What Exactly Went Wrong at IndusInd Bank?

IndusInd Bank suffered a financial blow as its net worth was reduced by ₹ 1,577 crore.

That’s almost 2.5% of its net worth evaporated.

Let’s dive in.

Bookmark and retweet this thread to revisit it later. 1/ IndusInd Bank, founded in 1994, was the first Indian bank to pioneer internet banking in India, launching “IndusNet” in 1998—way before digital banking was popular.

They recently disclosed a financial hit, estimating a ₹1,577 crore reduction in its net worth—about 2.35% as of December 2024.

This came up during an internal review of its derivatives portfolio, spotlighting some serious accounting discrepancies.

The Rise and Fall of Big Bazaar – How India’s Retail Giant Vanished Overnight in 2022

Imagine a retail empire so big it was dubbed India’s Walmart.

At its peak in 2019, Big Bazaar operated over 300 stores across 120+ cities, raking in ₹20,000 crore ($2.7 billion).

Let’s find out how it burned down to ashes in just 3 years. 1/ The Birth of India’s Retail Giant

Big Bazaar, launched in 2001 by Kishore Biyani under the Future Group, a hypermarket offering everything from groceries to apparel at affordable prices. It revolutionized organized retail in India.

At its peak, it boasted over 300 stores across 120+ cities, becoming a household name for the middle class.

108 out of 191 Indian billionaires are Gujarati.

A Gujarati living in America makes three times more than an average American.

Gujarat, which has 5% of India’s population, contributes over 8% to the GDP and 18% of the industrial output.

Gujarat has a land area of only 6% but accounts for 25% of India’s total exports.

Why is the Gujarati community so insanely successful in business and finance?

Bookmark and retweet this thread to revisit it later. 1. Business Over Jobs

For centuries, Gujaratis have preferred business over jobs. While others seek stability in employment, Gujaratis chase risk and reward in entrepreneurship.

In Gujarati households, kids grow up hearing: “Naukri toh gareebon ka dhanda che.” (Jobs are for the poor.)

This is how a determined Homeless boy from France started one of the world’s most iconic Billion-Dollar Luxury brands.

Bookmark and retweet this thread to revisit the Unbelievable Story of Louis Vuitton

Born on August 4, 1821, in France, Louis Vuitton hailed from a modest family of farmers. At 13, Vuitton embarked on a 400-kilometer journey to Paris, traveling on foot and taking odd jobs along the way. 

In 1837, he began apprenticing under a renowned box-maker, honing his skills in crafting custom boxes.

Vuitton's meticulous craftsmanship earned him a reputation among Parisian elites, leading to prestigious clientele.

Thread on The Tarrifs War That Can Damange Your Portfolio

The U.S. is increasing tariffs to 20%+ on average - similar to Great Depression levels—and is threatening to impose a 100% tariff on BRICS nations.

This isn't just a trade war; it's an economic earthquake that could shake your Portfolio.

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Here's what it means for you: The U.S. is considering a 100% tariff on imports from BRICS nations—Brazil, Russia, India, China, and South Africa.

That means prices for everyday goods could skyrocket overnight.

Chinese electronics, Indian textiles, Brazilian coffee, Russian metals, and South African minerals—all could double in price.

Did you know Tirumala Tirupati Temple gets over ₹1,200 crore annually from its hundi (donation box) alone?

India’s temples contribute a staggering ₹9 lakh crore to the economy.

But how do they generate such wealth?

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How is the Indian government leveraging the temple economy?

Let's break down India's temple economy in this thread Temples are not just religious centers; they are economic powerhouses.

From pilgrim spending to employment generation, they fuel local and national economies in ways you wouldn’t expect.

Historically, temples were financial hubs.

They owned vast lands, funded artisans, and acted as banking institutions.

Even today, they manage large real estate holdings, contributing to local economies.

The Ultimate Thread on the History of Bear Markets

Did you know

In 1992, the Sensex crashed 55% due to the Harshad Mehta scam.

In 2008, the market plunged 60%, wiping out years of gains.

In 2020, COVID-19 led to a 40% drop in just one month.

