How the Baniya Community knows the best-kept financial secret.

Go to any wholesale market, textile market or steel godown.

They are dominated by surnames like:
Agarwal, Gupta, Bansal, Khandelwal, Poddar, Jalan, Goel

Here’s what separates them from the rest of India:

While you chase 12% annual returns, Baniyas chase one thing only:
How fast can the same rupee come back and compound again?

Most of India works on a salary.
Baniyas work on rotation.

You get paid once a month.
They get paid 3 times a month.

Their business cycles don’t run on years.
They run on days.

Bookmark and retweet this thread to revisit it later While the average investor prays for 12% annual returns…

A Baniya business aims for:

25–35% ROCE (Return on Capital Employed)
15–30 day inventory cycles
40–60 day receivable cycles

And zero obsession with the stock market.

Why India’s largest consumer tech IPO, LG Electronics India, might be the next multibagger.

Since 1997, LG has built more than just brand recall — it’s built trust.

• No. 1 in India’s washing machines (34% share)
• No. 1 in microwaves (51%)
• No. 1 in TVs (28%)
• Massive player in air-conditioners and fridges

36,000 stores.
1,000 service centers.
594 cities.

If Reliance Jio owns the digital India, LG owns the hardware India lives with.

Bookmark and retweet this thread to revisit it later The Numbers Are Screaming Efficiency

FY25 EBITDA margin: 13%
Net profit margin: 9%
RoCE: 43% (industry peers: 20–25%)

LG India is producing at 77% capacity utilization — and still adding more plants.
In Andhra Pradesh alone, it’s investing ₹5,000 crore for a mega facility.

Once operational (FY27), it adds 5.5 million units of capacity — pushing total revenues past ₹32,000 crore.

That’s a 16% CAGR over two years — with zero new debt.

China is building a ₹83 lakh crore sports economy.

Not for pride.
Not for medals.

But as a strategic weapon to fuel its GDP.

Here’s how they’re turning football, badminton and gym memberships into economic fuel—and what India can learn from it:

Bookmark and retweet this thread to revisit it later In 2023, China’s sports economy was worth ~$540 billion.

By 2030, it’s targeting $1 trillion.

That’s bigger than the GDP of Switzerland or Saudi Arabia.

But this isn’t about cricket-style obsession.

It’s about economic engineering.

Let me explain:

India is already the world’s back office.
Now it’s building the frontlines.

In one of the biggest tech infrastructure deals of the decade, Google is investing $10 billion into a 1 GW data center cluster in Visakhapatnam, Andhra Pradesh.

Construction starts soon.
Deadline? July 2028.

Let’s break down what’s really happening here.
Bookmark and retweet this thread to revisit it later What’s inside the $10 billion plan?

Three campuses: Adavivaram, Tarluvada, and Rambilli

$2 billion earmarked for renewable energy, telecom upgrades, and submarine cables

Over 5,000 high-skill jobs created

The first direct data center investment by Google in India

But this isn’t just about storage and servers.

It’s a geostrategic masterstroke.

The Calm Before the Storm

For 30 years, Japan was the world’s ATM for cheap money.

Its interest rates were near zero, so investors borrowed in yen and bought assets worldwide.

This “carry trade” quietly fueled global markets.

Now, with Japanese yields surging, that 30-year machine is reversing.

Japan’s 40-year bond yield has jumped from 1.5% to 3.4% in just two years, its fastest surge in decades.

Sounds boring?
It’s not.

Because when Japan’s money starts flowing back home, the rest of the world’s financial system shakes, and Gold and Silver often become the winners.

Let’s break down what’s really happening behind the headlines. Why This Matters Globally

When Japanese bonds start offering higher returns, Japanese investors no longer need to chase U.S. or European assets for income.

So they start selling:

● U.S. Treasuries
● European government bonds
● Asian equities

That triggers:
A stronger yen, a weaker dollar, and a potential bond market quake across continents.

This isn’t a Japan problem anymore. It’s a global liquidity shift.

Electricity is the oxygen of AI.
And America is starting to run out of breath.

US electricity prices are exploding

Power bills are climbing at the fastest pace in over 15 years.

Data centers, the engines of AI, already consume nearly 5% of America’s total electricity.

By 2030, that number could exceed 20%.

Eric Schmidt once warned: “Winning AI means winning energy.”

He was right. Because no matter how advanced the model, it still needs megawatts to think.

The next AI winter might be caused by a power bill no one can pay.

Let’s break down the energy war no one’s talking about and how it could derail the AI gold rush. Imagine this:

Every time you chat with an AI, it’s not just data moving its electricity burning.

Training a single frontier model like GPT-4 consumed as much power as 120,000 US households use in a year.

Running it daily across millions of users?

That’s like powering an entire small nation — continuously.

But here’s the catch:
America doesn’t have the electricity to spare.

India imported over 780 tonnes of gold last year

While ETFs now hold more than ₹72,000 crore in gold assets, most people have NO idea How “digital gold” Gold Bees actually work

This is the no-fluff breakdown of Gold BeES how it’s built, where the gold sits, who can redeem it, and how SEBI keeps it safe and transparent.

