I've been on my precious metals grind for the past few months and have been neglecting my roots.

No longer.

🚨THE STABLECOIN AWARDS JAN 2026🚨

I'm awarding strategies for highest yield, risk adjustedness, anticipated airdrop, & other yieldy categories.

See the winners🧵👇 🏆HIGHEST BASE YIELD

Now remember, high yield means HIGH RISK.

🥇 @OuroborosCap8 yzPP: 59% APY (Junior Tranche)
🥈 @OstiumLabs OLP: 53.6% (Counter Party Vault)
🥉 @avantprotocol avUSDx: 21% (Junior Tranche)

What is particularly interesting is how risk premium is being allocated.

Avant gives 10% risk premium to its junior, Yuzu gives 15%.

Ostium also gives additional fee compensation when <100% CR.

Anyone remember when you could get over 30% fixed rate APR on ETH because of the LRT points craze?

Good times. Now the yields are harder to farm, but they're still out there.

Let's take a look at the current best ETH yields out there.

🧵👇 1) @summerfinance_: 8-20% APR

$SUMR will be live within the next three weeks. That means these additionaladditionaladditional incentive APRs are much more tangible now than ever before.

➢ 20% Net on Base
➢ 21% Net on ETH

Now, I have the FDV assumption for SUMR set at 150M, but even at 50M, that would be 8% net for ETH, which is fairly decent.

For those wondering, here are some of the best @monad yields to farm while they run incentives:

Almost all of the yields are on @merkl_xyz but a few aren't -- and even the ones that are need a bit of context.

🧵👇 The first thing to realize is that the Monad campaign is much smaller than, say, @Plasma, though also substantially less farmed than Plasma.

It's also larger than @arbitrum DRIP (another solid campaign).

There's $65K going to $123M TVL daily on Monad
That's 19% average APR for the whole chain's TVL

There's $235K going to $4.8b daily on Plasma
That's 1.79% average APR for the whole chain's TVL

Monad is theoretically much better in that sense.

Can't stop, won't stop.

🚨TOP FIVE 20%+ APY STABLE FARMS🚨

CBB has some size, so I'll try to find some good ones.

🧵👇

https://x.com/phtevenstrong/status/1978844261794631697

1) @reservoir_xyz wsrUSD/USDC loop on @MorphoLabs

► 8.25% APY collateral yield
► 6.81% APY borrow cost
► 17.64M to borrow

= 21.21% Net (+ s2 points)

Crypto is out, Gold is in🪙

🚨BEST GOLD YIELD GUIDE EVER MADE🚨

I'm only half-joking. But definitely bookmark.

🧵👇 Gold is difficult to get a native yield on. Virtually all gold yields involve collateralizing a gold derivative and farming against borrowed stables.

That said, you can deposit smart XAUT/PAXG collateral on @0xfluid for ~4.5%

Next, we'll look at where to borrow against Gold...

Comparing Lend Aggregators

Lend aggregators are one of my favorite yield sources specifically because they allow a user to:
⇒ get yields with no IL
⇒ remain fully liquid
⇒ remain unleveraged

..and sometimes farm points

SO, let's look at the best out there and compare
🧵👇 1) @summerfinance_

SummerFi "Lower Risk" vaults do lend aggregation, tapping into an AI-driven optimization mechanism, currently the beneficiary of @arbitrum's DRIP campaign.

APR: 11.7% + $SUMR

For more $SUMR:
summer.fi/earn?referralC…

One must heed the call.

🚨BEST STABLECOIN YIELDS OCT🚨

Let's see how many break 40% APR this time...

Bookmark for the culture.

🧵👇 1) @reservoir_xyz yields are remarkably slept on.

Remember, wsrUSD has no fee to redeem.

@MorphoLabs Loops:
► wsrUSD/USDT | Eth: 54% APR
► wsrUSD/USDC | Eth: 30% APR
► wsrUSD/pUSD | Plume: 53% APR

Season 1 was one of my better airdrops this year. Looking forward to S2!

You heard the man.

🚨BEST NON-LEVERAGED YIELDS OCTOBER🚨

BTC, ETH, and Stables

A thread🧵👇 1) Best Lend Agg for DRIP: @summerfinance_

To best farm @arbitrum DRIP incentives without leverage, SummerFi's low-risk vault is top-notch.

➢ 13% base APR, exit anytime.

Get more SUMR emissions if you use a ref link:
summer.fi/earn?referralC…

I CANNOT LET THIS GO UNANSWERED!

There are some new ones, so bookmark this for reference.

🚨BEST STABLECOIN YIELDS, SEPT 2025🚨 1) Aavethena

This is still a huge winner.

It's fairly simple, just have more sUSDe collateral than USDe collateral and be borrowing at least half the amount of your collateral value.

3x Leverage: 17% APR
5x Leverage: 23% APR
10x Leverage: 40% APR

And it can handle size.

Mert, it's 12AM here. Why would you do this to me?

And you never like my posts either. This is why the bald community can never get ahead.

🚨BEST STABLE YIELDS ON @solana🚨 1) @maplefinance on @JupiterExchange

Looping against USDG (Paxos issued) generates 21% APY.

Cap is almost hit, so if you want to get in, there is a sense of urgency.

