You're not too old to learn something new.
You're not too young to learn something new.

- A short thread
I retired as the regional (Africa) CEO of a multi-national french firm in 2017 and spent 2017 - 2019 being there for my family.

I was 40 but had spent the previous 7 years working across the world while missing birthdays, recitals, and a lot of things that were really important.
In 2019, I started learning to code.

I was 42 and knew that I would never apply for a job as a software developer.

So why learn a new skill?

IMHO, you must continue to learn otherwise you will be left behind.
My corporate career had spanned across finance, marketing, and consulting with little to no tech component.

I knew I would need to build a fintech business so learning to code at 42 was about understanding the tech ecosystem so that it would power our FinTech effort.
Today, I know a couple of programming languages, our developers can discuss technical issues with me without worrying that I wouldn't get it, and my tech knowledge has helped us build a business that is growing steadily despite COVID and the "artist formerly known as SARS".
Perhaps the biggest takeaway from my tech education is the confidence to say "no" to tech for tech's sake.

My mantra is, "Overwood is a finance firm that uses technology to reach people. It's not a tech firm that does finance on the side."

That distinction is VERY important.
Sometimes you have to learn new things to pivot to another industry.

Sometimes you have to learn new things to maximize your current position.

Sometimes you have to learn new things to become the person you have always wanted to be.

Just take the time to learn.
Key takeaway:

1. You're not too old to learn.
2. You're not too old to learn.
3. You're not too old to learn.
4. You're not too old to learn.
5. You're not too old to learn.
6. You're not too old to learn.
7. You're not too old to learn.
Just FYI, Overwood is at

Website: overwood.ng
Twitter: @Overwoodng

You can find out more detail about the firm at "6 things about us" on our website (overwood.ng/#things_to_know).

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More from @tayooye

22 Oct
The philosophy of enlightened self-interest.

- A thread
One of my favorite post-graduate classes was a philosophy course taught by Dr. Betty Winfield.

It started with the greeks (Socrates, Plato), moved to Europe (Descartes, Mill), and finally settled in America (Dewey, Thoreau) but my favorite concept was enlightened self-interest.
The philosophy of enlightened self-interest states that persons who act to further the interests of the group or society ultimately serve their own self-interest.

If someone works for the group, it eventually benefits that person.
Read 7 tweets
27 Sep
I just finished an interview where I said I would encourage every woman who is experiencing physically abused to get a divorce and the other panelists looked at me as if I had gone crazy.

Do you guys think it's ok to stay in a marriage where your "husband" beats up on you?
I am clear about this:

If a "husband" beats my daughter.

I will personally pack her bag, buy her a new house, and hire/pay for a divorce lawyer.

There is no basis for physical abuse in my world.
What if your colleague (at work) does the same thing your wife did/does, would you beat her in the office?

You would exercise restraint so that you don't lose your job, right?

Why can't you do the same with the mother of your children?
Read 5 tweets
25 Sep
I know a preacher who never became wealthy, died young (aged 33), and only had a few hardcore disciples.

What a failure, right?

Nope. He started a global movement that now has almost 4 billion adherents.

Jesus would be considered a failure in today's prosperity gospel movement
That's why this 21st-century doctrine that makes wealth a proxy for faith is so flawed.

Nobody would call Jesus a rich man. He needed a miracle just to pay his taxes.

But all of a sudden, nobody has faith unless they have money?

What nonsense!
They will twist a few scriptures to claim that a man who needed to borrow a donkey to travel a few miles to Jerusalem was some low-key Jeff Bezos.

This doctrine that makes faith and offerings the way to wealth needs to die because it's a lie.

Seek first the kingdom - Matt 6:33
Read 5 tweets
15 Sep
For Africans, buy land outside Lagos, Accra, Joburg, Nairobi etc.

Rural land = cheap wealth.
1 acre = $200 in many of these places.

What will I do with 1 acre?

Well, you'll never know until you own 1 acre.
I am bullish on Agriculture so...

Kanye's land is in Wyoming btw. Mine is in Ogbomosho.

A good friend just bought 5,000 acres in Igbeti for the price of one house in Victoria Island, Lagos.

That's the magic of rural land.
Read 5 tweets
11 Sep
Premier League predictions:

1. Man City will win the league, Liverpool 2nd.
2. Arsenal = top-4 team.
3. Everton = top-6 team.
4. Tottenham will drop like a rock (<10th).
5. Leeds = top-10 team.
6. Man U will come 6th again.
7. Naby Keita = MVP.

Drop your prediction(s) below.
One more thing about the new football season:

Please don't bet; not even for fun.

Your betting money sustains the most destructive business model in the history of Africa.

Sports betting is actively destroying communities across Africa: please don't sustain it with your money
For more context about sports betting, please read the thread below:

Read 4 tweets
3 Sep
The madhouse called "Forex Trading."

- A thread.
1/ Early this year, a young man walked into my office at @Overwoodng and offered to "help" us make 5% per month on all the investments in our portfolio.

I did the math and saw that our $1m will quickly become $1bn in 15 years at 60% per annum from this gentleman.

What a deal!
2/ So I asked him about the underlying asset.

He said Forex Trading.

I asked him about the underlying value he is creating.

He said "nothing". We are just trading currency.

I asked him about his track record.

He said he has made 7.5% per month for the past two years.
Read 13 tweets

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