It's a real delight to back an entrepreneur like @Kunal_credflow. He's 25, comes from a small business background and is on a mission to ensure SMBs get paid on time. In our evaluation, *every single* business owner we spoke to identified cash collection as a top business problem
Credflow provides a "collection dashboard" to business owners that tells them who owes what, how long it has been pending for, and who is responsible for collecting it. It talks top the vcustomer to validate invoices, send payment reminders and provide early payment discounts.
Kunal wants Credflow to be the first screen a business owner sees every morning, a "daily MIS" of the business. They can then leverage this position to provide any number of financial services to the customer, from bill discounting to shipment insurance.
My colleagues and I are excited to join Kunal in this journey. Also super kicked to work with @SiddharthTKMA and Treasa @OmidyarNetwork and Anuradha and Harsh @FlourishVC after many years of threatening to work together. :)
PS: We are hiring for multiple roles in the team. Tech, product, inside sales, marketing. Talk to @Kunal_credflow, @Aditi1289 or me if you find this interesting.

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More from @banglani

3 Mar
My parents told some heartwarming stories about the vaccination drive in Jaipur. At 6.30 this morning, government nurses went around neighborhood parks to round up senior citizens on their morning walks. "Auntie please come, we are open", it seems.
Doctors are specifically requesting those who got the vaccine to post their pictures on Facebook and in WhatsApp groups. Apparently nothing convinces the skeptics better than seeing their friends smiling for the vaccine pic.
One center had a long 3-hour queue, but the nurses didn't turn anyone away. They said "we will work till late in the night but nobody will go home without the vaccine".
Read 4 tweets
2 Mar
Replug: open positions at @Stellaris_VP and our portfolio companies:
- Investment Analysts, Bangalore
- VP Marketing for Stellaris, Bangalore
- Product Manager for an SMB fintech company, Delhi
(deets below)
Read 4 tweets
25 Nov 20
Narcos: Bengaluru
It literally says so on the label, comrade. What do you think the C stands for?

(I guess I'm now live-tweeting my reading of this wild, wild piece)
How to become a rich VC: "give more money"
Read 12 tweets
2 Sep 20
Heard an incredible story about analytics and the Coronavirus.

Apparently, a top predictive analytics company offered (pro-bono) to help a state government identify upcoming Covid hotspots.
They built sophisticated models which worked reasonably well in back tests. But they started noticing a pattern in the government's response.
When local authorities were warned about an emerging hotspot, they *scaled back* testing in that area instead of ramping it up. The goalpost moved from avoiding hotspot formation to avoiding hotspot detection.
Read 5 tweets
21 Aug 20
In the last two weeks, four different friends have approached me for advice on how to start angel investing. These are not HNIs or "professional angels" - just regular people with good salaries that they want to invest in this asset class.

This is what I have told them:
Don't
There are 3 reasons for my recommendation:
1) Access
2) Influence
3) Diversification
Read 17 tweets
14 Aug 20
Excellent analysis of the state of telemedicine in the US. Riffing off some of Nikhil's conclusions from an India perspective below. <thread>

Disclaimer: I'm an investor and board member in @MFineCare, so obviously am not a disinterested observer.
Fully agree with Nikhil's view that telemedicine is a commodity. This is why so many companies were quickly able to "pivot to telehealth" in the past few months. At its heart it's just a platform for doctors and patients to communicate over text, voice and video.
In fact, you don't even need a webRTC app to compete in this space. The largest telehealth platform in India is Whatsapp. Every doctor who wants to consult remotely starts by giving her Whatsapp number to patients. And the experience for both sides is...not unsatisfactory.
Read 20 tweets

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