Discover and read the best of Twitter Threads about #insurance

Most recents (24)

📢𝗦𝗲𝗿𝗶𝗲𝘀 𝗮𝗹𝗲𝗿𝘁!

We are thrilled to announce our new series #Tech4India as part of the #ETI in partnership with #NESTMEA @MEAIndia & @PrinSciAdvOff

Stay tuned for:

🔸Info on key #emerging technologies & sectors 📡🧬🚀⚛️ 🤖

🔸Details on participation in the #ETI Image

Recent advances in 𝗤𝘂𝗮𝗻𝘁𝘂𝗺 𝘁𝗲𝗰𝗵 can bring paradigm shifts in #computing #communication & #cryptography affecting all sectors in the process

Participate in #ETI & help India prepare for the #QuantumRevolution 2.0⚛️


1/2 Image

We encourage people from varied backgrounds to form multidisciplinary teams and send us EoI on innovations like #QuantumComputing #QuantumCommunication & #QuantumNetworks

Selected teams will be invited to prepare a consolidated tech dev & adoption roadmap 4 🇮🇳
Read 15 tweets
Two facts come to mind when I reflect on #LaborDay2020. 1st, I can't help but think abt the Imperial Foods workplace tragedy that befell friends & neighbors in my @CityofHamlet hometown in 1991. (1/6) #ncpol @RaleighReporter @jimmorrill @NCCapitol @PFFPNC…
In Sept 2016, as NC Insurance Commissioner & State Fire Marshal I was the keynote speaker at Hamlet's 25th anniversary memorial service. AUDIO file of my remarks HERE >>…
Pls take a few minutes to listen. (2/6) #ncpol @TravisFain @BarnettNed @saintorange
2nd, also wearing my Insurance Commissioner hat, I reflect upon what #LaborDay is about & all the rights + benefits for most workers that were gained only by the blood, sweat, tears, and even lives of workers past. (3/6)
#ncpol @NCStateAFLCIO @NCDemParty #Workers #WorkersRights
Read 6 tweets
#Assetallocation changes as you near retirement. What if your equity #investments are stuck in a phase where the markets are battered?
Can I share #income by creating a trust?
How can an IT employee generate alternate sources of income?
Read 25 tweets
Pet Insurance is outrageous in the UK! A thread.

Just had a renewal quote from @DirectLine - monthly premium up from £56 to £120. £120! Per month! For 1 dog! Same happened 2 yrs ago with @MORETHAN.

Expensive & it devalues insurance you're paying for... @BBCWatchdog @WhichUK
I'm paying extra so that a single condition can be covered beyond 1 calendar year. But by making insurance UNAFFORDABLE after 1 year, insurance companies are making sure that you cancel & switch, effectively making this specific condition of the insurance unusable! @MartinSLewis
There is therefore no point in paying the extra amount for multi-annual cover. Plus, because you're forced to switch companies, any conditions that have occurred in the previous year then become a pre-existing condition, which is not covered anymore by a new policy! #insurance
Read 4 tweets
Expanding on my post from the other night...with some added insight. A thread on #ChildhoodCancer
My sons Surgery to remove tumor cost $189k
Radiation treatment $127k a month for 2 months
His Inpatient chemo $23k just for room/board. (1/12)
Once you add in #chemotherapy drugs it was a 40k minimum.
Outpatient Chemo cost $1600 per dose
There were 9 cycles of chemo. That means 3 outpatient and 1 inpatient for every cycle.
While doing Radiation 5 days a week for 2 months he also had weekly Chemo. (2/12)
Add labs, MRI's, CT's, office visits, OT, PT, Hearing, Eye, Ortho, Endo, Drugs, ER Trips, caretaker for Derek, gas money, hotels, meals, therapy sessions, anti-depressants, leg braces, shoes that fit leg braces...
It adds up quick.
Over 1 mil in 22 months. (3/12)
Read 12 tweets
I am truly sick upon reading of this senseless tragedy. A #family #physician killed by one of his #patients in #Alberta #Canada. In the #USA we have a broken #healthcare system; #physicians overworked, they are often being dictated the care 1/…
they are able to provide to #patients due to outside influences such as administrators, #insurance,#PBMs, politicians & #government. There is concern by #patients & #caregivers re care received this is particularly true w inds that have #complexhealth, #chronicillness & 2/
#chronicpain. Many #patients lives harmed due to #abandonment of care. Our #healthcare system is broken. We are seeing #physcians die by #suicide & #patients being harmed. These issues MUST be addressed! I truly believe that as a #patient #advocate it is also 3/
Read 4 tweets
We already do. And not just in #health.

