๐Ÿณ ๐—Ÿ๐—˜๐—ฆ๐—ฆ๐—ข๐—ก๐—ฆ ๐—ฌ๐—ข๐—จ ๐—”๐—ฅ๐—˜ ๐— ๐—”๐—ง๐—จ๐—ฅ๐—˜ ๐—˜๐—ก๐—ข๐—จ๐—š๐—› ๐—ง๐—ข ๐—Ÿ๐—˜๐—”๐—ฅ๐—ก ๐—”๐—™๐—ง๐—˜๐—ฅ ๐—ฌ๐—ข๐—จ๐—ฅ ๐Ÿฎ๐Ÿฌ๐˜€.

1. Be happy on your own. Don't seek out someone else to validate your existence.
2. If you've never questioned whether or not you made the right decision, you haven't taken big enough risks.
3. The longer you wait to start something, the harder it becomes to even start in the first place.
4. Sometimes it's best just to cut people off no matter how hard it is, some people just aren't worth the effort.
5. Ignore everyone's gender, race, sexuality, jobs, etc. Ignore what they profess to believe. Focus instead on how they treat others and that will tell you everything about who they really are and what they actually believe.
6. Love is not enough to make a happy lasting relationship. Being open and unafraid to communicate vastly important, even if it's a difficult conversation.

7. Always have a passion in life. You're never too old to

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More from @aliffshanusi

16 Feb
Tabung persaraan mana lagi baik?

KWSP, PRS, PENCEN, ENDOWMENT

nak bincang?
1. Pencen.

Kelebihan:

โ€ข Kita sudah tahu berapa anggaran bakal kita terima setelah kita bersara.

โ€ข ada lebihan tunai setiap bulan dan mendapat gaji penuh tanpa ada sebarang penolakkan.

โ€ข gaji penuh (slip) memudahkan untuk pembelian aset seperti hartanah mahupon ASBF.
Samb.

Kekurangan:

โ€ข Pencen akan terbatal jika bersara awal (tidak cukup tahun perkhidmatan) kerana sakit, diberhentikan pekerjaan kerana sakit, tindakan tata tertip atau jenayah.

โ€ข Masa depan yang belum jelas, cth jika meninggal awal siapa bakal terima pencen kita atau
Read 11 tweets
19 Oct 20
Ada Solusi Terbaik selain #HIBAH?

hibah yang cik puan maksudkan adalah Hibah takaful kawan kawan.

Jawapan cikAliff, ADA. gunakan Hibah amanah.

Macam mana?

jom ikuti perkongsian ini.
Sebelum kita mulakan perbincangan kita, kita kenal dulu Hibah dan Nama Namanya dalam sistem kewangan serta pengurusan harta pusaka.

secara asasnya hibah ini hadiah, hadiah yang di berikan kepada sesiapa yang kita mahukan. hadiah ( pemberian ) itu perlulah daripada harta kita.
harta yang milikan kita 100%, bukan pinjaman atau perkongsian. Hibah di berikan semasa hidup secara umumnya.

4 Rukun Hibah.

1. Pemberi
2. Penerima
3. Barang
4. Ijab Qabul
Read 31 tweets
18 Oct 20
Senarai 55 Penyakit Kritikal Yang Dibenarkan Pengeluaranย KWSP

A thread โฌ‡๏ธ aliffshanusi.com/2020/10/18/senโ€ฆ
BERIKUT ialah senarai 55 jenis penyakit kritikal yang dibenarkan pengeluaran di bawah Skim Pengeluaran Kesihatan KWSP.
- Anemia Aplastik / Aplastic Anaemia
- Sindrom Apalik / Appalic Syndrome
- Penyakit Alzheimer / Alzheimerโ€™s Disease
- Tumor Otak Benigna / Benign Tumour of the Brain
- Buta / Blindness
- Kanser / Cancer
- Kardiomiopati / Cardiomyopathy
Read 16 tweets
18 Oct 20
๐—ฆ๐—ฒ๐—ป๐—ฎ๐—ฟ๐—ฎ๐—ถ ๐Ÿฑ๐Ÿฑ ๐—ฃ๐—ฒ๐—ป๐˜†๐—ฎ๐—ธ๐—ถ๐˜ ๐—ž๐—ฟ๐—ถ๐˜๐—ถ๐—ธ๐—ฎ๐—น ๐—ฌ๐—ฎ๐—ป๐—ด ๐——๐—ถ๐—ฏ๐—ฒ๐—ป๐—ฎ๐—ฟ๐—ธ๐—ฎ๐—ป ๐—ฃ๐—ฒ๐—ป๐—ด๐—ฒ๐—น๐˜‚๐—ฎ๐—ฟ๐—ฎ๐—ป #๐—ž๐—ช๐—ฆ๐—ฃ.

BERIKUT ialah senarai 55 jenis penyakit kritikal yang dibenarkan pengeluaran di bawah Skim Pengeluaran Kesihatan KWSP.

bebenang.
1. Anemia Aplastik / Aplastic Anaemia

2. Sindrom Apalik / Appalic Syndrome

3. Penyakit Alzheimer / Alzheimerโ€™s Disease

4. Tumor Otak Benigna / Benign Tumour of the Brain

5. Buta / Blindness

6. Kanser / Cancer

7. Kardiomiopati / Cardiomyopathy
8. Penyakit Hati Kronik / Chronic Liver Disease

9. Penyakit Paru-Paru Kronik / Chronic Lung Disease

10. Koma / Coma

11. Penyakit Arteri Koronari / Coronary Artery Disease

12. Pekak / Deafness

13. Ensefalitis / Encephalitis
Read 15 tweets

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