1. Be happy on your own. Don't seek out someone else to validate your existence.
2. If you've never questioned whether or not you made the right decision, you haven't taken big enough risks.
3. The longer you wait to start something, the harder it becomes to even start in the first place.
4. Sometimes it's best just to cut people off no matter how hard it is, some people just aren't worth the effort.
5. Ignore everyone's gender, race, sexuality, jobs, etc. Ignore what they profess to believe. Focus instead on how they treat others and that will tell you everything about who they really are and what they actually believe.
6. Love is not enough to make a happy lasting relationship. Being open and unafraid to communicate vastly important, even if it's a difficult conversation.
7. Always have a passion in life. You're never too old to
โข โข โข
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โข Kita sudah tahu berapa anggaran bakal kita terima setelah kita bersara.
โข ada lebihan tunai setiap bulan dan mendapat gaji penuh tanpa ada sebarang penolakkan.
โข gaji penuh (slip) memudahkan untuk pembelian aset seperti hartanah mahupon ASBF.
Samb.
Kekurangan:
โข Pencen akan terbatal jika bersara awal (tidak cukup tahun perkhidmatan) kerana sakit, diberhentikan pekerjaan kerana sakit, tindakan tata tertip atau jenayah.
โข Masa depan yang belum jelas, cth jika meninggal awal siapa bakal terima pencen kita atau