handles around ~100 transactions per ledger.

If we assume a ledger to continuously close and finalize every ~4 seconds, this brings us to ~25 TPS on average.

[1/🧵] Over the last few days, many newcomers have asked me one question, and one question only:

“What do I need to keep in mind if I want to hold my keys in self-custody on the XRP Ledger?”

My Answer?

“It depends...” and here's why. 👇 [2/16] — 1⃣ Background —

Self-Custody doesn't simply mean holding your own private keys to control your own account on the XRPL.

There's also the psychological effect that is about personal responsibility for all that happens.

[1/🧵] XRP Ledger Vocabulary Overview ‼️

The greater the XRPL becomes and the more features are introduced, the more I feel that a dictionary is needed.

Let's start with 10 words you NEED to know. 👇 [2/14] — XRP —

Digital currency that is secured by cryptography and supported by the XRP Ledger.

Also used for:
🔸 Transactions
🔸 Fees
🔸 Reserves
🔸 Bridging trades
🔸 Cross-border (Peer-2-peer) payments

[1/🧵] The XRP Ledger is particularly superior when it comes to the fundamental task of moving value.

Although there are limits, we are about to overcome them big time! But how? 🤨

Follow me as I show you all the missing blocks 👇 [2/15] — 1⃣ Fundamentals —

What makes the XRP Ledger so great is that "things just work". 😉

To move value from A to B, you don't need a master's degree, because every single imaginable feature is engineered deep into the core.

[1/🧵] A paradigm shift for the XRP Ledger is on the horizon ‼️

It's a future that's:
🔸 Programmable
🔸 Automated
🔸 Compliance-first

Let's take a look at some of the fundamental arguments and work out what this will mean for XRP. 👇 [2/18] — 1⃣ Status Quo —

To date, the XRPL is a so-called “fixed-function” blockchain, which only allows new native features to be added to the XRP Ledger if the on-chain governance process votes in favor of it.

If you're a pessimist, you would call this “permissioned”. 😉

[1/🧵] One of the more fundamental proposals became public today. It's a draft that lays out a path to an inheritance solution for the XRP Ledger. 🧐

In my view, this is so much more than “just” an inheritance solution.

Let me show you what I mean. 👇

https://twitter.com/xrpl365/status/1894371973788012572

[2/10] — 1⃣ What's the matter? —

The way I see it, there are some hidden aspects that make this really powerful and a true “Plan B” solution if you lose access to your wallet.

It's much more than a solution to claim the last will and testament.

[1/🧵] There are people out there who still believe that there are ways to clawback XRP on the XRPL. 🤨

While this is NOT possible & is written all over the official documentation, there is one more argument that should hit the nail on the coffin.

The ULTIMATE reason why 👇 [2/14] — Tokens —

Whenever you hear “clawback”, you should automatically think of “issued assets”.

They are fungible and come in many forms and structures:
🔸 IOUs
🔸 Stablecoins
🔸 Multi-Purpose (later this year)

Anyone can issue these kinds of tokens on the XRP Ledger.

[1/🧵] Roughly 68% of all nodes have already upgraded to the latest version of the XRP Ledger server software.

However I bet you have no idea about all the new features that have been introduced, right? 🧐

Here's everything you need to know, short & simple. 👇 [2/16] — 1⃣ Background —

Nodes upgrading to the latest rippled version 2.3.0 are not automatically forced to vote "Yeas" on any new amendment.

It's up to each validator in the governance process of the XRP Ledger by voting on proposed amendments that get introduced.

[1/🧵] XRP Ledger Crashcourse for Beginners!

The XRPL ecosystem is very unique from what many newcomers are used to, which begs the question, “WHAT THE HECK IS EVEN GOING ON HERE?”

Here's everything you need to know packed into one single thread. 👇 [2/21] — Outline —
🔸 Who is Who?
🔸 XRP Ledger Consensus Protocol
🔸 XRP the Cryptocurrency
🔸 Servers & UNL
🔸 Ledgers
🔸 Payments
🔸 Tokens
🔸 Decentralized Exchange
🔸 Smart Contracts
🔸 Compliance

[1/🧵] The bull run is here and you're new to XRP and the XRP Ledger and don't know where to start? 🤨

Here's a comprehensive list of websites and the essentials you NEED to know to get started and get the hang of the ecosystem!

