Over the past 6 months, the @joinditto advisors have had the chance of speaking to hundreds of people looking to buy a health insurance plan.
Thread.
Thread.
And one of the most frequently asked questions is this-
"If I'm already covered under my company's health insurance policy, do I still consider buying an individual plan?"
"If I'm already covered under my company's health insurance policy, do I still consider buying an individual plan?"
And while we never push people to buy into a separate plan, personal health insurance can come in handy on so many occasions.
1.) An unexpected layoff: You won't have coverage if you're no longer working for the company. And finding a comprehensive health plan at the time can be challenging if you have a health condition.
2.) A sudden urge to work on something of your own: Yes you could buy insurance when you make this choice.
But once again, if you develop a health condition, between now and then, you may no longer be able to buy a comprehensive policy.
But once again, if you develop a health condition, between now and then, you may no longer be able to buy a comprehensive policy.
3.) If you were to switch jobs in the future, you should never be in a position where you pick a company that offers better healthcare coverage. Ideally, you should be in a position to pick a company that offers you the best career prospects.
4.) And you can always use the personal plan to supplement your company cover. If you have 5 lakh from the company and a 10 lakh personal plan, you get 15 lakhs worth of protection if you're ever hospitalized.
Still have some burning questions? Make sure you book a free call with our advisors, who offer personalized, honest insurance advice-(bit.ly/3zha393)
#insurance
#insurance
• • •
Missing some Tweet in this thread? You can try to
force a refresh
