0/ Wallet vs Account discussion is pretty common in the crypto space

Unopinionated tech is important for decentralization but inefficient for shipping products to users and enable ecosystem-wide interoperability

I’d like to make a proposal below for standarization on this topic 1/ A Wallet is IMO the software or hardware which manages and/or stores private keys.

Traditional wallets which we carry physically have credit cards, identity cards, loyalty cards and cash.

These may constitute different Accounts which might be part of different networks