Yet, in every case, the market bounced back stronger.

Here is the history of India's worst bear markets, the reasons for the ongoing crash, and how to navigate it effectively.

Bookmark and retweet this thread to revisit it later A bear market is defined as a 20-30 per cent or more decline in stock prices from recent highs.

These phases are driven by factors like economic downturns, financial crises, or global uncertainty.

Bear markets often trigger widespread fear, forcing many investors to sell at the worst possible time.

₹30-40 lakh per second is what advertisers have spent during the India Vs Pakistan Champions Trophy Game

Ind Vs Pak isn’t just about sports. It’s a billion-dollar business.

Here’s how this historic clash fuels the economy, advertisers, and viewership records like never before

Bookmark and retweet this thread to revisit it later. Most-Watched Cricket Matches 📺

India vs. Pakistan games consistently rank among the most-watched sporting events globally.

Example: The 2025 Champions Trophy match had over 55 Crore Viewers—more than the Super Bowl!

How a ₹500 Domain Name Almost Cost Reliance ₹2.5 Crore – The Story of India’s Boldest Domain Flip

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A 20-year-old Indian student bought a domain name for ₹500.

A few months later, Reliance sued him.

This legal battle exposed a ₹2.5 crore loophole in India's corporate world.

Here’s the crazy story of Domain Flipping 🧵👇 It all started when this student noticed something strange— Reliance Jio was planning a merger with Hotstar.

He envisaged the deal before it was public and bought the domain JioHotstar.com for just ₹500.

Then, he did something outrageous— He offered to sell the domain to Reliance for ₹ one crore!

Reliance refused.
Instead, they filed a lawsuit against him.

Every ₹1 invested in Mahakumbh generates ₹33 in economic output, making it one of the world's most profitable government investments ever.

The UP government invested ₹7,500 crores in Mahakumbh 2025.

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A deep dive into the economics of Mahakumbh 👇 Mahakumbh isn’t just a religious gathering. It’s an economic juggernaut.

In just 45 days, it is expected to generate ₹2,50,000 crores+ in revenue and inject $23 billion into India's GDP.

The scale of Mahakumbh is bigger than that of the Olympics and the FIFA World Cup combined.

It attracts pilgrims, tourists, investors, and businesses worldwide, driving multiple sectors.

The expected footfall? 45 crore people.

But now, estimates suggest it could exceed 55 crore visitors.

Let’s break down where this massive revenue comes from 👇

India’s Semiconductor Revolution: A ₹1.2 Lakh Crore Opportunity!

Did you know India’s domestic demand for chips will touch $110B by 2030, driven by 5G expansion?

Can semiconductors overtake India's IT sector?
Let’s break it down in next 2 min.

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India is on the brink of a semiconductor boom!

With the government's ₹76,000 crore PLI scheme, the country is positioning itself as a global semiconductor hub. The world is running on chips—smartphones, laptops, cars, and even your washing machine.

The semiconductor industry is expected to reach $1 trillion by 2030, and India wants a slice of this massive market.

India’s black money problem is huge:

> ₹2 Lac Cr+ of illegal money is estimated to be stashed abroad.
> 80%+ of black money is circulated within India, not outside.
> The real estate sector accounts for over 60% of black money transactions.

How do billionaires, corrupt politicians, and criminals secretly move black money across borders?

Let’s uncover the dark secrets of global money laundering 🧵👇

Kindly Bookmark and retweet this thread to revisit later Hawala System

An ancient, trust-based method where no physical money moves.

A person deposits cash with a Hawala agent in one country, and a partner agent in another country gives an equivalent amount to the recipient—no paper trail!

The Secret Crorepati Couriers (Hawala) of India

Let’s understand How Hawala/Aangadias Move thousands of Crores Without a Trace

Imagine a courier service that moves diamonds, cash, and documents across India—without tracking numbers or receipts.

Sounds risky?

Not if you’re an Aangadia.

Let’s dive into this fascinating underground network!

Kindly bookmark and retweet this thread to revisit later 1) Aangadias are most popular in Gujarat and Maharashtra.

