Thread by @ToddMichney

I salute new research on #redlining that furthers the conversation. But let’s not just revert to debating whether HOLC, FHA, or private industry was most culpable. Rothstein’s assertion as quoted in this article is not incorrect … governing.com/context/redlin…

HOLC didn’t even *have* to share its maps to help spread the racist notion that Black people’s very presence lowered property values. @lwinling & I show that it collaborated with FHA & private indivs to spread this thinking and #redlining methodology.

https://twitter.com/ToddMichney/status/1407696728678191108

I mean, HOLC City Survey head Corwin Fergus showcased the Dayton, OH map to an audience of 600 conferees at the 1937 Appraisal Forum, among other occasions. HOLC (and FHA) also sponsored workshops where they taught these methods.

I appreciate this new paper that creates an amazing dataset and further confirms @lwinling & my finding (& Hillier’s even earlier) that HOLC *did* refinance mortgages on AfAm-owned homes. nber.org/papers/w29244

But in our article, @lwinling & I showed HOLC's major objective was to bail out lenders; by enabling Black owners stay in their homes, it preserved segregated living patterns. Also, AfAms were not passive recipients, but demanded access to the program. journals.sagepub.com/doi/full/10.11…