Thread by @LifeAfterFI

Q: Why do you continue with a full time job when you've reached #financialindependence?

Answer below:

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First, I've reached FI only a few months ago. Yes, I had a buffer in my target number and felt FI only once I reached 105% of that "buffered" target.

Nonetheless, it's been a raging bull market and I'm aware that a deep correction can reduce my net worth to non-FI status.

Second, assuming market stays flat or goes up, my savings rate will get me to #financialfreedom in next few years.

By FF, I mean that I will have a fat(ter) emergency fund, enough saved up to go for a few dream vacations, plus some other life goals.

Third, I'm coasting in my job. I've done it long enough that there's hardly anything new that stresses me out.

I can do most things on auto-pilot and my monthly salary is basically "easy money".

Finally, there's no rule that one must quit full-time work upon reaching FI.

FI gives us options - and continuing a full-time job is one such option.

Upto us which option to exercise and when.