Sagar Bandodkar Profile picture
An ordinary guy who talks about stocks here, spending money in an optimal way on @Amazingcreditc ๐Ÿ’ณ & @Amazingdeals111๐Ÿ›๏ธ
Jun 11, 2023 โ€ข 20 tweets โ€ข 5 min read
It is a huge misconception that real estate investments are bad!!!๐Ÿ‘Ž๐Ÿป

โ€ขIf you think the same hereโ€™s a thread for you๐Ÿ 

โ€ขHereโ€™s a story of one of the best retail investors I know.

โ€ขA short story of one of his Real Estate investment

Sit back & read the entire thread๐Ÿงต โ€ขThe investor had purchased a shop in a coastal region in goa at a prime location 5 years back.

โ€ขHe bought the shop for โ‚น90 lakhs.

โ€ขThe shop was pre leased at that time the rent was โ‚น45k.

โ€ขThatโ€™s a rental yield of almost 6%.
May 17, 2023 โ€ข 40 tweets โ€ข 10 min read
AU Small Finance Bank has some great rewarding cards๐Ÿค‘

Decoding every aspect of AU Bank credit cards in a single thread๐Ÿงต

Do read the thread till the endโฌ‡๏ธ๐Ÿงต

๐Ÿ’ณ: ekaro.in/enkr20230517s2โ€ฆ Image ๐ŸŸกAU Bank LIT Credit Card

๐Ÿ”ทThe AU Small Finance LIT Credit Card is Indiaโ€™s First customizable Credit card in terms of features

๐Ÿ”ทThis means that you can choose whatever feature you want on your card and just pay for the same and nothing else

Apply๐Ÿ’ณ: ekaro.in/enkr20230517s2โ€ฆ Image
May 9, 2023 โ€ข 78 tweets โ€ข 20 min read
๐— ๐—ฒ๐—ด๐—ฎ ๐˜๐—ต๐—ฟ๐—ฒ๐—ฎ๐—ฑ ๐—ผ๐—ป ๐—”๐˜…๐—ถ๐˜€ ๐—•๐—ฎ๐—ป๐—ธ ๐—–๐—ฟ๐—ฒ๐—ฑ๐—ถ๐˜ ๐—–๐—ฎ๐—ฟ๐—ฑ๐˜€๐Ÿงต โฌ‡๏ธ

๐—”๐˜…๐—ถ๐˜€ ๐—ฏ๐—ฎ๐—ป๐—ธ ๐—ต๐—ฎ๐˜€ ๐˜€๐—ผ๐—บ๐—ฒ ๐—ฐ๐—ฟ๐—ฎ๐˜‡๐˜† ๐—ฟ๐—ฒ๐˜„๐—ฎ๐—ฟ๐—ฑ๐—ถ๐—ป๐—ด ๐—ฐ๐—ฎ๐—ฟ๐—ฑ๐˜€ ๐Ÿ’ณ

๐—ฆ๐—ถ๐˜ ๐—ฏ๐—ฎ๐—ฐ๐—ธ ๐—ฎ๐—ป๐—ฑ ๐—ฟ๐—ฒ๐—น๐—ฎ๐˜… ๐—ฎ๐—ป๐—ฑ ๐—ฟ๐—ฒ๐—ฎ๐—ฑ ๐˜๐—ต๐—ฒ ๐˜๐—ต๐—ฟ๐—ฒ๐—ฎ๐—ฑ ๐˜๐—ถ๐—น๐—น ๐˜๐—ต๐—ฒ ๐—ฒ๐—ป๐—ฑ๐Ÿ’ฏ

๐Ÿ’ณ ekaro.in/enkr20230509s2โ€ฆ Image ๐Ÿ”ด Axis My Zone Credit Card

It is an entry-level offering by the bank.

