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Perspective change: our habit of saving up money and then splurging more rarely on a larger delivery order isn't just indulgence, it makes the process more money-efficient for us and for the restaurant.
Also while we'd be doing better in some ways that are easy to measure and quantify if we never got restaurant food during The Quarantimes, we'd be doing worse in ways that are harder to objectively count, but not less important.
The McNamara fallacy or quantitative fallacy is the assumption that the factors you can most easily measure (usually the ones that exist as numbers) are the most important, perhaps even all that matters.

en.wikipedia.org/wiki/McNamara_…
As I've mentioned before, it's a bugbear of tabletop game design but it also affects how we judge ourselves and each other. It's easy to measure a financial cost, it comes in dollars and cents.
If you can swing an indulgence, it might feel like you're throwing money away that could have been used more efficiently. But that's because you're trading something easy to count (money) for things that are harder to count (novelty, joy, a sense of normality).
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