Be productive. Every moment you waste is your enemy's gain.

Bookmark to outyield your foes.

🚨BEST ETH YIELDS, SEPTEMBER EDITION🚨 1) @summerfinance_

One of my favorite lend agg vaults is ETH Low Risk.

Not only do you get a great set-and-forget 4%, you also get $SUMR tokens, which should be live in the next 1-2 months.

The major benefit is that you can withdraw at any time and not worry about unstaking.

What could you realistically do with $10M, low lift, in DeFi / Crypto to live comfortably off $10M?

A "when I make it" thread 🧵👇

https://twitter.com/Route2FI/status/1967331017750147340

1) The Contango / Basis (no, not the protocol)

"Contango" refers to the futures market of an asset trading at a premium to the spot price.

This allows you to short the future while longing spot to generate an arbitrage APR.

Right now, SOL futures are trading at 2.5% premium.

If you used 40% margin (2.5x leverage) on the short and staked the long (6% APR) you'd be looking at 20% APR.

The reason I like this play is that it can handle relative size.

“A person can do nothing better than to eat and drink and find satisfaction in their own toil."

So, I built a calculator for all those folk doing the complex, but highly profitable, @ethena_labs 🤝 @aave strategy.

Let me explain the strategy 🧵👇 The play is very difficult to understand if you just read the details on Aave (no shade, @lemiscate, I love you guys).

Effectively, to qualify for the @merkl_xyz incentives, you need to be at least 2x leveraged, with sUSDe collateral mroe than or equal to your USDe collateral.

Here's how to avoid leverage and get >10% APR.

For the love of the game...

🚨A NON-LEVERAGED STABLECOIN THREAD🚨

🧵👇 1) @pendle_fi

This is a no brainer both because the yields are consistently over 10% and because you get a FIXED RATE return.

Right now, you can lock in 18% APR on a number of great options for over 80 days.

Protocols try to make money regardless of whether or not users make money.

They have innumerable tools to farm users or to fool users into paying fees for expected gains.

HOWEVER, with some diligence, you can avoid being farmed.

How to be the farmer, not the farmed 🧵👇 First, let's look at how users get farmed and lose money through simple lack of diligence or understanding...

Truth be told, the only way for me to keep track of all these stablecoins and their yields is to keep writing.

🚨BEST STABLECOIN YIELDS #14🚨

🧵👇 1) Lend Aggregators

Lend aggregators are vaults that automate lending across major protocols to return the best lending yield to the end user.

I love these and think they're typically the best place for passive stables.

➢ @syrupfi 7% + Drips
➢ @upshift_fi upUSDC: ~10% + Points
➢ @summerfinance_ 10% + SUMR
➢ @gauntlet_xyz 12%
➢ @superformxyz 9.5% + Points
➢ @SuperlendHQ 18%
➢ @DeFiCarrot 15%
➢ @TokemakXYZ 12.57%

At some point, you just need 8-15% no leverage, no fees to enter, no fees to exit, and consistency.

Beat T-Bills, beat REITs, beat high-yield savings, and sleep well.

This thread is for that.

🌱Best non-leveraged stablecoin yields🌱

🧵👇 1) @summerfinance_

I love lend aggregators. I've written threads and done videos on this.

SummerFi is one of the best.

► 8-11% base APR in USDC
► +10-20% $SUMR APR (est sept/oct)

Enter or Exit whenever you want.

Get higher SUMR yield w/ this link:
summer.fi/earn?referralC…

Here's a new one for you lads.

🚨Best $HYPE Yields🚨 1) beHYPE on @0xHyperBeat

This will actually be one of the key sources for yield for a lot of the plays.

It's basically a pre-deposit campaign that will get 20% of the total airdrop.

Smart money assumes a 30% FDV airdrop around $75M-$200M FDV according to points pricing.

I just bought some @0xHyperBeat points via @RumpelLabs's pHBEAT-1.

They were at $0.20.

That's an estimated FDV of $35M.

@spectra_finance, e.g., values these points at $60M FDV.

If/When Pendle comes to HyperEVM, we'll get even more confirming data points.

Here's my math 🧵👇 We know that there will be 51M hearts.

That's the same number of points as the HyperLiquid airdrop.

That, and because the telegram trench rumors are highly aligned, I'm betting Hyperbeat will do a ~30% FDV airdrop.

Don't forget to get yield on your profits.

🚨BEST STABLECOIN YIELDS ISSUE #13🚨

There are quite a few new ones...

(Bookmark for later reference)

🧵👇 1) Everyone's new favorite vault on @HyperliquidX

@0xHyperBeat's USDT vault has been averaging around 15-35% APR for the last week (largely due to high funding rates).

It also generates hyperbeat points, and potentially HyperEVM points.

BTC is up once again.

And once again I am searching for yields.

(and recommending you bookmark this for reference)

🚨BEST BITCOIN YIELDS ISSUE #7🚨

🧵👇 1) Let's start on @solana

Weird place to start, I agree, but hear me out:

@RateX_Dex has fragBTC fixed APR at 5.5%

@ExponentFinance has it at 4.45%

As far as I know, those are the highest fixed rate APRs on BTC anywhere.

I really hope these become composable.

"USDC-in USDC-out" describes yields where you deposit & withdraw USDC with no swapping or fees.

These strategies are a crucial part of any well-managed stablecoin portfolio because USDC is the de-facto base stablecoin for most of EVM defi.

Let's look at a few good ones 🧵👇 1) @summerfinance_'s Lazy Summer

These are "lend aggregation" positions.

They lend on Silo, Euler, Aave, etc. to maximize the USDC yield for the end user.

That nets around 7.4% organic.

You also get 9-22% extra from $SUMR rewards (@ 150M FDV).

summer.fi/earn?referralC…

I just learned about @StreamDefi.

