Helping a borrower who owes $100k on a private student loan for an undergrad degree. Had trouble repaying (underemployed & lender wanted $500/mo). Unusual debt for an in-state student so I asked for their credit report. The original loan: $6k. How👏🏽is👏🏽this👏🏽legal👏🏽! Update: Borrower is trying to find loan docs so we can determine how much of the current $100k balance is interest vs. penalties and fees. For those asking if I read the numbers right: (1) nice to meet you and (2) yes, the numbers are right. Original debt is listed as $6k.