Best Health Insurance To Buy For 2026 👇🧵

I compared 31 health insurance companies.
At the end of this thread, I'll tell you the 3 best policies and how they fit your needs.

Bookmark this NOW.

#HealthInsurance #insurance 1/11
I filtered all the 31 companies using 4 key metrics:

1. Claim Settlement Ratio (CSR)
2. Incurred Claim Ratio (ICR)
3. Complaints Ratio
4. Network Hospitals

Let's break it down step-by-step👇

•Is a 100% equity allocation now possible in NPS?
•Can you invest in multiple NPS schemes?
•Can you now exit NPS in 15 years?
•Will you get more tax benefits under NPS 2.0?

NPS 2.0 Explained👇🧵
Bookmark NOW

#StockMarket #StockMarketIndia 1/12
A new Multiple Scheme Framework (MSF) has been introduced in which:
•Non-govt. NPS subscribers can hold and manage multiple schemes.
•These MSF schemes can be held through multiple CRAs (CAMS, Protean, KFintech).

Ongoing market corrections made valuations more attractive than ever.

Market caps of all large-caps fell 7.1% and mid-caps 7.3%. Blue chips are available at a great entry point right now.

Thread: How to build a blue chip stock portfolio? 🧵
Bookmark NOW!👇

#StockMarket #STOCK 1/10
Large-cap vs Blue chip stocks

•Large-cap stocks are the top 100 companies by market cap. (But size ≠ quality) Many lack stable profits or strong fundamentals. In fact, only 16% consistently outperform the Nifty; over 80% of large-caps are not investment-friendly.

•Blue chip stocks are the cream of large & midcap stocks. They have a proven track record of generating free cash flow in both good and bad economic times, funding growth and acquisitions, and holding dominant market share.

They are aspirational investments, reliable, but often command premium valuations.

Thread: CDSL vs NSDL - The Battle for India's Demat Future

With just 14% of Indians holding a Demat account vs. 62% in the US, India's growth runway is astronomical.

And only TWO players control this entire ecosystem.
So, who wins? Read below👇🧵

Bookmark NOW.
#StockMarket #StockMarketIndia 1/11
What do Depositories really do?

Think of them as the country’s digital vault for securities. They replace paper certificates and hold your shares, mutual funds, and bonds electronically.

They hold your:
•Listed & unlisted company shares
•Mutual fund & ETFs
•Corporate bonds & government bonds

Confused about which Mutual Fund to keep and which to sell?

Step-by-step guide to rebalance your MF portfolio🧵
Bookmark NOW and read below👇

#StockMarket #mutualfunds 1/10
Step 1: SELL based on your emergencies & goal timeline

Ask yourself:
👉 Do I need money for an emergency?
If YES → Withdraw the amount needed.

👉 Has my goal timeline arrived (home down payment, Marriage, buying a car)?
If YES → Exit the amount needed

If NO → Stay invested and move to Step 2.
Don’t think about fund quality, ratings, or market conditions.

Your EMIs leaving you with barely anything to save?
Paying only the “minimum due” on credit card?
Borrowing money from friends to survive the month?
Swiping one credit card to pay another's bill?

If "YES", you’re already in a DEBT TRAP.
Thread: 6-step way out. Bookmark NOW 🧵

#debtfree #debt 1/8
You’re not suffering alone.

•68% of Indian borrowers face debt distress.
•Average debt per individual borrower jumped from ₹3.9L (Mar ’23) to ₹4.8L (Mar ’25).
•Almost half of those with personal loans or credit cards also hold a home or car loan.

Let’s build a system that works for you👇

•Do 5-star mutual funds guarantee better returns?
•Is holding 15–20 mutual funds diversification?
•Does a fund with ₹10 NAV grow faster than one at ₹100?
•Are weekly SIPs smarter than monthly ones?

Mega thread on Mutual Funds. Bookmark NOW👇
#StockMarket #StockMarketIndia 1/15
Why Mutual Funds?
•Most Indians lack equity exposure. MFs give that edge to everyone.
•MFs have the potential to generate a superior ROI than FDs & real estate.
•It offers professional expertise at the lowest cost.
•It has higher liquidity compared to traditional asset classes.

Thread👇🧵
Mutual Funds vs Direct Stocks vs Smallcases vs Assisted Investing

#StockMarketIndia #MutualFunds 1/6
Mutual Funds

Pros
• Managed by a team of industry veterans.
• SIP automation builds discipline and enables long-term wealth creation.
• Ideal for retail investors with limited capital, time, and resources.

Cons
• Fund managers can't control timing or inflows/outflows.
• In crashes, panic redemptions force them to sell at low prices. In bull markets, they're often forced to buy expensive stocks.
• For curious investors, it is like a black box. You don't know why a stock is picked.

80%-90% damage is already done—numbers don't lie!
🔻953 stocks down >20% to 30%
🔻1,142 stocks down >30% to 50%
🔻205 stocks down >50%

Only 1,444 of 4,694 stocks had positive returns (Sep'24-Feb'25)

Bear market spares no one! Quality doesn't matter.
I will guide you step by step on how to buy the Dip👇🧵

#stockmarketsindia #stockmarketcrash 1/7
Bear Market chronology is very simple

📌 If valuations are high, stocks will keep falling
📌 If valuations are low, they will rise eventually

Everything else? Just noise.

