Nikhil Kulkarni | BukProtocol.ai Profile picture
Entrepreneur, Consultant, Geek, Writer ... trying to be a good samaritan
Nov 16, 2025 12 tweets 3 min read
Deep seated distrust of public institutions has led to rural Indians look at trust in gold, metals, real estate, and even trees 👇 instead of Banks for securing their lives savings.
While the woke environmentalists may rejoice at this practice, it should spark introspection (1/n) In a world where even a ₹5 payment is being made digitally via #UPI, if people have to save money by planting trees - it demands introspection on reach of Financial inclusion. And imagine this is access to Savings, not credit. Access to credit is even poorly distributed (2/n)
Feb 22, 2023 26 tweets 7 min read
It has been almost 10 months since I and @Prak_ap had the first ever discussion on the idea of @buktrips.
Here's a twitter thread with 10 points which cover the story (till date) and the future of BUK as we have imagined. 1/ From the beginning we imagined BUK as the protocol and buk (note lowercase) as the service. If this sounds confusing, read the next 4 tweets.