Matthew mentions the #QALY ('Quality-Adjusted Life Year') that, via #NICE, is currently valued at between £20-30k - but QALYs are used, and valued differently, across different Gov't Departments too:…
Meanwhile, 'in the private sector', #insurance payouts for #death remain significantly lower than for debilitating #injury, cf. #JudicialCollegeGuidelines:… and legislation like the Fatal Accidents Act 1976:…

So maybe, rather than...
...haggle, posture and virtue signal over numbers on which no-one will ever agree, but which #actuaries, #algorithm makers and #AI trainers WILL inevitably use, we should focus on far more meaningful debates - like what we want '#SocialCare' to actually mean?
Read 3 tweets
1. News: Schumer threatens to SUE to stop President Trump from using EO to give Americans RELIEF!

Opposes unemployment benefits & tax relief for U.S. citizens, but supports DACA -Thread 8.7.20… #Schumer #Sue #Trump #Relief
2. News: In Rare Rebuke, Top GOP Senators Write & Accuse Schiff, Pelosi, Warner & Schumer of “KNOWINGLY” Spreading Disinformation on Foreign Intel… #Democrats #Schumer #Pelosi #Schiff
3. News: REMEMBER: Chuck Schumer scrambles to get rid of $22,000 that Jeffrey Epstein donated to his election efforts in the 1990s (8.7.20 Evening thread)… #Schumer #Epstein
Read 54 tweets
In a recent paper, we found that without crop #insurance being in place, #pesticide expenditures in France and Switzerland would be 6 to 11% lower.

Here a #thread on the relevance of these findings, the underlying mechanisms and policy implications

Cc @tobi_dal @aecp_eth
Reducing risks from pesticide use for humans and the environment is on the top of European policy agendas. Also the support of risk management and insurance solutions, e.g. via subsidies, is gaining relevance in Europe. Especially in light of #climatechange impacts on agriculture
The availability and support of agricultural insurance, however, also affects pesticide use. This is linkage is usually not considered in policy making. Two effects are especially relevant:
Read 10 tweets
1. News: President Trump Must Investigate How Inflated Our COVID-19 Death Count Is - Thread 8.3.20… #TRUMP #INVESTIGATE #COVID #NUMBERS
2. News: The Lessons from History on Masks: It’s Kabuki Theater All the Way Down… #Masks #HISTORY #LESSONS #COVID Image
3. News: CDC Director Says 'It Is in the Public Health Interest' to Reopen Schools for K-12 Students… #CDC #SCHOOLS #OPEN
Read 51 tweets
Daily Bookmarks to GAVNet 07/28/2020…
Using robots to probe how people react to simple behaviours

#robots #brain #social
Ice retreat in Wilkes Basin of East Antarctica during a warm interglacial

#IceMelt #glaciers
Read 10 tweets
THREAD: The Monday edition of @ProgNewsDaily features nearly 100 in-depth articles, interviews & analysis you may have missed from #independent, #corporatefree #media. Please like, follow, share, comment & subscribe!…
Top Articles:
* The #entertainment industry is speaking out in support of #BlackLivesMatter #BLM. Will they act? - @JuddLegum #PopularInfo
* 100 Degrees in #Siberia? 5 Ways the Extreme #ArcticHeatWave Follows a Disturbing Pattern - @Portsideorg

