#Paytm Analysis 1 of n

There is a saying market is smarter than all investors.

Good example is FII, DIIs, MFs, HNIs, who all had over subscription during Paytm IPO.

And currently it fell over 80% from IPO price, and no one wants.

Lets Analyze, grab a cup of coffee.. #Paytm 2 of n

Marketcap/ Sales
In FY21: 44+
Currently: 2.6

Sales ⬆️ 50%+ CAGR growth
FY21 2,800 Cr
Dec 23 (TTM) 10,045 Cr

Book Value is 202 Rs/ Share
P/B: 2.1 (On 12th Feb, share price is 422)

Company has reserves of 13,000 Cr ✅️(50% of the marketcap of 26,000 Cr)

Indrayani Biotech Ltd: 1/n

*Food & Hospitality (catering,kitchens)
*Biotech (Fertilizers,farm equipment)
*Engineering
*Power Electronics
*Electric vehicles (Garbage collection EV
supplied to chennai corporation)
*UPS, battery chargers,stabilizers
*IBL Healthcare Indrayani Biotech: 2/n

*HSL Agri
*HSL Infrastructure
*Diary Division
*Boiler (IBL Matrix, 1st boiler shells delivered to souther railway workshop)

Share Capital:34.2 Cr (FV 10)
TTM Sales: 110 Cr⬆️79%

#Tata Technologies: 1/n
New IPO planned by #Tata Group after 18 years. Let`s analyze it together through this thread 🧵

Paid up equity: 41.8 Cr (FV 10) as of Mar 31, 22

0.112 Cr shares were bought back at 1982/sh in Apr, 2022

Paid up Equity: 4.05 Cr Share (after buy back)

1/n #Tata Technology: 2/n

Marketcap at last buyback price: 8,039 Cr
FY22 performance YOY

#ROE 19.2% vs 11.2%
#ROCE 22 2% vs 12.2%
Sales: 3529 Cr (⬆️48%)
Net Profit: 436 Cr (⬆️83%)
EBITDA: 645 Cr (⬆️68%)
EBIT: 560 Cr (⬆️91%)
EBITDA Margin: 18.3% vs 16 2%

2/n

Initiating coverage:
#Gofashion FY22 YOY

Sales⬆️60%✅
EBITDA⬆️156%✅
EBITDA Margin⬆️29.7%
EBIT Margin⬇️12.6%
NPM⬆️8.9%
ROE⬆️8.1%
CFO/EBITDA 27.7%
CR 3.2
TA⬆️37%
Debt free✅

Ladies wear brand #GoColors
500 stores✅
Plan to increase 130 stores per year✅

1/n Go Fashion Initiating Coverage 2/n

54 new stores opened in FY22

Company gives guidance for 30% CAGR✅
Guidance to maintain 95 days inventory, 35 days receivables, 10 days payables
Working capital days of 120 days

Rent to revenue ratio to be set at 15%
EBO forms 75% revenue

#Xelpmoc is risky. There is likelihood their software services segment may not work out as envisaged and their UK subsidiary could be burning cash, etc.

But on bright side, marketcap of less than 500 Crore in a futuristic company.

1/n which has created AI voice assist technology for #Mihup (installed in all #Tata cars).

Their aim to prosper under Sandipan's leadership. It was demonstrated when he sold his 2.4% personal stake in Mihup to #Xelpmoc at 8% of rate at which Accel had invested in Mihup

2/n

#zomatoipo
#Zomato Analysis 3/8/21:
Grab a cup of coffee and enjoy my notes:

Zomato Shareholding as on July 22nd:
Promoter holding: 0%
Institutions:12.76%
Non institutions: 83.67%
(58% holding by foreign companies)

Positives First:
*Almost debt free
(1/n) 2/n #Zomato

*Massive growth potential, Scalable.
*Current Ratio: 9.3 (Excellent)
*Strong Network in place
*Hyperlocal data
*Strong brand image
*B2C Food delivery business
*Hyperpure B2B business
*Paid Zomato Pro Membership
*Cloud Kitchen opportunity scalable

#RAILTEL

Railtel is India's largest neutral telecom infra provider with pan India right of way along 67,415 kms passing through 7321 railway stations.

Speed from 2Mbps to 100Gbps, state of art technology. Railtel is in a position to serve 70% of country`s population.
(1/n) Rail Tel Revenue is mainly from Telecom and Projects:
Telecom:
Data services (Railcloud), Leased line, VPN, Internet leased line, Data centre, Tower collocation

Project works:
Projects for railways,
National optical fibre network,
IT services related projects
(2/n)

HDFC Life sells not only life insurance. It also sells Health Insurance, Retirement products, women and children plans. Great!

Awaiting Q4 results to give a detailed update. FY21 YOY Update:

HDFC Life is an opportunity similar to what
HDFC Bank was two decades back. Put on
the seat belts and enjoy investing.

HDFC Life FY21 Annual Results Analysis (FY21 vs FY20)

Cash Flow YOY:
CFO increased by 31% YOY to 9702 Crores. Excellent.
(1/n)