🚨IMPORTANT: A new tax bill can unlock up to $30,000 in additional deductions for homeowners and high earners in 2025.

This change can significantly reduce your tax bill.

Here are the details: The OBBBA tax bill increased the state and local tax deduction limit from $10,000 to $40,000 starting in 2025.

This applies to taxes you will be filing in the next few months.

But there's an income limit.

Backdoor Roth is the best loophole for high earners.

But 99% of people have no idea how to do it correctly.

Here's all you need to know: Roth IRA has income limits.

If your adjusted gross income is above $168,000 (single) or $252,000 (married filing jointly), you aren't eligible to contribute.

Luckily, there is a strategy that allows you to.

An HSA is basically a Roth IRA on steroids.

But 99% of people aren't maximizing its full potential.

Here are 6 benefits you need to know: HSA is one of the most powerful accounts.

It provides:

> tax deduction
> tax free growth
> tax free withdrawals for medical expenses

You must create "When I Die" binder.

It will help the people you love find all your financial accounts and guide them on next steps.

Here are 9 things to include: If anything happens to you tomorrow, will your family know what to do?

Where ALL your accounts are? Who to even contact?

This could be the most important binder you create, and let me show you how:

You can withdraw $70,000 from investments and pay $0 in federal taxes in 2026.

That's like earning a $100,000 pre-tax salary.

Here's how it works: The IRS announced 2 adjustments for 2026:

1. Standard deduction rises to $16,100 (single)

2. Long term capital gains are taxed at 0% if the taxable income is up to $49,450 ($98,900 for married couples filing jointly).

Brackets are based on taxable income, so...

Here's every piece of tax tips I could come up with.

Read this if you want to save money on taxes in 2026: 1. A tax refund is not free money. It's a 0% loan you gave to the IRS. Adjust your W-4 so you can invest/earn interest on that money.

2. HSA contributions are superior. You get a tax deduction, tax free growth, and tax free withdrawals for medical costs.

The IRS announced many changes for tax year 2026.

Here's everything that's changing (and how it impacts your paycheck): 1. Standard Deduction

In 2025, the standard deduction for a single taxpayer is $15,750 ($31,500 for married filing jointly)

In 2026, the standard deduction is increasing by $350, $16,100 (single), $32,200 (mfj)

🚨NEW: The IRS just published its actual tax audit rates.

Here's who actually gets audited (and how you can protect yourself): For all tax returns filed for 2014 through 2022 (most recent data), the IRS has audited 0.40% of individual returns filed.

That means there is a 1 in 250 chance to get audited (on average)

BUT it varies by income significantly...

🚨IMPORTANT: 529 plans just became more powerful under the new tax bill.

If you have kids (or plan to), you need to know these changes.

Here's what's different: 529 plans are accounts that help pay for education in tax benefical way:

1. Tax free growth
2. Tax free withdrawals for education
3. Some states offer a tax deduction for contributing

The new tax bill expands many parts of it...

🚨BREAKING: The IRS clarified how a $10,000 car interest write off actually works.

If you have a car, you need to know this to lower your tax bill in 2025.

Here's how it works (and who actually qualifies): Effective for 2025 through 2028, interest paid on a *qualified* passenger vehicle is tax deductible in 2025.

Qualified vehicle includes cars, minivans, vans, SUVs, pickup trucks, and motorcycles that were assembled in the US.

If you win the $1.6 BILLION Powerball jackpot (4th largest EVER), here are 8 things to do immediately:

1. DO NOT declare yourself the winner YET. Do this first before claiming... 2. Hire an attorney

You will receive a generational amount of cash and you need to get a "Trust and Estate" attorney from a national firm.

Don't use any firms that have connections to your friends/family.

🚨 BREAKING: New IRS guidance explains exactly how Trump Account works.

If you have kids, you must understand these rules.

Here are all the details: The IRS recently posted Notice 2025-68 to clarify how Trump accounts work, so let me explain:

A Trump account is a traditional IRA account created for the exclusive benefit of an eligible individual is designated as a Trump account.

So, who is an elgibile individual?

🚨BREAKING: The IRS just explained exactly how you can deduct car loan interest on your taxes.

Here's what it means for you: As part of the OB3 Act, the interest paid on a qualified passenger vehicle is tax deductible starting in 2025.

A qualified passenger vehicle includes cars, minivans, vans, SUVs, pickup trucks, and motorcycles that were assembled in the United States.

🚨BREAKING: The IRS just announced the inflation adjustments for tax year 2026.

Here's what you need to know (and how it affects your taxes): 1. Standard Deduction

In 2025, the standard deduction for a single taxpayer is $15,750 ($31,500 for married filing jointly)

In 2026, the standard deduction is increasing by $350: $16,100 (single), $32,200 (mfj)

The average homeowner has over $300,000 of equity.

But selling often could trigger a massive tax bill.

This is why you must track improvements (almost no one does!)

Here's all you need to know: If you sell your primary home, you may be able to exclude up to $250,000 (or $500,000 for married filing jointly) of the gain from taxes if you meet the ownership and residence tests.

But it's not uncommon to see homes that appreciated way over the limit in the last 10 years.

You could make $100,000/year and pay $0 in taxes.

This is because the tax code is created for investors, not regular workers.

Here's how it works (and how you could live tax-free): As a W-2 worker, you're paying a lot of taxes:

> 6.2% SS tax
> 1.45% Medicare tax
> 0.9% Additional Medicare tax (if over $200k/$250k (married) income limit)
> Federal income tax (up to 37%)
> State and local tax

The IRS has a rule that can wipe out taxes on investment gains overnight.

Here's how the step-up in basis can save your family thousands of dollars of taxes: One of the biggest mistakes many people do before passing away - they gift assets to their children.

John gifted his son a $1M home in California.

Once his son sold this property, he paid close to $200,000 of taxes that could've been avoided...

HSA hack most people miss:

Never use your HSA card to pay for medical bills. Invest instead.

Here's why it's one of the smartest tax strategies out there: If you're unfamiliar, HSA provides a triple benefit:

> tax deduction
> tax free growth >
tax free withdrawal for medical cost

It's also exempt from FICA taxes if contributed through employer's payroll.

🚨BREAKING: Treasury just released the list of jobs that qualify for the new "no tax on tips"

Here are all the details: As part of the new bill for 2025 through 2028, workers can deduct up to $25,000 of qualified tips received in occupations that are listed by Treasury.

Deduction phases out for taxpayers with modified adjusted gross income over $150,000 (single) or $300,000 (joint)

If you win the $1.3 BILLION Powerball jackpot (5th largest), here are 8 things to do right away:

1. Do NOT declare yourself the winner YET. Do this first... 2. Hire an attorney.

You will receive a generational amount of money and you need to get a "Trust and Estate" partner from a large, national firm.

Do not use any firm that has any connection to family or friends or community.

The new tax bill made many changes for tax year 2025.

Here's everything that's changing (and how it impacts your paycheck): The new tax bill made many changes to the tax code.

But a lot of the provisions actually are applied retrospectively and will impact your 2025 taxes.

Here are the main changes: