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People rarely change after 25.

Before you say "I do", make sure you're excited about living with this person for the rest of your life.

He/she is not going to change after marriage.
It's always a mistake to get married in hope that something or someone will change for the better.

If it's not working while you're dating, marriage won't make it work better.
Our fundamentals are set by 25 or so. We all make cosmetic changes afterwards but the real person doesn't really change.

If he's a slob at 25, he won't become meticulous after marriage.

If he cheats,...
If he's kind,...
If she's inconsiderate,...
If she's a ambitious,...

Etc.
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More from @tayooye see all

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Dr. Tayo Oyedeji
@tayooye
5 things I wish I knew in my 20s:

1. Hard work always pays.
2. Treat people well regardless of their status.
3. Don't be afraid to take risks.
4. Most fights never yield dividends. Walk away.
5. Money comes via strategic work: not hard work alone, and definitely not by prayers.
Let's clarify point 5:

Prayer turns hearts away from dross towards the divine and meets needs.

But faith is not a business model.

The idea that faith/giving leads to wealth is a 20th-century mindset that is inaccurate.

Faith is important. But it's not a business model.
Point 5 again:

1. Develop a strategic plan for your life.
2. Work hard as if you will never pray.
3. Then pray.

I know people who just pray, fast, give to church, and have faith for "prosperity".

They are still praying, fasting, and sowing "seeds" in penury 20 years later.
Read 3 tweets
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Dr. Tayo Oyedeji
@tayooye
3 reasons most people should not trade/buy individual stock:

1. Skill: The NYSE lists about 3000 companies. Do you have the skill to analyze them?

Can you study their management reports?

Do you know why Moderna > Gilead?

Do you know why AT&T has a better moat than Verizon?
2. Time:

The best investment firms hire the best students from top schools and give them 10 to 20 companies to study 24/7/365.

These guys wake up, sleep, and dream a single category. Why do you think you can do a better job than them with your 1hour a week stock routine?
3. History.

Historically, the 24/7/365 analysts I mentioned in (2) actually underperform index funds and mutual funds in the long run.

IT IS VERY HARD to pick stock successfully.

medium.com/makingofamilli…
Read 5 tweets
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Dr. Tayo Oyedeji
@tayooye
I hate networking!

I don't understand why it is necessary for career/business progress.

I really hate the idea of hanging out with someone just because they can help my business or career. I like my friends/family and would rather spend time with them.

Does that make me weird?
I remember interviewing for a CEO job and telling the panel that the weakest part of my CV for the job is networking.

I'd rather spend weekends at home than on a golf course with strangers I hope to convert to clients.

They offered me the job regardless and the business grew.
Networking is important. You can't grow a business without doing it.

I do it very well.

But it's a chore for me.

I literally hate it.
Read 4 tweets

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