Just went through my employer's open enrollment for healthcare, and I learned a few things I'll pass on. An employer if they have over 50 employees is required to offer "affordable" healthcare with a "minimum value" (bronze like coverage or better). Affordable means the premiums
can't be higher than 9.83% of an employee's income. My income is in the 28k-30k range. Therefore my maximum MONTHLY premiums my employer offers shouldn't be higher than $230-$246 a month. We were given 8 days to decide on the plans offered. Our plans would have $200ish deducted
each paycheck. The employer contribution was in the $140 range. I started googling articles about this, and workers are in no way obligated to take the employer insurance if it's neither "affordable" nor has "minimum value", and can sign up for the healthcare marketplace
insurance and still be qualified for the premium tax credits, you just have to have proof that the premiums are either not affordable, or don't have the minimum value. I contacted my insurance broker that signed me up for healthcare marketplace insurance when we were furloughed
and he totally agreed. So, workers at low wage jobs in companies that offer unaffordable or inadequate health-care with minimum value, make sure you have evidence of how much your premiums are, and value of the health-care equal to a bronze plan, go on the health-care marketplace
sign up, and note that your employer's health-care violates the maximum monthly premiums amount based on your income, and you're allowed to benefit from the premium tax credit on the health-care market place. Know your rights, talk to a licensed insurance broker that is qualified
to sign up folks on the health-care market place. @RepKatiePorter @SpeakerPelosi @VP @WHCOS @SecBecerra @RepLucyMcBath @clairecmc @NicolleDWallace @maddow @ossoff @SenatorWarnock @SenWarren @amyklobuchar @RepNikema
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