As a former health insurance exec who's seen terrible things, even I was stunned to see an aide to Sen Thom Tillis tell a woman that if a cancer patient doesn't have money or insurance for treatment, too bad. But there's an even bigger story here... (1/10)
The aide equated life-saving cancer care to buying a dress shirt: If you can't afford to buy them, why should you expect to get them? As I know first-hand, this is in line with how the insurance companies secretly think - and act. There's even a playbook. Let me explain: (2/10)
When I worked in the industry, we did all we could to avoid people with pre-existing conditions & "rescind" people's coverage when they got sick. Obamacare outlawed that, but insurers still do something called "lemon dropping" -getting rid of people who need expensive care (3/10)
They also do "purging," which means getting rid of unprofitable customers. Aetna installed a sophisticated software program to identify customers that had employees who got sick & needed more care than the insurers' bean-counters anticipated. (4/10)
Insurers "purge" those customers by jacking up premiums so high, many employers have no alternative but to stop offering coverage to their workers. This is one reason why fewer than 1/2 of employers now offer coverage to their workers. And it fits with Tillis' philosophy. (5/10)
Meanwhile, Sen. Tillis, who is a favorite of insurance and drug companies, is in a tight race to hold on to his Senate seat. In fact, Democrat Cal Cunningham has been leading in the polls, although some recent polls show Tillis closing the gap. (6/10)
Cunningham has been hammering Tillis for his coziness with the healthcare industry & his vote to repeal Obamacare (and its protections for cancer patients & others with pre-existing conditions). The bill Tillis supported fell just one vote short of passage. (7/10)
Before Obamacare, insurers often canceled policies of cancer patients to avoid paying for chemotherapy. One insurer even paid bonuses to employees who found the most policies to cancel. By canceling them, the insurer avoided paying millions that could've saved many lives. (8/10)
Obamacare banned that common practice in my old industry. If the bill Tillis voted for had passed, insurers once again would be able to cancel the policies of sick patients for no reason other than to boost profits. (9/10)
His opponent Cunningham opposes repeal & wants to expand Medicaid in NC (1 of 12 states that still hasn't expanded Medicaid to cover more low-income people).

There's a philosophical divide in this country. Vote like your life depends on it. For some it literally does. (/END.)

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More from @wendellpotter

31 Aug
As a former health insurance exec, I know how rich corporations rake in billions by blocking life-saving procedures, hiking premiums & now exploiting a public health emergency. I often get asked what folks can do to help expose, shame & stop these swindlers. Here's what: (1/4)
A month ago today, I (and others) launched the Center for Health & Democracy to hold insurance companies accountable, including a real-time war-room to expose their lies. Thousands have supported our early work, and to defeat this monster, we need the help of the people. (2/4)
In the coming days, we want to launch a major program to help voters in swing states see how insurers are buying off their senators. To do it, we need to raise $2500 today. That means if enough folks give just $5 or $50, we'll do something radical. (3/4) secure.actblue.com/donate/af_chd_…
Read 4 tweets
20 Aug
BREAKING: Big health insurer @UnitedHealthGrp is stiffing our most essential frontline health care workers during #COVID19 -- emergency room physicians -- while enriching its CEO in a way that demands scrutiny from Congress (CC: @FrankPallone). THREAD 1/12
April through June, the peak of the pandemic, was the most profitable quarter in United’s history. While our economy was in shambles and tens of thousands of us were dying, United’s $6.6 billion in profits were double what they were for the same period last year. 2/12
One way United is achieving its windfall profits in the middle of a pandemic: paying ER doctors less. 3/12
Read 12 tweets
18 Aug
Unreal. The private health insurance industry (where I once worked) is making record profits during a deadly pandemic... but it's not enough! They're so hungry to protect their billions they're now launching a war to stop Joe Biden's public option. Here's their absurd plan: (1/9)
The front-group for insurance & drug companies is running a major TV ad campaign during this week's Dem Convention to scare people away from the public option. The biggest joke of all: They're using the same exact lies & arguments they just used to stop Medicare For All. (2/9) Image
Remember how these corporations told Americans that Medicare for All was a government takeover that'd cost thousands in new taxes? They even got some politicians to parrot it. Well, it was a lie. And wouldn't you know it, they've dusted it off again for the public option. (3/9)
Read 9 tweets
13 Aug
BIG ANNOUNCEMENT: As a former health insurance exec turned whistleblower, I'm launching a first-of-its-kind project👇 to battle greedy corporations, lobbyists & politicians who fight to preserve our deadly health care system. We must fix it now. (1/10) centerforhealthanddemocracy.org
Our core belief at the Center for Health & Democracy (CHD) is the revolutionary idea that healthcare shouldn't be driven by industry profits & greed, but the needs & rights of all Americans to get the quality care they need without concern for cost. Here's how we'll do it: (2/10)
We'll have two primary functions. First: Make sure every American understands how broken our healthcare system is & that we pay more than other countries for worse care, just so middle-man corporations can make billions. We'll work to ensure Americans demand change. (3/10)
Read 10 tweets
24 Jul
As a former health insurance exec, I don’t think the public appreciates how heartless & profit-obsessed the industry is. One example that doesn't get enough attention? Low-income people with diabetes who have insurance - but still can't afford the insulin they need to live. (1/9)
In many cases, people with diabetes have insurance through work or the marketplace -- but their copays & deductibles are so high, they can’t afford to pick up their prescriptions. Which means no insulin... or cutting out a household necessity. All due to industry greed. (2/9)
1 in 4 Americans (many of them insured) put their lives at risk by rationing insulin. To provide some relief, CT lawmakers introduced a bill to cap the cost of insulin supplies at $25/month for health plans regulated by the state, like Medicaid. (3/9) registercitizen.com/politics/artic…
Read 9 tweets
16 Jul
I honestly wanted to vomit when I read this press release from UnitedHealth disclosing how huge its windfall profits over the last 3 months have been, while millions of Americans lost their jobs & health insurance & over 100k lost their lives. (1/9) sec.gov/Archives/edgar…
You have to wade through 2 paragraphs of complete BS about how “compassionate” UnitedHealth’s employees are, before getting to the real purpose of the release: telling shareholders just how richer they are now.

But there’s a problem for UnitedHealth here... (2/9)
When I was at Cigna, I'd help write quarterly earnings releases. I know the tricks corporate flacks use to try to soften bad news. In UnitedHealth’s case, the bad news was an incredible embarrassment of riches!

That won’t look good to the rest of the country. What to do? (3/9)
Read 9 tweets

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