first off, its psyops that it is desirable to get US higher education
second, why not ask whether these kids should be even be legally able to take on tens of thousands of student debt to fund some degree in art or gender studies or w/e
my idea of good crypto regulation is govts issuing citizens waiver forms
that discharge the govt of their duty to protect citizens from any crypto related losses (not feasible to enforce) or to look after them if they go bust, become homeless and become a burden to the nation