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Smriti Tomar Profile picture
Smriti Tomar
@smriti_tomar
I talk about startups (who doesn’t), personal finance & marketing. Building @StackWealthHQ to deliver smart & simple investing.
Jan 4, 2024 • 8 tweets • 2 min read
There’s a 90% chance you would have made profits in Smallcap in 2023.
But this might be the biggest red flag 🚩 🚩🚩🚩 Image We at @StackWealthHQ analyzed about 1900 stocks listed on the BSE, looking at their performance from the March lows to December, in 2023.

Over seven months, only 10% of the stocks gave negative returns 🤯
Sep 14, 2023 • 5 tweets • 1 min read
My friend got fooled while taking a home loan of ₹45 lac.

After a lot of research, my friend took home loan from a top bank. He was sanctioned a loan of ₹45 lac. And with the loan, comes the infamous 'paperwork' - he had to sign 100s of documents stated as formalities. However, when the first disbursement was made, he came to know that the total sanctioned amount is ₹49.25 lac, and not ₹45 lac.

When he inquired, he was told that the balance ₹4.25 lac is the amount of insurance that the bank has paid to the Max New York company
Dec 15, 2022 • 4 tweets • 1 min read
Every early stage founder suffers with "China Syndrome"
(it has nothing to do with COVID-19)

So, what is this China syndrome?

Imagine you start manufacturing toothbrushes: China’s pop ~ 1.3 billion
Target market share in 1st year = 0.1% of 1.3B
= 1.3 million toothbrushes
If Each person buys an average of 3 toothbrushes every yr → 3.9 million toothbrushes
1 toothbrush price = $1
Total revenue in 1st year = $3.9M
(₹32 Crores) + skyrocketing growth!
Oct 27, 2022 • 9 tweets • 2 min read
India vs South Korea. What makes their startup culture different or similar?
(a 🧵 lots of people asked for)

I was in South Korea for a month for work, and here's what I observed- 1. Female population in India is ~ 48.04%, in South Korea - 49.95% However, there are 13.76% female founders in India, and only 6% in SK.
Sep 5, 2022 • 8 tweets • 2 min read
Yesterday, Indian fans from all over the world were left in disappointment.

The team learned its lesson, and you must too!
Cricket and investing are lot more similar than what we think!

There are so many parallels we can draw between financial tips and this game of bat & ball 1. Planning >>> execution

Before the players put on their armors, they understand their areas of improvement, research their opponent and set goals accordingly.

Investors should also identify their risk appetite, investment potential and set goals before investing.