Who are Bankers??
PSB me kaam kar rahe kareeb 11 lakh log kaun hai?
Kaun h jo aapke paise sambhalne ka kaam karte hai?
Ye kaun hai jo dinbhar gaali khaake bhi hste hai?
Ye kaun hai jo apna parivar chhod doosre city me rehke aapke account sambhalte hai.
Chaliye jaante hai..
1/n
Jab aap kisi bacche se poochte ho beta kya banna hai kabhi bolte suna hai kya ki Banker banna hai..? NO.
To phir kaun banking profession choose krta h??
Mostly bankers aate hai non metro cities se. Ye wo cities hai jaha doctor aur engineer nahi ban paaye to aap nikamme ho.
2/n
Ye wo log hai jinke maa baap ke paas engineering doctry ki fees bharne ke paise nahi the.. To wo shuru kar dete hai bank ki coaching..
Saalo dar saal mehnat karte hai kabhi ek njmber se rukta to kabhi mains me fail hote to kabhi interview se out.
3/n
Aasan hai kya aisa compt clear karna jisme desh bhar ke laakho bacche baithte hai par seats hoti hai sirf 4 5k.
Phir jiska clear ho jaata..wo badi umeed se joining leta hai.. Phir usko bhej dete hai kisi door gaamv ki sadi branch me jaha koi aur na jaana chahta ho.
4/n
Phir life ke struggle start hote hai. Logo ko lagta hai ki AC branch me baith ke kaam karne me kaisi mehnat.. Par jo mental thakaan hoti hai aap usko measure bhi nahi kar sakte.. banker ke office jaane ka time hota par aane ka nahi..
Uske bacche biwi pati ma baap bechare..
5/n
Din raat pareshan rehte aur banker sochne lagta hai ki kaash koi aur naukari kar li hoti.
Banker kaamchor hai ye mindset banake aate hai log..To agar kuch issue hua to bhi aapko hi dosh diya jaaega.. Aise me bank management ki 0 tolerance policy me..
6/n
Bankers ke haath aur bandh jaate hai. Koi bhi customer jo sayad na padha likha tak nahi hota hai na koi talent hota hai usme.. wo aapki table ke saamne apni passbook patak deta hai aur bolega print dedo.. ya aapki screen ke saamne laga dega.
7/n
Ab sochiye dinme 700 800 ka avg bhi lele customrs ka to usme se 4 5 bhi customer aise nikle to banker ka mood kharab hona kaun si badi baat hai..
Salary ki baat to mai kya hi karu..
Bs itna kehna chahunga agr tweet pdhe to in gareeb logo ko,kismat se maare logo ko baksh de. π
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So according to budget govnt is ready to privatise 2 PSBs.
They arent actually just privatising banks..but there are several other things too which includes..
π Panic among staff
π What will happen to customers zero accounts and all the govnt schemes of which..
1/n
the govnt always boast about in the campaign.. Private players were never intrested in it..
π Why is this privatisation happening?? Reason banks are in loss?? But why ?? Is there anyone who cares about this??
π Will there be change is staff after privatisation??
2/n
π Is staff wont change how will things turn up? What magic will happen that these loss making banks will start earning profits?
π if banks wont earn profit also then why will any private player invet on it??
π For getting more profits will they stop govnt schemes?? π€π€
3/n
Lets understand why PSBs are in loss. Why arent they making profit?
Are the employees really KAAMCHOR?
Govnt started a Scheme known as Swanidhi scheme. A Loan SCHEME which was for street vendors of 10k.
As usual govnt pressurised all PSBs to sanction it..
1/n
All over the country govnt bankers were called on weekdays even to sanction these loans.
We PSB bankers did everything to make govnt scheme successful.
Although we knew that this scheme is not that benificial and the NPA will rise but we had no choice.
All the govnt banks didnt have any option.The biggest problem with street vendors is that you cant locate them if they have motive to run away with money.
Hence it will convert banks in loss making organisation.