Dheeraj Rajeev Profile picture
Creating tech that helps small businesses make great day-to-day decisions
Feb 16, 2020 10 tweets 6 min read
I heard a nice talk from the #AccountAggregator inauguration ceremony – important government officials stated that @RBI 's
Account Aggregator framework was #IncentiveAligned with citizens. I liked the term #IncentiveAligned. In the context of #AccountAggregators it meant that citizens wanted data privacy but also wanted their data present with the government to do something for them – their data empowering themselves.
Feb 15, 2020 15 tweets 6 min read
Just 15 million Indians pay income tax. That is a little over 1 % of our population. Governments in India over many decades have tried their creative genius in trying various combinations of wresting out more out of the same percentage population. But there are so many exemptions – something that this year's budget has tried to address, albeit in a wonky dilly-dallying and confounding way. The key question is, when you are earning and using some facilities by the government, just *pay* tax.
Feb 9, 2020 19 tweets 6 min read
An opinion piece in @bsindia by a @NITIAayog advisor talks about bringing MSMEs into e-commerce. The writing in the article – by a policy advisor – itself shows what is wrong with the lack of inclusion as the advisor puts it ... business-standard.com/article/opinio… The advisor @ishtiyaqueirs gives broad stats - 60 million + MSMEs, some marketplace stats ... and includes poor digital literacy and poor geographical reach among reasons for the lack of inclusion – and this is where he starts going wrong