Let me get this straight. You can’t afford food, you can’t afford to heat your house, you can’t afford petrol, you can’t afford to get to work, you can’t afford child care, you can’t afford electricity, you have no savings.

And Boris Johnson’s proposal is you buy a house? Oh and to top it all, they are proposing the return of 98% and higher mortgages, to effectively sub prime households, at a time when housing prices are going to crash. If your property value drops 2% on a 98% mortgage you are in negative equity. Trapped or bankrupt.