Started learning on finance this year (mid year), so this is an absolute beginners profile☝🏼There's a lot of room for improvement but I'm still proud of myself since I began from 0.
Can't wait to see how's my portfolio gonna looks like by the end of 2021 🥰
It's only logical to link my referals now right...
Have you started investing with StashAway yet? Sign up with my link and we'll both get up to RM30,000 managed for free for 6 months! stashaway.my/referrals/norl…
If you haven't have Wahed 👇🏼
Nor Liyana Mohtar wants to give you a free Wahed bonus of USD 2.5.
To claim your free reward make sure you use this referral code when you sign up: NORMOH361
Download the app app.wahedinvest.com/referral
To buy Crypto 👇🏼 1. Sign up with my invite link 2. Deposit and buy MYR 250 in BTC (Luno exchange not included) 3. We both get MYR 25.00 free BTC
This is how i track my finance each month:
Blue is my income, the more income source the merrier.
Green is my savings/investment. Pay yourself first. Then baru spend. Target to save 30% from my income.
Red is expenses.
Purple is the total i have in all my platform.
My 2021 plan for diversification are:
- Fixed Income using eunittrust
- Malaysian stocks using Rakuten (eyeing for Farm Fresh)
- Apple stock using eToro or Tiger
KIV for:
- REITs using Rakuten
- Gold using HelloGold or Quantum Metal
Gained Rm252 this year from knowing where to park my money. Ok la tu, siapa nak bagi free 252 kan?
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Nah template untuk track your monthly budgeting and spending. I made it myself guna spreadsheet, please jgn edit dkt situ btw, takde masa nak edit balik 😭✌️ docs.google.com/spreadsheets/d…
Note: I bukan financial planner, this spreadsheet I use to do my own personal finance, helps me to see and manage my money better. It may not work for everyone.
Btw, I changed the access to "viewer". Let me know if you cannot copy the spreadsheet
Baru je habis buku Cashflow Quadrant by Robert Kiyosaki.
5 things yang I rasa everyone should know:
1. Tak semestinya kena quit kerja 9-5 to be rich, tak semestinya kena bukak business sendiri to be rich.
Ada 4 quadrant:
Employee, Self-employed, Business Owner and Investor.
2. Semua orang lain caranya.
Ada orang sesuai jadi employee, tak sesuai jadi business owner, sebab sukakan job security.
Ada orang sesuai jadi self employed and bukan employee.
3. Tak semestinya ada busines, you are a business owner.
Macam mana nak bezakan?
S people if tak kerja, duit mmg takkan masuk, S tak boleh tinggalkan kerja.