Be productive. Every moment you waste is your enemy's gain.

Bookmark to outyield your foes.

🚨BEST ETH YIELDS, SEPTEMBER EDITION🚨 1) @summerfinance_

One of my favorite lend agg vaults is ETH Low Risk.

Not only do you get a great set-and-forget 4%, you also get $SUMR tokens, which should be live in the next 1-2 months.

The major benefit is that you can withdraw at any time and not worry about unstaking.

What could you realistically do with $10M, low lift, in DeFi / Crypto to live comfortably off $10M?

A "when I make it" thread 🧵👇

https://twitter.com/Route2FI/status/1967331017750147340

1) The Contango / Basis (no, not the protocol)

"Contango" refers to the futures market of an asset trading at a premium to the spot price.

This allows you to short the future while longing spot to generate an arbitrage APR.

Right now, SOL futures are trading at 2.5% premium.

If you used 40% margin (2.5x leverage) on the short and staked the long (6% APR) you'd be looking at 20% APR.

The reason I like this play is that it can handle relative size.

“A person can do nothing better than to eat and drink and find satisfaction in their own toil."

So, I built a calculator for all those folk doing the complex, but highly profitable, @ethena_labs 🤝 @aave strategy.

Let me explain the strategy 🧵👇 The play is very difficult to understand if you just read the details on Aave (no shade, @lemiscate, I love you guys).

Effectively, to qualify for the @merkl_xyz incentives, you need to be at least 2x leveraged, with sUSDe collateral mroe than or equal to your USDe collateral.

Here's how to avoid leverage and get >10% APR.

For the love of the game...

🚨A NON-LEVERAGED STABLECOIN THREAD🚨

🧵👇 1) @pendle_fi

This is a no brainer both because the yields are consistently over 10% and because you get a FIXED RATE return.

Right now, you can lock in 18% APR on a number of great options for over 80 days.

Protocols try to make money regardless of whether or not users make money.

They have innumerable tools to farm users or to fool users into paying fees for expected gains.

HOWEVER, with some diligence, you can avoid being farmed.

How to be the farmer, not the farmed 🧵👇 First, let's look at how users get farmed and lose money through simple lack of diligence or understanding...

Truth be told, the only way for me to keep track of all these stablecoins and their yields is to keep writing.

🚨BEST STABLECOIN YIELDS #14🚨

🧵👇 1) Lend Aggregators

Lend aggregators are vaults that automate lending across major protocols to return the best lending yield to the end user.

I love these and think they're typically the best place for passive stables.

➢ @syrupfi 7% + Drips
➢ @upshift_fi upUSDC: ~10% + Points
➢ @summerfinance_ 10% + SUMR
➢ @gauntlet_xyz 12%
➢ @superformxyz 9.5% + Points
➢ @SuperlendHQ 18%
➢ @DeFiCarrot 15%
➢ @TokemakXYZ 12.57%

At some point, you just need 8-15% no leverage, no fees to enter, no fees to exit, and consistency.

Beat T-Bills, beat REITs, beat high-yield savings, and sleep well.

This thread is for that.

🌱Best non-leveraged stablecoin yields🌱

🧵👇 1) @summerfinance_

I love lend aggregators. I've written threads and done videos on this.

SummerFi is one of the best.

► 8-11% base APR in USDC
► +10-20% $SUMR APR (est sept/oct)

Enter or Exit whenever you want.

Get higher SUMR yield w/ this link:
summer.fi/earn?referralC…

Here's a new one for you lads.

🚨Best $HYPE Yields🚨 1) beHYPE on @0xHyperBeat

This will actually be one of the key sources for yield for a lot of the plays.

It's basically a pre-deposit campaign that will get 20% of the total airdrop.

Smart money assumes a 30% FDV airdrop around $75M-$200M FDV according to points pricing.

I just bought some @0xHyperBeat points via @RumpelLabs's pHBEAT-1.

They were at $0.20.

That's an estimated FDV of $35M.

@spectra_finance, e.g., values these points at $60M FDV.

If/When Pendle comes to HyperEVM, we'll get even more confirming data points.

Here's my math 🧵👇 We know that there will be 51M hearts.

That's the same number of points as the HyperLiquid airdrop.

That, and because the telegram trench rumors are highly aligned, I'm betting Hyperbeat will do a ~30% FDV airdrop.

Don't forget to get yield on your profits.

🚨BEST STABLECOIN YIELDS ISSUE #13🚨

There are quite a few new ones...

(Bookmark for later reference)

🧵👇 1) Everyone's new favorite vault on @HyperliquidX

@0xHyperBeat's USDT vault has been averaging around 15-35% APR for the last week (largely due to high funding rates).

It also generates hyperbeat points, and potentially HyperEVM points.

BTC is up once again.

And once again I am searching for yields.

(and recommending you bookmark this for reference)

🚨BEST BITCOIN YIELDS ISSUE #7🚨

🧵👇 1) Let's start on @solana

Weird place to start, I agree, but hear me out:

@RateX_Dex has fragBTC fixed APR at 5.5%

@ExponentFinance has it at 4.45%

As far as I know, those are the highest fixed rate APRs on BTC anywhere.

I really hope these become composable.