We trace the intellectual roots of #redlining to economist Richard T. Ely and his students & colleagues affiliated with the Institute for Research in Land Economics, which he founded in 1920 ... (2/17)
While a faculty member at Johns Hopkins, the University of Wisconsin & Northwestern from the 1880s-1920s, Ely trained scores of economists, sociologists & historians -- including future president Woodrow Wilson ... (3/17)
Ely's career coincided with the intellectual tyranny of #eugenics and #scientificracism and he helped promote those viewpoints in his own publications & through the American Economic Association, which he served as secretary ... (4/17)
By 1922, Ely and his fellow Institute colleagues were expressing dismay at the continuing #GreatMigration of African Americans to northern cities after World War I ... (5/17)
Starting in 1921, Ely's student Ernest Fisher wrote textbooks for the National Association of Real Estate Boards, ingraining the racist theory that Black people's very presence inexorably lowered property values ... (6/17)
NAREB already had a deeply racist culture as @APaigeOutofHist has amply demonstrated; their 1924 Code of Ethics stated a Realtor should never "introduce into a neighborhood . . . members of any race or nationality" that would hurt property values ... (7/17)
Whites had attempted segregation through race-based #zoning that the Supreme Court struck down in 1917, and had rioted in 1919 #Chicago, ransacking the homes of AfAms who dared to purchase outside of the "Black Belt" ... (8/17)
The Supreme Court in _Corrigan v. Buckley_ (1926) certified the legality of restrictions forbidding property sales to Black people; NAREB, Ely & his Institute and allies eagerly promoted these ... (9/17)
The Great Depression effectively shuttered Ely's Institute; however, his students and colleagues joined the Home Owners Loan Corporation & Federal Housing Administration, going on to implement #redlining based on his racist property value theories ... (10/17) #HOLC#FHA
Some other key individuals responsible for implementing #redlining include Ely Institute affiliate Frederick Babcock who wrote the FHA's now-notorious _Underwriting Manual_, and first HOLC president Philip Kniskern, a former mortgage industry exec ... (11/17)
This new #redlining article of ours includes some surprises, such as that HOLC's program was not top-secret as previously assumed; for example, a 1938 _Architectural Forum_ feature profiled its City Survey program & even reproduced a "hypothetical security map" ... (12/17)
Writing in 1938 near the end of his life, Ely predicted his collaboration with the NAREB Realtors “would be felt a hundred years from now” -- and indeed, efforts to dismantle #segregation & racist real estate appraisal continue today ... (13/17)
We hope our article contributes toward these crucial conversations about the history of #redlining & how to undo its damaging effects -- and we invite feedback from anyone who is interested in the topic of #structuralracism (17/17) @lwinling@HOLCRedlining
This critique of my new article on historical #redlining is from someone with incredible quantitative research chops, who helped me understand HOLC’s 1933-36, "rescue phase" mortgage lending record. Here's a thread on economists vs. historians re: redlining generally ...
.@thejonrose finds the primary sources I shared documenting HOLC-FHA communication “very weak” and “not indicative of much.” I disagree (read on). But note that in the article I describe my findings as preliminary & call for more archival research …
Previous scholars have disagreed on why exactly HOLC made these “security” (#redlining) maps & how it used them, what its mapmaking methodology was, whether it shared the maps with private industry, and the agency’s relationship to the Federal Housing Administration … (2/19)
Outstanding work by scholars like Ken Jackson, Amy Hillier, @MpeterF & @APaigeOutofHist sketch the broad outlines of HOLC's racist logic. However, no one (w/ partial exception of @HowellOcean) had tackled the uncatalogued 486 microfilm reels documenting HOLC operations… (3/19)
I salute new research on #redlining that furthers the conversation. But let’s not just revert to debating whether HOLC, FHA, or private industry was most culpable. Rothstein’s assertion as quoted in this article is not incorrect … governing.com/context/redlin…
HOLC didn’t even *have* to share its maps to help spread the racist notion that Black people’s very presence lowered property values. @lwinling & I show that it collaborated with FHA & private indivs to spread this thinking and #redlining methodology.
I mean, HOLC City Survey head Corwin Fergus showcased the Dayton, OH map to an audience of 600 conferees at the 1937 Appraisal Forum, among other occasions. HOLC (and FHA) also sponsored workshops where they taught these methods.