Let’s begin.

Bookmark and retweet this thread to revisit it later. Physical gold has problems purity issues, locker costs, liquidity delays.

So in 2007, Nippon India launched Gold BeES, the country’s first gold ETF, a way to hold gold through Demat, not a locker.

Most people think buying 1 unit of Gold BeES = buying 1 gram of gold.
Not true.

Each unit of Gold BeES equals roughly 0.01 gram of gold.

That’s why you see prices like ₹99 instead of ₹99,000.

The ETF is designed small to attract micro investors.

Maruti Suzuki received over 7 lakh enquiries during Navratri.
1.5 lakh bookings.
Sales doubled.

Mahindra clocked a 60% jump in retail sales.
Tata delivered 50,000+ cars in 9 days.

Haier’s festive sales shot up 85%.
Refrigerators. Washing machines. TVs.

If it had a plug, it got bought.
LG, Godrej, and Reliance Retail all had record weeks.

India has just experienced its biggest festive sales surg in over a decade.
But this isn’t just a seasonal spike.
It’s a signal.

India’s consumption engine is back. And this time… it’s on steroids.
Let’s decode what just happened: This wasn’t just good luck.
This was perfect policy + perfect timing.

Here’s the real reason behind the madness:

GST cuts + Festive season = India’s demand volcano erupted.

After 18 months of economic unease, people finally felt like spending.
And they did not hold back.

In 1997, Toyota quietly entered India through a joint venture with the Kirloskar Group.

While others chased volume, Toyota chased margins.

While rivals played the small car game, Toyota built the Innova, Fortuner, and Hilux.

Today, Toyota Kirloskar Motor (TKM) makes up 7.2% of India’s Passenger Vehicle Market

In FY25, this TKM posted:
Revenue: ₹64,895 Cr
Profit: ₹5,672 Cr

Toyota’s Japan HQ is considering listing TKM in India
It’s a multi-billion-dollar move that reveals where the real power in India’s auto sector lies.

Let’s break it down like a story.
Bookmark and retweet this thread to revisit it later So, why now?
Why is Toyota — the world's largest carmaker — even thinking of an IPO for its India unit?

Because India is no longer "an emerging market" in Toyota's playbook.

It’s a core growth engine.

Here's what's changed:

The story of Parle-G: India's most loved biscuit and the genius behind it

Parle-G sells over 1 billion packets every month.
With its deep distribution network of 50 Lakh+ stores

But did you know it was started by a young tailor in 1929 and became the world’s largest-selling biscuit?

The story of Parle-G is a masterclass in business, branding, and India’s economic history.

A thread 🧵👇
Bookmark and retweet to revisit it later. 1920s:

Mohanlal Dayal was just 18 when he opened a tailoring shop in Mumbai. But he wanted more.

He started experimenting with sweets.

He left for Germany to learn how to make confectionery

India's SaaS sector is worth over $14 billion and is growing at a 20% CAGR

But guess what?

While Indian companies are building world-class software, Indian founders are still paying U.S. SaaS companies for everything from email to CRM.

What if I told you…

Your company today could run fully on Zoho without touching a single American SaaS?

You may laugh.
But after reading this thread, you’ll probably rethink your entire tech stack.

Let’s break it down: Zoho isn’t just an "Indian alternative".

It’s a full-blown ecosystem that quietly rivals Google, Microsoft, Salesforce, Slack, Canva, Trello, Dropbox, HubSpot, and more.

Don’t believe it?

Here’s what a 100% Zoho-powered company could look like:

Google Sheets → Zoho Sheet
MS Word → Zoho Writer
PowerPoint → Zoho Show
Slack → Zoho Cliq
Salesforce → Zoho CRM
QuickBooks → Zoho Books
Dropbox/Drive → Zoho WorkDrive
HubSpot → Zoho Marketing Hub
Zoom → Zoho Meeting
Asana/Trello → Zoho Projects
LastPass → Zoho Vault
Canva → Zoho Showtime + Zoho Social
MS Teams → Zoho Connect
Chrome → Zoho Ulaa
Gmail → Zoho Mail
WhatsApp → Zoho Arattai

That’s 15+ U.S. tools… replaced with one Indian stack.

India drinks 15 crore litres of packaged water every single day.

That’s nearly ₹66 crore per day flowing into this industry.

And most of it goes to just three players:

Bisleri: 32%
Kinley (Coca-Cola): 27%
Aquafina (PepsiCo): 23%

Reliance has just declared war on them.

With Campa Sure priced at ₹15/L, Mukesh Ambani is going after a ₹24,000 Cr market.

What’s the strategy?

Here’s the full story of how Reliance is about to disrupt your next sip of water:

Bookmark and retweet this thread to revisit it later At ₹20/litre, bottled water is a premium purchase for most of Bharat.

At railway stations, bus stands, and local shops, water is a necessity, but often unaffordable.

Reliance saw the gap.

And launched Campa Sure at ₹15/litre.

25% cheaper than its rivals.

But this isn’t just price undercutting. It’s retail warfare.

In 1999, Britain sold 415 tons of gold at $282 an ounce.

They raised $3.5 billion.

