One of my favorite podcasts is @armandalegshow, a show about self-defense from medical billing in the US health care system. As a Canadian in the US, I often feel gaslit by the system, as my doctors and their offices act as though predatory, disgusting practices are natural.
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Arm and a Leg documents these unethical practices in eye-watering detail, making it clear at ever turn that these are Not Okay, and that they are victimizing the American people, and must be overturned. And, in the meantime, they focus on practical ways to protect yourself.
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This week's episode is a short masterclass in using small claims courts to fight predatory billing. It builds on the tale of Jeffrey Fox, a lawyer's son who has mastered the small claims system as a means of holding corporate bullies to account.
Fox sued UCLA health in 2015 over a $1,444.37 co-pay (the total had been $1,698.70, but his insurance picked up some of it) for a simple procedure that other local facilities charged $180 for.
UCLA was a no-show at the hearing, and Fox had an exquisitely prepared case to show the judge, who issued a judgment in Fox's favor, including costs.
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Naturally, UCLA stiffed him on the judgment, too, so Fox wrote a letter telling them he'd pay the sheriff to confiscate the hospital's computers and auction them off to pay the judgment and the sheriff's fees. A check arrived promptly by Fedex.
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The Arm and a Leg episode that tells Fox's story explains the full procedure: how to deal with the billing department, how to research the fair price for your procedure, how to go to court, and how to collect your judgment. It's amazing.
It's a sequel of sorts to another episode: "Can They Freaking Do That," which documents how even a credible threat of a small claims action can get predatory medical bills reduced or eliminated.
It's a wonderful and heartwarming David and Goliath story, but there's a sting in the tail: this works fine if you're on the receiving end of one or two predatory bills, but if you're struggling with a chronic illness, you might get several of these bills every month.
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In other words, fighting those bills could easily become a full time job for someone who's already struggling. And while Arm and a Leg has practical advice for dealing with medical bill collectors, the whole enterprise is a source of national shame.
Arm and a Leg is a reminder of how a country has turned its back on its people, literally left them to die, rather than stand up to the investor class and demand the same health care that every other wealthy nation in the world guarantees to their citizens.
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The @westendphoenix is home-delivered Toronto print newspaper published by Canadian music legend @hockeyesque (cofounder of The Rheostatics). The current issue is called "The Americans" and it tells the story of Americans who emigrated to Canada.
It's a series of beautifully told stories about people whose love of the land of their birth was overshadowed by the terror and precarity of US racial and economic and gender warfare against its own people.
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They're love letters to the people these ex-Americans left behind, the family and friends they fear for, amid guns and conspiracies, health care gouging and unlimited economic cruelty. Their testimonials describe how much easier it is to live the American dream in Canada.
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In 1998, Bill Clinton signed the Digital Millennium Copyright Act into law, including Section 1201, while felonizes the distribution of tools to bypass "access controls" (AKA DRM).
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Practically speaking, that means if your printer cartridge has a digital lock that stops you from refilling it, then anyone who makes a tool to unfuck your printer risks a 5-year prison sentence and a $500k fine.
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DMCA 1201 is an unmitigated disaster. Companies use this law to force you to sideline your own interests and instead conduct yourself to the sole benefit of their shareholders.
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In 2017, 15m 13-34-year-old US Facebook users left the service. These are Facebook's most valuable users, worldwide, and this was the largest-ever exodus from Facebook.
But all of those users simply shifted over the Instagram
The theory of market economies is that the best companies with the best products and services attract the most customers. But when competition regulators allow large companies to gobble up little competitors to prevent them from growing into threats, markets become moneyball.
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The Instagram acquisition - like other FB acquisitions, eg Whatsapp and Oculus - were explictly predatory, designed to reduce competition in the market and preserve profits by depriving customers of choice.