But the big question is....
Has the #market corrected or more pain ahead?👇

Start #investing ₹6,500/month NOW & enjoy ₹66,600/month forever!! 😱

Now that I've got you hooked let's decode it 🧵👇

#StockMarketIndia #StockMarket #Finance 1/8
Start a SIP of ₹6,500/month today with a diversified portfolio like this👇

50% in Large Cap Index Fund
40% in Flexi Cap fund
10% in Gold

Let's assume a moderate 10% CAGR return!
Wait! It gets better👇

#mutualfunds #InvestSmart

A must read for Young Traders & Investors

Brutal truths about the market :

4% Returns per month possible?

If such returns were possible regularly,

1. Ratan Tata wouldn’t be building steel plants.

2. Mukesh Ambani wouldn’t be putting fiber optics since 10 years.

👇1/6 3. Elon Musk wouldn’t be making rockets or buying twitter.

These people can hire
1. The best Traders
2. The best software
3. Fastest computers

And make money from money every month.

Why don’t they do it ? Coz it’s not possible sustainably and regularly.

👇👇👇 2/6

10 Clever Personal Finance Rules that will help u save more.

1) Rule of 72
2) 100- Age Rule
3) 50-30-20 Rule
4) 1st Week Rule
5) 6X Emergency Fund
6) 20X Term insurance
7) 40% EMI Rule
8) 2X Savings Rule
9) 3*3*3 Plan
10) 25X Retirement Rule.

#PKBOLA Explains👇

1/12 1. Rule of 72

Always wondering when your money will double ?

This Rule will Help !

Simply Divide 72 by your expected Rate of return.
Ex - if a bond is Giving 10% returns,
Divide 72 by 10 = 7.2 Years

Note - This rule provides close but not exact outcome.

2/12

➡️UPI Killed Wallets
➡️Digilocker killed ID cards

💡Now ONDC can kill Zomato, Amazon, Swiggy

Can offer Products upto 20% cheaper with no gimmicks/coupon codes.

How can you use it ?
How does it work ?

1/7

Read Below 👇👇 What is ONDC?

➡️ Amazon is an aggregator of products & customers
➡️Zomato is an aggregator of restaurants & foodies

What if there was a universal aggregator of all products & services?

No more separate apps for cabs, movie tickets, food etc

That is ONDC.

How to start using… twitter.com/i/web/status/1…

6 Netflix Documentaries that will SuperCharge your LIFE 1) What the Health.

Warning - Shocking truth about various foods and illnesses.

A Quick 6 Step Financial Plan that will save you -

1) Thousands of $$
2) Hundreds of hours

And will help -

1) Build wealth
3) Meet ur goals

👉 A Beginner’s plan that will probably outperform majority of finance experts

#PKBOLA

👇 👇 👇

1/8 Step 1 - Term Insurance

Do’s

👉 Buy it from ur First Income
👉 Buy a cover of 20X ur annual income
👉 Take critical illness and disability riders
👉 Buy till you reach the age of 65-70 (till u have dependents)

Don’t’s

👉 Don’t go for endowment plans
👉 Don’t Buy for… twitter.com/i/web/status/1…

People earning 7 lacs income to pay no income tax ? How?

Slabs are-
0-3 lac 0%
3-6 lacs 5%
6 - 9 lacs 10%

Then how is it 0 tax for ppl under 7 lacs ?

-pay 5% tax between 3-6 lacs i.e 15k.
-pay 10% tax between 6-7 lacs ie 10 K

Total tax paid -25K
Govt will refund 25k Note - Slabs are still relevant because if u earn more than 7 lacs, then no rebate will be available and u will be charged as per d slabs with no refund

Real Estate Gives Better Returns than Stocks !

A thread 🧵 👇

In the last 40 years,

Sensex - 14 % CAGR
Real estate - 11-12% CAGR (estimates)

But why did I say Real Estate is Better then ?

👇 👇
1/6 1) Lock in
It’s easier to take out money from stocks & MF & hence we don’t stay Invested.

Real estate is comparatively less liquid & more time consuming to sell, so we stick with it & it compounds

Higher returns of stocks don’t count if we can’t stay invested

2/6

I was a Guest on Sandeep Maheshwari’s Show !

Why ME ?

Was the first Question that came to my mind.

Here are 3 Tips that helped me (and can help you too) in Growing your Social Media Presence.

A thread
(1/8) Growth at what cost?

1. Some influencers rise rapidly only to be forgotten.

Why?

Views are easy, Reputation is tough. You might follow a creator that gets tons of views today, but you might not necessarily respect him/her. So, viewers will move on once d hype is over.

2/8

Why Most 5 Star hotels are Owned by Politicians ?

A thread 🧵

1/4 1) Typically, it takes upto 150 licences and clearances for building a grand hotel.

For someone without political connections, it would take them forever to get all these licences.

But politicians get these licences easily.

2/4

How Ticker was born because of Bloomberg & Our Stupidity

A 🧵on how it all happened accidentally.

#stockmarkets #stocks

Read below👇& Retweet if u find Ticker & our efforts worthy.

(1/5) In 2018, we got investment advisory license. So we needed in-depth institutional grade data.

We asked for a demo of bloomberg terminal

D price was 25 lacs per year, per seat.

We were shocked!

We needed a fraction of data abt indian companies, but it had no such option

2/5