Follow me as I go! 👇 [2/23] — Outline —
🔸 Introduction
🔸 The "Core"
🔸 Explorers
🔸 Wallets
🔸 Services
🔸 DeFi

[🧵] Most people lose money to the XRPL-AMM! 😢

The reasons vary, but typical beginner's mistakes are the main reason for drastic (im)permanent losses. (pun intended)

If you are an XRPL-AMM beginner, there are exactly 10 golden rules that I think most people should follow 👇 [2/15] — TL;DR —

If you don't like pretty pictures, but would rather have someone explain the details to you, you can find my video version of this thread here. 👇

[1/🧵] The institutional financial future will be completely on-chain, HOWEVER...

It will be trust-based, gated, and fully compliant with:
🔸 KYC—AML—CTF—APF—OFAC

How do you stay compliant on the decentralized and permissionless XRP Ledger that's neutral to its users? 👇 [2/18] — Regulatory Compliance —

Institutions who want to work with Ripple to use their tech stack must be careful not to get into trouble while using blockchain technology.

For this, Ripple has pledged NOT to:
🔸 Launder money
🔸 Finance terrorism
🔸 Evade sanctions

[1/🧵] Did you know that there is scientific research on the optimal fees for geometric mean market makers (G3M), one of which is the XRPL-AMM?

💡 We are doing it all wrong, and here's everything you need to know to revive the AMM. 👇 [2/20] — Basics —

First of all, among every complaint about the XRPL-AMM, trading fees are something over which we have power.

The voting mechanism of the design passes control to the top eight largest LP-Token holders in each pool, allowing them to regulate trading fees.

[1/🧵] The XRP Ledger is about to level up! 🔥

With all of the proposals, discussions, and development going on right now, here is a thorough, high-level summary of what is in the pipeline 👇 [2/18] — DID —

Status: 🟢 Voting (new bugfix in v2.2.0)

DID is for sharing & controlling your own individual digital identity on the XRPL, while the personal data that your ID links to is held off-chain.

Use Cases:
• Reusable KYC
• Permissioned, regulated, and compliant DEX

[1/🧵] @Ripple announced today that they will introduce a new stablecoin pegged 1:1 to the US dollar.

🔸 Does this imply that XRP is doomed? 🤨

Let's learn together to fully understand the bigger picture. 👇 [2/22] — Outline —

🔸 Ripple News
🔸 Stablecoin Basics
🔸 Key Differences - XRP
🔸 Facts and Figures
🔸 XRPL-AMM
🔸 Summary

[1/🧵] It's always exciting to see @jazzicoop talk about the XRPL and DeFi! 🔥

If you don't have time to see the entire clip, here's a quick summary of what was said. 👇

https://twitter.com/GenzioCo/status/1769815413280444763

[2/13] — Why was @Ripple at @EthereumDenver? —

@RippleXDev is collaborating with @Peersyst to develop a fully EVM-compatible XRPL sidechain

Devs may tap into XRPL's amazing attributes:
🔸 Durability
🔸 Longevity
🔸 Regulatory clarity on the asset (XRP)

[1/🧵] The crypto bullrun has begun, but fraud is on the rise again, so I've curated a list of all the ways you're likely to fall victim to it.

Here's how they'll steal your money in the next cycle. 👇 [2/16] — Advance Fee Fraud —

🔸 A scheme that demands an upfront payment after establishing trust.

One example is a seemingly legitimate loan offered to the victim in exchange for a minor advance payment.

[1/🧵] $XRP Ledger AMM is still not live on the mainnet, and you might be asking:

Why? 🤨

🔸 Why do we care about amendment-blocking?
🔸 Why does updating nodes take so long?
🔸 What is the real issue, & what should we do next?

Allow me to explain what this is all about 👇 [2/17] — 1⃣ The Basics — Why?

Before we go into the details, it's important to understand the basics of why things take so long

Beginning with the fact that amendments represent new features or changes to TX processing

This also holds true when considering simple bug fixes