Follow @ProgNewsDaily
* 'If You Like Your #Insurance, You Can Keep It'–Until You Can't - @CommonDreams
* UPDATE: #Facebook's tipping point - @JuddLegum #PopularInfo
* On “White Fragility” - @mtaibbi

Follow @ProgNewsDaily
Read 8 tweets
New England Insurance Quotes (Home Auto Business Flood Life)

Save money on all your insurance needs through the Premier Shield Insurance #Agency.…

#Insurance #Quotes #InsuranceQuotes #Home #Auto #Flood #Commercial #PremierShieldInsurance New England insurance quotes home auto business flood Life #
New England Car Insurance Quotes (#MA #CT #NH #ME #RI)

Save money on your car insurance policy with the Premier Shield Insurance #Agency.…

#AutoInsurance #Quotes #AutoInsuranceQuotes #Car #Auto #Automobile #Vehicle #CommercialAuto #PremierShieldInsurance Save money on auto insurance quotes #PremierShieldInsurance
New England Home Insurance Quotes (#MA #CT #NH #ME)

Save money on your home insurance policy with the Premier Shield Insurance #Agency.…

#HomeInsurance #Quotes #HomeInsuranceQuotes #Property #Condo #Insurance #Homeowners #Home #PremierShieldInsurance New England Homeowners Insurance Company #PremierShieldInsur
Read 11 tweets
I receive many questions regarding various financial dealings & their Islamic Rulings especially in light of my Master's connection to Liquidity Management & my PhD's connection to Risk management. I will answer these questions in this thread IA. #invest #money #Islam #Banking
#Options- Impermissible- as any transaction with ambiguous outcomes due to betting on the likelihood of a future event, and considered to be a 'zero-sum' transaction, in which one party can only financially benefit from the trade; are impermissible in Islam.
In terms of a zero-sum transaction, the above tweet should read: "in which one party can only financially benefit from the trade at the expense of the counter-party".
Read 12 tweets
Wanted to crowdsource from the good folks at Twitter as to where all lies massive under penetration in #insurance in India? What all categories, both existing and new?

Let me quick this off with some obvious ones.
1) retail health = only 35M lives insured as of FY18
more 👇
2) group health = only 100M lives insured as of FY18 (includes employee and his family members he's opted)

3) life = estimates peg penetration at ~25% lives; however claim significant under insurance at ~10% of the desired sum cover
4) motor = actually sees a good penetration overall, with car and commercial vehicles at 85% and 76% pen respectively. Two wheelers are under penetrated though at 36% pen.

5) views on other categories like crop, marine, fire, home etc?
Read 6 tweets
Find the best coverage and price first time Homebuyers Insurance quotes in Maine through Premier Shield Insurance call 1-774-847-7746. Maine first-time Homebuyers insurance company Quotes Premier Shield Insurance
Find the best coverage and price #Auto #Commercial #Home and #Flood Insurance quotes in Maine through Premier Shield Insurance call 1-774-847-7746.
Insurance quotes in Maine (#HomeInsurance #AutoInsurance #BusinessInsurance #FloodInsurance) through Premier Shield Insurance call 1-774-847-7746.… Maine Insurance Quotes Home Auto Business Flood Insurance Agent Quotes #PremierShieldInsurance
Read 6 tweets
1/ Q. I hear that communities of color are experiencing more severe illness and death from #Covid_19. How does the healthcare system contribute to worse outcomes?

A. One way to think about the #healthcare system is "links in a chain."
2/ Researchers have used a framework like this (“cascades of care”) to improve clinical outcomes for other diseases.