12% real yield +6% in projected airdrop yield, either way net positive to loop on @SonicLabs on @eulerfinance.

Best part, xUSD is USDC in / USDC out without any slippage / fees.

Would love to see looping for this on mainnet as well.

🧵👇 FWIW, I'm not a Stream ambassador, but they have a great team, and I love good stablecoin yields.

Stream also has a BTC and ETH product.

► ~8% APR on xBTC
► ~13% on xETH

Wen looping?

Today I aped into @infinifilabs's iUSD YTs.

I RARELY buy YTs.

This came after much, much mathing.

TL;DR: 2x-7x ROI estimate.

So here's my math, please audit my work 🧵👇 Recently, I got Infinifi on a call and had them walk me through their points multiple times until I got it.

Bless their patience.

The Basics (points / $1000 / Week)
Mint & Hold iUSD: 2x
Stake iUSD: 1x
Fluid / Curve LPs: 3x
Pendle LP/YT: 4.5x

It's better to be a stablecoin genius than a stable genius.

🚨 BEST STABLECOIN YIELDS ISSUE #9 🚨

I am once again reminding you to bookmark this thread

🧵👇 1) @MidasRWA breaks $115M TVL

@MEVCapital curates the mMEV vault, which is currently rocking a 12.6% APY plus points.

► @ResolvLabs
► @SonicLabs
► @GetYieldFi
► @elixir
► @NapierFinance

So, you could deposit into the vault and let MEV go get the yield for you.

But you have some other options as well:

1) Buy YTs: right now you can buy YTs at an IY of 10%, meaning you're getting more yield than you're paying for AND you're getting all those points for free on top.

Risk: If the actual yield goes under the IY (10.66%) that you purchased at, you can experience a loss.

2) LP on Pendle for up to 24% APY plus points

3) Leverage on Morpho
(20% net APR plus 10x the points)

BEST BITCOIN OPPORTUNITIES ISSUE #2

BTC is at $102K and there's so much to do with it.

Let's make your orange coin grow🧵👇 1) @SolvProtocol 🤝 @InfraredFinance

APR: 4.22% + Points
► Infrared Points
► Solv S2 Points

A Tale of Two PTs

TL;DR
► 36% PT-wstUSR on Ethereum
► 27% PT-USR on Base

Let's talk about @ResolvLabs & @gauntlet_xyz

...and @MorphoLabs's "Public Allocator"
...and @pendle_fi AMM oracles
🧵👇 The interesting thing about these markets, is that they have more available liquidity than the "Total Supply."

Here's how that works:

Liquidity can be reallocated into the market "just-in-time" via the "public allocator contract" which allows liquidity from other markets to flow into these ad-hoc.

I.E., so long as the interest rate is compelling for @gauntlet_xyz vaults, liquidity from other markets will be re-directed from their other markets to these.

Borrowers can therefore access liquidity outside of what is immediately provited.

NEAT! Now let's look at the yields.

A few incredible new stablecoin strategies came online recently, so...

Mini-thread🧵👇 1) @Dolomite_io HAS E-MODE

This is a bigger deal than you can probably imagine, given that they also have $400M of sticky BOYCO liquidity.

There are a few opportunities here worth noting.

A. @reservoir_xyz srUSD/HONEY
7% Collateral Yield
2.55% Borrow Cost
10x Leverage = 47% + Points on Notional

B. @ethena_labs sUSDe/USDC
6.22% Collateral Yield
2.55% Borrow Cost
10x Leverage = 40% + Sats on Notional

Reservoir uses NAV oracles AFAIK

I'm personally farming this.

You've made your choice, time for me to deliver

🚨BEST BTC YIELDS/OPPORTUNITIES ISSUE #2🚨

As always, bookmark this so you don't lose it 1) @build_on_bob🤝@eulerfinance

TL;DR
⇒ 34-67% APR Organic (+Points)
⇒ >100% APR w/ Incentives

BOB is a BTC-centric EVM superchain. More importantly, they're running an incentives campaign.

You can find most of the incentives on @merkl_xyz.

Anywho, RIGHT NOW you can loop BTC derivates for over 100% APR.

BUT THERE ARE A FEW IMPORTANT POINTS TO MAKE:

1) Slippage matters. I do NOT recommend auto-leveraging through illiquid markets. You can get rekt.

2) Some of the incentives are in rEUL which has a vesting mechanism.

3) Unwinding can also wreck you if you do it automatically, I recommend manually doing it.

FINALLY, the LBTC markets, with over $12,000,000 BTC to borrow are 34% APR and 67% APR respectively.

PLUS POINTS. These are the best @Lombard_Finance opportunities out there, hands down.

🚨BEST STABLECOIN YIELDS, ISSUE #2🚨

BOOKMARK THIS THREAD

I'll be doing just my Top 10, since believe it or not, stablecoin yields are boomin' and I can't write forever. This week we've seen a continuation of what I formerly called catastrophic price action.

But, thank God, humans experience this little thing called "the hedonic treadmill" where we emotionally normalize to whatever highs or lows we're pushed to so that no matter where we end up, after the initial shock, we re-regulate.

Nevertheless, the yields👇

Best $SOL Yields, Issue #1

Believe it or not, @solana is DeFi. Like many KOLs, I spend most of my days in meetings, in the telegram trenches, on Discord, and in Twitter DMs scraping for alpha, getting updates, asking questions about protocols, and trying to get a sense of the direction of all this stuff.

And there's a growing sentiment that Solana will become a serious competitor for institutional capital in the not-too-distant future.

I'm hopeful. I also think it has a good shot at cornering a lot of the RWA market, to my own surprise.

ANYWHO, let's dive into the yields👇