but i think that most things cap out really fast, or hits diminishing returns very quickly
a $1000 an hour personal trainer wont make you 10x more ripped than one charging $100 an hour
anyway, back to the pt, anything beyond the principal amount set aside to yield to cover expenses can theoretically be used for speculation / investing
tho, always good to have
- a thicc buffer, margin of error
- diversified sources of yield
- mitigate risks of complete failure
the longer you delay "buying your lifestyle put / hedge" aka commiting principal to yield
ideally the further along you would have progressed and accumulated wealth from deferring your peace of mind and assuming risks all this while
a nice situation is of course yielding in an asset which you think will appreciate long term
but if you had to pick between certainty of income vs risk seeking capital gains, i think risk seeking is usually mispriced (undervalued) due to many peoples having low risk preferences
but if you "made it", you can do both
purchase peace of mind aka your lifestyle hedge
while still allocating the excess to risk seek
next question is tho, how much lifestyle hedge to purchase? for your family? future generations? how many gens? 🤔
happy 1st world problems
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sexy narratives that will probably sell
- 3rd party bridges
- protocols that multi chain
- multi chain browser wallets
point to point would be the "official bridges" between networks
hub and spoke begins to make more sense when
- there are TOO many points
- no direct point to point bridges exist
- able to bypass expensive points
- long bridging duration
- deep hub liquidity
but mind you, spokes that become significant enough will inevitably warrant having direct point to point bridges between each other, bypassing the hub
something to think about, in this power law'd world
i had an idea a while ago to sell "attempts" of a generated waifu maker like this
after the AI outputs a "dirty" base, you can then opt in and select from a list of artists who would "clean" it up by removing the fuzz and noise, which the artist can sign off on (enhanced by X)
first off, its psyops that it is desirable to get US higher education
second, why not ask whether these kids should be even be legally able to take on tens of thousands of student debt to fund some degree in art or gender studies or w/e