The following are a few of the links in the chain of care for #COVID, which can shed light on weaknesses that put communities of color at greater risk
3/ HEALTH INSURANCE: Even before the pandemic, Blacks and Latinos were more likely to have inadequate #health #insurance (or none at all). When the #pandemic came along, millions lost their jobs—and, along with that, their health insurance. (…).
Read 10 tweets
Equi Weighted Life Insurance sector is now hitting a strong resistance zone.
HDFCLIFE and ICICIPRULI are showing some weakness but not a clear sell signal yet.
Sector to look upon once stocks start making 10 day low

Views invited for discussion.
#LetsExplore Image
Trend started in #Insurance Image
Equi Weighted Life Insurance Companies Index reversed from crucial resistance zone

3/4 stocks made new 10 day low today ImageImage
Read 3 tweets
Reimagining Indian health insurance (HI) - a thread on the HI landscape and opportunities Down pointing backhand index #insuretech #healthcare #insurance
Full blog can be found here -…
@banglani @Stellaris_VP
(1/n) Indian healthcare spend is $120bn with $90bn coming out of the pocket of consumers. Many people get pushed into poverty each year due to healthcare expenses. Financial products around healthcare financing, including Health Insurance (HI), are severely underdeveloped
(2/n) HI is a $6.4bn market in India growing at 22% CAGR. With aggregate net incurred claims ratio at 90%-100%, HI pays for less than 5% of the healthcare spend in the country - which brings us to low penetration of HI in India
Read 14 tweets
1. In the back drop of @YESBANK Bank fiasco and total write off of AT1 Bonds issued by them, it is necessary to understand what is AT1 (aka Perpetual Bonds) and what should the Investors expect. This crisis will have far reaching implications for all future AT1 issuances as well
2. What is AT1 Bonds? An AT1 bond constitutes direct, unsecured and subordinated debt in the issuing bank, ranking junior to the claims of all creditors (including all subordinated creditors) and only senior to common equity. Please remember this
3. Total outstanding of all AT1 issuances by all Banks is close to 91,000 crores (including Rs.38,000 crores by Private Sector Banks like ICICI Bank, HDFC Bank, Axis Bank, Yes Bank, etc.). These figures are as of 23-02-2020
Read 15 tweets
MAR 5 #CoronavirusOutbreak MD THREAD 1: Latest ARGIS Map 3/5 6:53AM .. NOTE #China not supplying DEATHS update.FIRST SEE #IMF Report from yesterday.. AND Breaking #Boris suspends #British #Parliament .. IS #Iran totally sure that Vendor from #Wuhan had come to HolyDays before?
MAR 5 #CoronavirusOutbreak MD THREAD 2:
Yesterday's MD THREAD:
by MD trained during #HIV #AIDS Epidemic When we had to fight YEARS for Research, and Treatment.
Still do @VP #Pence killed many in #Indiana in 2015 #maddow @seattletimes @sfchronicle
MAR 5 #CoronavirusOutbreak MD THREAD 3: WaPo Mapping as I note above I like ARGIS JohnsHopkins Map better but this is US alone... HEADS UP..SCARY folks...
While #ImpeachedForLife #IMPOTUS45 #Trump and @VP Pence are clueless @maddow @CNN @votevets
Read 36 tweets
There's a lot that could be improved with #insurance.. but I want to talk about #doctor visits for a sec.

1) It seems so inefficient that doctor communication is 1-1 instead of 1-many.

Every time anyone goes to the doctor, it seems like there should be a video recording of
the whole visit uploaded somewhere.

Obviously people's names/faces/etc should be bleeped out, but it seems like, for any given person's illness, a large percentage of the population would benefit from that video (and knowledge) being public.
2) Why are doctor visits only 1 at a time again?

What if there were an #Uber Pool kind of thing for patients with the same ailments?

Especially for patients with rare diseases - seems like it'd be a good chance to make new friends as well.
Read 3 tweets
2 years of dealing with America's broken #insurance system why we need #MedicareForAll A thread.
Here is what I know and my personal thoughts and experiences. Certainly not telling anyone what to think, how to feel or who to #vote for.
But without #affordablecareact (calling it #Obamacare was a Republican ploy to make poor white voters hate it by connecting it to a Black man. Look at polls-hatred for plan when presented as Obamacare and support when presented as #ACA even among white GOP)
Anyway...without the #ACA , Wife, Son & I can all be denied health care due to #preexistingconditions. Think about that-insurance companies had the right to deny the most needing among us, the sickest.
So what happens to those denied?
Read 13 tweets

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