👋 Hello

It's a new year & I have new followers, so here's a quick intro:

🏔 Boulder, CO
💑 Married 24 yrs + 👧👧
🧗‍♂️ Kinda obsessed with rock climbing
🏦 Founder of Swell, a banking startup
✍️ I answer all DMs

I write threads about life & money—here are 7 of my favs:
1️⃣ My most popular thread—everything I've learned about building a great life.

2️⃣ Stepping off the hamster wheel—my personal journey.

3️⃣ Being multi-dimensional is the key to happiness.

4️⃣ Less is more—my infamous “returning the Porsche” story.

5️⃣ Reframing retirement for modern times.

6️⃣ We all wear masks—my mid-life awakening.

7️⃣ Things rich people do with their money.

• • •

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More from @Camp4

24 Dec 21
🏔️The Myth of Accomplishment

This morning I read a tweet that contained a stern warning for young people:

“If you focus on work-life balance, you won’t reach the top of any discipline.”

Don't buy it—this statement is a false dichotomy, a trap. Here's why...

🧵👇
Firstly, I hate the term “work-life balance” because it implies that life is a zero sum game—that to be great at one thing you have to suck at another. That you can have either career ambition or a healthy, multi-dimensional life but not both.
Ironically, those with the most “balanced” lives don’t use that term—because they don’t seek balance, they seek to kick ass at everything. It's a pursuit, not a state of being.

Beware of those who use that term (esp in critical way) because they aren’t the ones to emulate.
Read 12 tweets
29 Nov 21
💥Fab Five Follows under Five-K

Nothing sharpens thinking like writing—I think everyone should tweet, mostly for themselves.

But it sure is fun to have followers. The relationships I’ve made here have changed my life.

Early on, tweeting can feel like… 🧵👇
…shouting into the void 📢

But if you stay at it you’ll find a voice & followers will come. Early on, a few kind people gave me shoutouts & inspired me to keep going.

So I’m going to pay it forward.

Here are 5 of my fav accounts with < 5k followers:
1️⃣ @NikkiRogersOP — Queen of the side hustle. Nikki is raw & honest (she regularly shares her net worth) & her energy is infectious. A must follow!

2️⃣ @friedmandave — A big 🧠 with deep knowledge on a wide range of topics. Dave has a huge vocabulary & teaches me new words.
Read 7 tweets
28 Nov 21
🔐The Unlock

About 15 years ago I had a very strange encounter.

I was at a backyard party and an older man—he looked to be in his 70’s—came up to me and said…

“You don’t know me but I’ve been watching you all evening and... 🧵👇
...I think you’re going to do big things in life. But fear is holding you back.”

He caught me completely off guard—one of the rare moments when I’ve been speechless. He continued…

“Here’s what I’d like you to do:
Go to a river or lake and pick up 7 stones. Hold each stone and think about one of your fears. Then toss each stone into the water and let those fears go.”

Now remember, I grew up around hustlers & was taught that if you don’t know who’s being hustled then it’s you. So...
Read 13 tweets
24 Nov 21
👺The Masks We Wear

Today I turn 51.

I feel stronger & sharper—and more importantly, more content—than ever.

But my path wasn’t easy.

I’m going to share some things I’ve never said publicly in the hope that it helps one person. 🧵👇
I grew up in the midst of mental illness, addiction, & big secrets. Half of my family ended up in prison and the fallout continues to this day.

I’m not special—we’ve all known hardship & some of you endured much worse so maybe you can relate to my story…
Oprah says we should “turn our wounds into weapons” & that’s exactly what I did. I developed a sensitive BS-detector, a high tolerance for pain, & a relentless drive to win. Those weapons served me well—I rapidly checked all the boxes that define success in our society.

But...
Read 16 tweets
15 Nov 21
🧵How to avoid the messy middle (& build a great life)

There’s a quote that is well known in climbing circles but rarely repeated elsewhere:

“At either end of the social spectrum there lies a leisure class.”

Freedom is achieved through simplicity or wealth.

It's... 👇
...the middle where things get messy, where we trade our time for money, hoping to someday buy back our time.

This can feel like anything but freedom.

In climbing we refer to people who forsake material possessions to obsessively pursue their passion as “dirtbags”.
It’s not a derogatory term—to the contrary, it’s a lifestyle that has been idealized, a noble & enlightened existence.

Dirtbag culture inspired the #vanlife movement. Through climbing I know dozens of younger, well educated people who have opted out...
Read 12 tweets
27 Oct 21
☕️ The woman sitting next to me at a coffee shop is breaking down her small business in great detail for a friend.

👂It’s fascinating so I’m eavesdropping & furiously taking notes.

Coming to you live... 👇
🐕At age 45 she got divorced, quit her corporate job, & moved to Vegas to pursue her passion of dog training.

📈Started at $50/hr but demand has been so high she has steadily increased price to $100/hr.

🗣️Leads initially came from Petco but now 100% word of mouth.
📆Booked out 2 weeks in advance.

🏠Customers started asking her to board dogs so she spun up that business. Started at $40/day, now at $60/day & turning away business.

🐕‍🦺Most customers who board also buy training (nice cross-sell!).

Here’s the best part:
Read 5 tweets

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