That same gold today? $48 billion.

The press still calls it “Brown’s Bottom” the worst trade in central banking history.

But here’s what central banks are doing now and why it matters for your portfolio.

Bookmark and retweet this thread to revisit it later Back then, Gordon Brown (UK Chancellor) said he was “restructuring into more productive assets.”

Translation: gold was dead money.

Except… he sold at the absolute bottom.

Gold was about to enter a 10-year bull run that made him look like the world’s worst trader.

India just launched an $8 billion mission to shake up global shipping.

Ports, shipyards, and 2,500 vessels are getting a generational upgrade, not just to catch up with the world, but to lead it.

Here’s how this silent maritime revolution will change your economy, your job, and your future:

Bookmark and retweet this thread to revisit it later In 2022, India ranked 47th in global shipbuilding.

By 2047, the government wants to be Top 5.

That’s not ambition. That’s war-time urgency.

Because whoever controls ships, controls global trade.

And whoever controls trade... controls economic power.

India broke a record.

One single day.
1 car was sold every 2 seconds.
The highest single-day car sales ever in Indian history.

Maruti Suzuki: 30,000
Tata Motors: 10,000
Hyundai India: 11,000

What triggered this madness?
Let’s break it down.

Bookmark and retweet this thread to revisit it later First, the price hack nobody expected.

Thanks to the GST cut and festive offers, many models went back to their 2019 price levels.

In a market where every rupee counts, this felt like a once-in-a-lifetime flash sale.

For families holding off on big purchases, this was the green signal.

Gold’s Rise – What It Signals for India & the World?

Why Gold Has Entered a New Structural Bull Market.

It’s no longer just an “inflation hedge”
it’s becoming the anti-dollar asset class.

From ₹40,000 (2020) → ₹1,11,111 (2025) per 10gm

This isn’t speculation. It’s geopolitics.
Bookmark and retweet this thread to revisit it later Why is Gold Rising?

Central Bank Buying: Net purchases in 2022–23 hit a 55-year high.

Dedollarisation: USD’s share in global FX reserves fell from 72% (2000) → 59% (2024).

Geopolitical Fractures: Sanctions on Russia, Middle East instability, and US–China rivalry have accelerated the pivot.

Cement demand has quietly grown at ~7% CAGR between FY20-FY25

But here’s the kicker:

By 2030, infrastructure will become the fastest-growing cement consumer in India.

And that changes everything.

Let me show you why

Bookmark and retweet this thread to revisit it later In a country that builds 1.5 crore homes every year, cement isn’t just powder.

It’s policy in motion.

Despite the pandemic, India’s cement demand surged from FY20 to FY25, driven by:

Urban real estate boom

Rural housing under PM Awas Yojana

Highway & port expansion

Smart cities & station revamps

This isn’t normal growth. It’s an economic statement.

FII ownership in Indian stock market dropped to 15.85% as of August 2025, with assets slipping to less than ₹70 lakh crore.

That’s the lowest shareholding in over 13 years levels last seen in 2012.

Why are FIIs running away from India when the Sensex and Nifty are at record highs?
Let’s decode.

Bookmark and retweet this thread to revisit it later Imagine the stock market as a wedding.
Indians are the family.
FIIs are the rich guests.

When rich guests eat, spend and dance—it makes the wedding look grand.

When they leave early, the party feels hollow, even if the family is still enjoying.

That’s exactly what’s happening in Dalal Street.

The world made money. India barely moved.

In the last 12 months:

Hang Seng: +52%
Shanghai: +42%
DAX: +29%
Nasdaq: +26%
S&P 500: +19%
Nifty: +0.7%

India has underperformed big time.
But why? And how long will this last?

Let’s decode.
Bookmark and retweet this thread to revisit it later When the world party started, India was already tired.
Globally, liquidity and AI-fueled optimism lifted markets.

But India?
Our valuations were already sky-high.
Nifty was trading at 21x forward earnings, among the most expensive in the world.

When everyone else was cheap, we were premium.

India once had its own Walmart.

Big Bazaar had 1,500+ stores, 30 crore customers, and 17% of India’s organised retail market.

Today, it’s dead.
But who killed it?

Here’s the untold story of Big Bazaar

Bookmark and retweet this thread to revisit it later Big Bazaar was founded in 2001 by Kishore Biyani under Future Group.

It was India’s middle-class shopping paradise:

Discounts, kirana-style aisles, Diwali sales that pulled crowds like cricket matches.

By 2010, Future Group was the king of Indian retail.
Reliance was just a side player.

But then came the debt trap.

Taiwan is smaller than Kerala.
It has only 2.5 Cr people.

Yet it exported $432.5 billion last year,
more than 95% of Indian districts.

And $165 billion of that came from one thing:
Semiconductor chips

Here’s how this tiny island became the most powerful tech player on Earth.
Bookmark and retweet this thread to revisit it later In 1990, Taiwan made less than 1% of the world’s semiconductors.

Today, Taiwan makes more than 60% of the global chip supply—and over 90% of the advanced chips that power your iPhones, EVs, and AI models.

The world runs on Taiwan. Literally.

But how?

Let’s rewind.