How To Become An Undercover Millionaire In 11 Steps

/THREAD/
1. Pay Yourself First

Undercover millionaires have their savings and investment accounts as their first and biggest expense

They spend what's left after saving and investing

They don't save and invest what's left after spending
2. Acquire High-Paying Skills

Undercover millionaires have skills that are high-paying and in high demand on the market

They don't just work or sell products and services

They are problem-solvers and use their skills to offer solutions and create value for others
3. Live Frugally

Undercover millionaires do not show off their wealth

They avoid

• Fancy cars
• Designer clothes
• Impulse spending

They prefer

• Control of their time
• Control of their choices
• Control of their location

Stealth wealth is a superpower
4. F*ck the Jonesses

Undercover millionaires do not care about keeping up with their social circle

They don't care about

• Clout
• Following trends
• Social acceptance

They live life on their own terms
5. Avoid Debt

Undercover millionaires know that debt is stealing their future selves

They only use it to buy cash-flowing and appreciating assets

They never use credit cards or loans for consumer spending

They never use margin or leverage for their investments
6. Always Have A Budget

Undercover millionaires know exactly where each dollar goes

They use a budget to assign a job to their money

And what's that job?

To make more money for them

They treat their money as employees that work for them to increase their revenue
7. Avoid Get-Rick-Quick Schemes

Undercover millionaires do not get caught up in "too-good-to-be-true" investments

Instead, they choose what already works

• Stocks
• Real Estate
• Index Funds
• Personal Businesses
8. Invest With Discipline

Undercover millionaires always have a consistent investment plan

They don't get emotional and don't let others affect their investing decisions

They always consider a potential downside and are not blinded by promised high returns
9. Create Multiple Income Streams

Undercover millionaires know that no job is secure

They know that only on income source is risky

They diversify their revenue streams and start side hustles in their free time

They use their 9-5 to quit their 9-5
10. Provide Value

Undercover millionaires do not count the hours they work

They measure the value they provide and the problems they solve

They offer value before they expect others to offer them something in return
11. Give Back

Undercover millionaires do not forget where they started from

They always help their community

They mentor younger people to provide professional and personal advice

They help them avoid the mistakes they had done when they were in their place
To Summarize:

1. Pay Yourself First
2. Acquire High-Paying Skills
3. Live Frugally
4. F*ck the Jonesses
5. Avoid Debt
6. Always Have A Budget
7. Avoid Get-Rick-Quick Schemes
8. Invest With Discipline
9. Create Multiple Income Streams
10. Provide Value
11. Give Back
Follow these steps and you will definitely become an undercover millionaire

And always remember

It's better to look poor and be secretly rich than look rich and be secretly poor

/END/
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