Want better returns than your FDs but don't want the "market risks" ? Let's talk about some awesome alternative investments in a thread 🧵
We totally understand that your grandparents still think Fixed Deposits are the best investment avenues.
But, we also know that you don’t believe in investing your money where no better returns are guaranteed! Kyunki:
So, here are some alternative investment avenues:
👉🏼 FMPs - FMPs are funds that invests your money in government projects and infrastructure schemes that has a maturity period of 3-5 years
👉🏼 Debt Funds - Debt Funds are low risks mutual funds that invests money in commercial papers, treasury bills, etc. which generates fixed incomes
Gilt Funds - Alike FMPs, gilt funds also invests money in government infrastructure and government development projects.
The only difference between them is FMPs are close ended mutual funds that allow us to invest money only for the offer period.
👉🏼 NPS - NPS is a social security initiative by government that allows to invest regularly in a personal account
You can withdraw a corpus amount and then you will receive a monthly amount post retirement as corpus.
Did you notice? Majority of these investment avenues are in someway associated with government 🏛️
Another important thing to notice is such schemes invest in avenues where the incomes are fixed and are received at a regular intervals.
And your grandparents would for sure trust government backed investments right?
So why not explain this to them!😃
If you liked this thread and want more alternative investment options then ReTweet 🔄 the first tweet of this thread 😃 and follow us @FinFloww for more ❤️
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Companies practice price discrimination to maximise their profits. Let’s dive deep into Price Discrimination in a thread 🧵
Price discrimination is a practice of charging different prices from different consumers to maximise their profits and capture the entire consumer surplus.
Consumer Surplus is the entire difference between what a consumer is willing to pay and what he actually paid. It’s the total benefit to the consumer when the price that he’s paying is way lesser than the one he’s willing to pay.
So we all know what credit cards are , right? Those magic cards which you pick out from your pockets and buy whatever stuff you want but do you know how this whole payment process works when you swipe the card?
What’s the architecture behind it?
We will try to understand this process with a very simple example.
So let’s say you go to your favourite restaurant, although going out has really become a dream lately.
Okay so after the meal it’s time to pay.
Now, you take the help from your little card friend and simply swipe it in the POS machine