HOW TO SAVE MONEY
Thread๐งต
1. Do not buy anything at full price.
2. Do not take on debt for depreciating assets.
3. Do not buy new what you can easily acquire used.
4. Do not outsource tasks you are capable of learning.
5. Do not shop when you are bored, sad, or celebrating.
6. Do not shop when you are bored, sad, or celebrating.
7. Do not entertain shopping as a form of entertainment.
8. Search for tax-advantaged accounts to grow your money.
9. Search for tax-advantaged accounts to grow your money.
10. Do not fall for "limited time offers" without scrutiny.
11. Do not make a purchase over $100 without a 24-hour wait.
12. Do not make a purchase over $100 without a 24-hour wait.
13. Do not go to the mall without a specific, pre-written list.
14. Do not let emotional spending derail your financial targets.
15. Do not upgrade a functioning item without significant cause.
16. Do not pay for subscriptions you don't actively use monthly.
17. Search for every discount, coupon, and cashback opportunity.
18. Do not let a paycheck enter your main account without a plan.
19. Do not use a credit card for anything you can't pay off that month.
20. If you can get a service for free or cheaper, do it without hesitation.
21. If you receive unexpected money, save at least half without touching it.
22. Do not buy branded when generic is identical, choose function over fashion.
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Learn or learn the hard way.
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