They transport valuables based purely on trust, making them the backbone of India’s informal trade network.

Did you know that NASA uses Triphala (an Ayurvedic medicine) to keep astronauts healthy in space?

Let's learn more about India’s Ayurveda Marvels in this thread🇮🇳

This is our 171st Thread

Bookmark and retweet to revisit later 1/ Ayurveda: The 5,000-Year-Old Science

India’s gift to the world, Ayurveda, focuses on holistic healing using herbs, diet, and yoga.

The global Ayurveda market is valued at USD 15 billion and is projected to grow at a CAGR of 27.2% from 2025 to 2030.

Sindhis community is less than 1% of India's population, but their impact on India's GDP is estimated to be up to 15%.

Why is the Sindhi community one of India's most successful Business communities?

Let's understand in just 120 seconds🧵

This is our 170th Thread

Bookmark and report to revisit later 1/ Resilience in Adversity

In 1947, Sindhis lost their homeland (Sindh, now in Pakistan) and arrived in India with almost nothing.

With no designated state, they built businesses from scratch.

Their ability to thrive in adversity is their greatest strength.

Imagine having to start all over in a new place.

A Thread on How RBI Controls Inflation and the impact of Today's CRR cut🏦

Did you know?
RBI has these 4 powerful tools to control inflation and drive growth.

📌CRR
📌Repo Rate
📌Reverse Repo Rate
📌SLR

Here’s how they work (in simple terms): 👇

This is our 136th Thread, kindly repost & bookmark 1) Cash Reserve Ratio (CRR) 🏦
Banks must keep a % of deposits with the central bank.

🔼 Higher CRR → Less for banks to lend → Inflation controlled
🔽 Lower CRR → More for banks to lend → Growth encouraged

Small changes = Big impact!

Find out how Marico's HR team came up with a great idea to avoid labor unrest at their factory

Kindly Consider a retweet to help us educate more investors.

1) In the early 1990s, Marico Ltd sought to expand its business and grow its coconut oil brand- Parachute. 2) As a strategic move, the company's top management decided to set up a copra crushing plant in Kanjikode, Kerala.

3) This move would help the company to reduce its freight cost and make the brand Parachute more competitively priced against the rival brands.

How does the Indian Premier League make money?

A thread on IPL's Business Model, valuations, and some incredible facts on IPL

Kindly Consider a retweet to help us educate more investors. 1) Sponsorship deals

BCCI gets 50%
& Teams another 50%

Title sponsors: TATA

Official sponsors: Dream 11, CRED, up, RuPay, Saudi Tourism Authority, Swiggy Instamart, Upstox

Title sponsors - 670 crores
Official sponsors - 210 crores

Find out who won the court case when ITC sued Nestle over "Magic Masala"

1) Back in 2010, ITC entered the instant noodle market with its brand Sunfeast Yippee!

2) It started with two flavors- "Magic Masala" and "Classic Masala". 3) The flavours started gaining a lot of popularity and within 3 years, Yippee! had captured 12.5% market share in the instant noodles market.

4) Seeing the success of its competitor, Nestle launched a new similar-sounding variant of Maggi called "Maggi Magical Masala" in 2013.

How Much Virat Kohli Earns from his business ventures and Investments?

1) With a following of 248 million on Instagram, Virat is the most-followed celebrity in India and earns ~8 Crore per Instagram post.

Kindly Consider retweeting the thread to help us educate more investors. 2) Have you seen the MRF sticker on Virat Kohli's bat?
He signed a stunning 8-year deal with MRF in 2017 for bat sponsorship, and he earns 12.5 crores per year from that alone.

She started a Tea business with just one girl to answer phone calls and one driver for deliveries,
now has 111+ employees and built Rs 11+ Crore Topline Tea Company.

1) Dr Rupali Ambegaonkar launched the Tea Culture of the World(TCW) in 2010 from a 100 sq ft office in Mumbai. twitter.com/i/web/status/1… 2) Her tea startup imported tea leaves from China. At their godown, tea leaves were blended in different flavours and sold the tea under the brand name Tea Culture of the World(TCW).