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Koshiek Karan Profile picture
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31 May, 12 tweets, 4 min read
Strong chance you're severely underpaid right now. Here's a structured guide filled with practical, real-world strategies to make more money! [Thread]
Part I: Understanding why corporates are inherently structured to keep you underpaid ++ how stock based compensation, relentless buybacks & stimulus packages keep the widening the gap.
bankerx.co.za/p/47-2020-09-3…
Part II: Figuring out just how much you're underpaid by. Salary benchmarking, how moving jobs boosts your earnings & the "bump" effect of getting promoted.
bankerx.co.za/p/48-2020-10-0…
Part III: Hacking the system to make more money. Should you do a MBA? What type of experience is worth developing? Where and how to build life changing relationships.
bankerx.co.za/p/52-2020-10-1…
Part IV: Diversifying income streams away from a single source. Multiplying how much you earn. A blueprint to figuring out your strengths and how to monetize them.
bankerx.co.za/p/39-2021-05-2…
Part V: A check-list on landing your first client - more importantly, how to keep your first client coming back and acting as an evangelist for your business, helping you score even more clients.
bankerx.co.za/p/2-2021-05-11…
Part VI: A full list of platforms to make racks and where your specific skills are best suited. Covers how much each platform takes from creators and areas where there just aren't enough skills.
bankerx.co.za/p/40-2021-05-3…
Why cutting your coffee & saving yourself rich has serious limitations. Here's how capital attracts even more capital.
Debunking lazy, EMS Twitter advice about wealth.
The misconception of self-made
Don't have money to kick-start that business or side hustle? Got you covered.
At @Banker__X we send out a monthly newsletter with the most sought after jobs/ paid internships/ prestigious scholarships. If you would like it in your inbox:
eepurl.com/g95HjT

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More from @iamkoshiek

Koshiek Karan Profile picture
29 May
Firm believer of transparency, accountability & getting people qualified in their field sharing their insights ESPECIALLY when it comes to money. It's a non-negotiable.

Here's the @Banker__X team: Image
Here's the @Banker__X team Twitter handles

- Wogan: @WoganMay
- JP: @PeensCFP
- Andre L: @Dre_AFC
- Andre B: @AndreBothmaTax
- Vusi: @SlwaneToYou
- Waheed: @swa
- Harsha: @Harsha_Prag
- Caleb: @calebjschroeter
- Waheed: @WB_Swales
Given where we are as an economy & in terms of financial education - having nameless, faceless folks recklessly dishing out terrible advice is incredibly damaging.

Anonymity often means a lack of accountability.
Read 5 tweets
Koshiek Karan Profile picture
25 May
USD/ ZAR

25 May 2020: 17.64
25 May 2021: 13.85
Relentless Fed stimulus has left the US dollar catching hands. Short term rates are at historic lows.

Basically it's really, really cheap to borrow right now.

How do they get the money out there? They go out & buy up US debt... $120bn every single month
When it comes to commodities, we're in the rich part of the cycle. There's a shortage of basically everything.

Lumber, coffee, olive oil, avos.

Add logistics difficulties thanks to COVID & you make supply shortages worse.

We benefit from higher priced precious metals exports.
Read 9 tweets
Koshiek Karan Profile picture
24 May
"Cut your coffee, be a millionaire"
Stop wasting your time on coffee. Cocaine much more effective.

Source: trust me
cocaine with KK podcast?
If > 80% yes, I will do it 💳🌨️
Read 4 tweets
Koshiek Karan Profile picture
22 May
There's a strong chance your future self will thank you for learning about DeFi & investing early in its applications
Traditional financial intermediaries have introduced so much friction, red tape & inefficiency - many existing processes are lethargic & just waiting for disruption
One criminal aspect about banks - the spread between borrowing & lending rates. Effectively using our money to make more money.

"Hey, please deposit your money at 5%, we're lending it out at 12%"

P2P lending adopting dynamically adjusted interest rates is the future.
Read 4 tweets
Koshiek Karan Profile picture
7 May
The suffocating hierarchy of corporates enabled by endless "promotions" & hollow titles has given many people a false sense of authority & control which mean absolutely nothing outside the office
"Director of young talent management" is fancy for "I read CVs"

... yet it's easy to get drunk with that tiny piece of power & have it replace your entire existence.

Your personality revolves around a title with little power outside of this small sphere.
We all know that person at the braai who INSISTS on telling you about their corporate grade, how many deals they worked on* & the execs they run shoulders with (the name-dropper)

Corporate brainwashing at it's finest

*Worked on = sat on a conference call & took notes
Read 10 tweets
Koshiek Karan Profile picture
6 May
good ebening
This is an episode of Black Mirror
Starting to think Gunnersaurus actually requested to leave this club
Read 5 tweets

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