It welcomes its customers with a complimentary premium subscription of SonyLiv that is worth Rs. 999 for free

Fees 500+tax

Currently being offered Life Time Free๐Ÿค‘๐Ÿค‘

๐Ÿ’ณ ekaro.in/enkr20230509s2โ€ฆ Image
May 6, 2023 โ€ข 25 tweets โ€ข 6 min read
IDFC First bank has some amazing set of credit cards.๐Ÿ”ฅ

The best part is that they are life time free๐Ÿค‘

A short thread on all the variants on offer ๐Ÿงต โฌ‡๏ธ

#ccgeek Image ๐Ÿ”ถIDFC Millenia Credit card
(Entry Level card)

๐Ÿ’ณIf you are looking for an entry-level card, IDFCโ€™s FIRST Millennia credit card is the right choice for you.

๐Ÿ’ณThis is a reward points-based credit card with a decent rewards program. Image
May 6, 2023 โ€ข 5 tweets โ€ข 2 min read
A short thread on non market risk and how many stocks do you need for diversification to reduce non market risk.๐Ÿงต

what is non market risk?

Nonmarket risk is the portion of a stock's risk that is not related to the stock market's overall movementโ€™s . Image This type of risk can arise when a company's factory burns down or when a new product doesn't sell as well as expected. Image
May 5, 2023 โ€ข 12 tweets โ€ข 3 min read
Lending money to friends and family can invite unnecessary headache๐Ÿฅต

The Do's & Donโ€™ts of lending money to friends and family ๐Ÿงตโฌ‡๏ธ Image ๐Ÿ”ดDonโ€™t lend to someone you donโ€™t trust

๐Ÿ”ท Ask why they need a loan

Knowing the purpose behind the loan helps you set better repayment terms. In fact, it also makes it easier for you to refuse the loan, should you find it risky.
Jan 25, 2022 โ€ข 5 tweets โ€ข 3 min read
PVC Pipe Industry๐Ÿงต
The Indian PVC pipes and fittings market expected to register 15% CAGR during FY22 - FY26
The domestic plastic pipes industry size at ~ Rs 340Bn
Organized players account for ~60% market share.
Source - Apollo Pipes Q3 FY22 Investor presentation ๐Ÿ‘จโ€๐Ÿ”ง
@ishmohit1 Image Key features of plastic pipes against other pipes
- Lightweight
- Ease of transportation
- Longer life span Image
Jan 24, 2022 โ€ข 8 tweets โ€ข 3 min read
SBI Cards Q3 FY22 Results ๐Ÿงต
Like and Retweet for max reach ๐Ÿ™๐Ÿป
#sbicards #stocks
@itsTarH Image Robust fundamentals, strong business performance
PAT 386 Cr. A 84% Yor
New accounts 1million up 10% YOY
Net spends 55k cr up 47% YOY
Total revenue at 3140 cr up 24% YOY
ROAA at 5.0% up 179 bp YOY . Image
Jul 18, 2021 โ€ข 15 tweets โ€ข 4 min read
Bajaj Finance - how does Bajaj Finance make money on no cost EMI ? how is it a goldmine for customer acquisition and collecting insights and data on customers for bajaj finance? Bajaj Finance is Indiaโ€™s largest consumer durable financier and finances more than 70% of all consumer durables financed in India. BAFโ€™s mainstay is no cost EMIs where a consumer who buys a TV, AC or a fridge is offered a 0% EMI with no/minimal processing fees. 1/
Jul 17, 2021 โ€ข 18 tweets โ€ข 4 min read
Laurus Labs Ltd. โ€“ A leading research-driven pharmaceutical company. 1/ Laurus Labs was established in 2006 with an initial seed capital of Rs.60 crores by a chemist and repeat entrepreneur, Dr. Satyanarayana Chava, who has three decades of experience in the pharmaceutical industry. 2/
Jun 28, 2021 โ€ข 16 tweets โ€ข 4 min read
Amazon and Flipkart users must have used the pay later facility which allows you to pay for your orders after a certain time period .
@IDFCFIRSTBank had partnered with a startup which focuses on SME lending called capital float . 1/ Image Why I like this bank ?
As everyone knows India is a huge market and there will be a explosion of discretionary spending when per capita income will grow from $2000 -$3000 And so on in future. 2/