Lots of new followers! 👋 Hello.

Just so you know who you’re following…

📍 Boulder + Honolulu
👨‍👩‍👧‍👧 Married 24 yrs + 👧👧
🧗‍♀️ Kinda obsessed with rock climbing
🏦 Fintech when fintech wasn’t cool
📈Starting a newco (🤫)
💬 I answer all DMs

I’ve run hard & learned some things…👇
…mostly the hard way.

@evanmr recently asked me, ”What is the theme of your posts?”

My answer:

Using money to live a great life (plus climbing pics 😜).

👉My mission is to help others build true wealth (more than just 💵).

Here are the 5 tweets I’m most proud of:
1️⃣

My most popular thread, summing up what I’ve learned from 50 years on 🌎
2️⃣

Building a multi-dimensional life (IMO it’s the 🔑 to 😃)
3️⃣

🐹 Stepping off the hamster wheel—my personal journey
4️⃣

🏠 Home ownership—the first step in building wealth
5️⃣

🏦 Why I’m obsessed with disrupting banking

• • •

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More from @Camp4

25 Jul
🧵Minimalism: A Personal Story

Hear me out & this 🧵 might improve your life by 10%.

Years ago I had a big financial win. To celebrate, I bought a brand new Porsche 911 Turbo convertible—the car I had dreamed about as a teen (pic below is the actual 🚙).

It was beautiful but…
…that night I couldn’t sleep. The thing that had embodied winning for 13-year-old Kevin wasn’t bringing 40-year-old Kevin the joy I expected.

In fact, it was stressing me out.

It wasn’t financial stress—the car wasn’t a stretch—it was more of a feeling that…
…the car was taking up space in my life, crowding out things that I cared about more.

The next morning I took the Porsche back to the dealer and told the manager, “amazing car, but not for me.” To the manager’s credit, he shook my hand and said, “Good for you.”
Read 11 tweets
23 Jul
🧵 Don’t ask, do.

@JerrySeinfeld was once asked to speak to students of a comedy class.

His message: “The fact that you have even signed up for this class is a very bad sign.”

Ouch.

Similarly, @elonmusk was asked how to start a company.

His response was equally blunt... 👇 Image
“If you have to ask, it’s not for you.”

Again, ouch.

The point Seinfeld & Musk were making isn’t that we can’t learn from the best, it’s that the best have a *strong bias toward action*.

They dive in without all the answers.

Because guess what? *Nobody* has all the answers.
You hear it all the time from successful people:

“When I started I had no idea what I was doing.”

Or, “If I’d have known what I was getting into, I never would have started.”

When you’re attempting something hard, ignorance is often bliss.
Read 6 tweets
19 Jul
📈 How to get rich with a 9-to-5
(2 big secrets of compounding)

Hear me out & this 🧵 may change the way you think about money. And at the end there's a way to get access to killer investments.

👇
There’s a lot of talk about compounding on this site. Most people understand the basic concept—small gains become exponential over time—but few really understand the math behind compounding.

Let's make compounding simple so you can build wealth like the smartest investors ⬇️
The first thing you need to know is that compounding is highly sensitive to the *return rate*, which is simply how fast your investment grows each year. For example, the average annual return of the S&P 500 index since 1957 is about 8%.
Read 21 tweets
18 Jul
🧵 A competent CEO could 10X $twtr in 2-3 years.

Here are 3 obvious moves to get there:

👇
1⃣Quick Hit: Stop building dumb me-too features like fleets, spaces,& super follows and instead monetize the millions of users who get huge value from the platform by providing *tools they need*.

Specifically, launch a paid "pro" account that includes...
...an edit button, better authoring tool (the current one is awful), better search & analytics, enhanced profile page & other simple features.

The price is...

$5/mo for < 5k followers
$20/mo for > 5k followers (comes with ☑️ verification)
$50-1000/mo for > 100k++ followers
Read 13 tweets
18 Jun
#REtwit (and RE curious) peeps:

I got a 🌊 of DMs about this tweet - mostly people wanting an intro to to the GP.

As an active LP (mostly multifamily) I see a huge gap in the market. An individual who is new to RE investing (and wants to remain passive) has 2 options:

👇
1️⃣ Source deals directly from GPs - Works great buuut… most ppl don’t have connections to the best GPs or expertise to pick deals (let alone the min $ required)

2️⃣ Invest in a fund or REIT - Easy but typically comes with MUCH lower returns.

Seems like we need a 3rd option…
…perhaps a “syndicate” model—similar to AngelList but for RE—where LPs can band together, leverage a syndicate lead’s expertise, and pool capital for diversification.

I know Cadre and others are doing sorta similar things but if feels like there’s room for something different.
Read 4 tweets
17 Jun
🧵 4 steps to start each day in a good mood (my routine to boost creativity)

As a creative type, my mood & motivation are highly dependent on inspiration. When I’m inspired I’m unstoppable, but when I’m not I’m… kinda worthless.

Can you relate? Image
Over time I’ve found a morning routine that is almost 100% effective at putting me in a sunny mood, chomping at the bit to get to work. I'm not exaggerating when I say that it's been life changing.

Here’s how it works:
⛲️Step 1: Find inspiration
Twitter is a wellspring of ideas—the best source of inspiration I’ve ever found.

👉But you have to ruthlessly curate your feed

Why is this critical? Research has shown that we need to receive 7 positive comments to cancel out 1 negative comment.
Read 15 tweets

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