Just went through my employer's open enrollment for healthcare, and I learned a few things I'll pass on. An employer if they have over 50 employees is required to offer "affordable" healthcare with a "minimum value" (bronze like coverage or better). Affordable means the premiums
can't be higher than 9.83% of an employee's income. My income is in the 28k-30k range. Therefore my maximum MONTHLY premiums my employer offers shouldn't be higher than $230-$246 a month. We were given 8 days to decide on the plans offered. Our plans would have $200ish deducted
each paycheck. The employer contribution was in the $140 range. I started googling articles about this, and workers are in no way obligated to take the employer insurance if it's neither "affordable" nor has "minimum value", and can sign up for the healthcare marketplace
insurance and still be qualified for the premium tax credits, you just have to have proof that the premiums are either not affordable, or don't have the minimum value. I contacted my insurance broker that signed me up for healthcare marketplace insurance when we were furloughed
and he totally agreed. So, workers at low wage jobs in companies that offer unaffordable or inadequate health-care with minimum value, make sure you have evidence of how much your premiums are, and value of the health-care equal to a bronze plan, go on the health-care marketplace
sign up, and note that your employer's health-care violates the maximum monthly premiums amount based on your income, and you're allowed to benefit from the premium tax credit on the health-care market place. Know your rights, talk to a licensed insurance broker that is qualified

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More from @JenH0821

26 Apr
@RoArquette I'm retired police officer. The police that AREN'T racist, are the majority of police officers in the United States, and are busy doing their jobs lawfully, with integrity, and without passion or prejudice. There are literally on average 240 million 911 calls answered each year
@RoArquette and those videos you see about police officers violating their oaths, use of excessive force, violating policies, and laws are the exception, not the rule. In my state alone recently, there have been many examples on video of the heroism, community service, law use of force that
@RoArquette have not been share, gone viral by those perpetuating the narrative that all police are racist, or complicit with racism and abuse of their authority. I personally called out and stopped white and BLACĶ officers who were either actively abusing their authority, violating search
Read 6 tweets

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