Thread by @joinditto

A guide to selecting a super top-up #insurance🍿👇

Thread. (1/n)

💡What if we told you that you could get an extra 90 lakh worth of health coverage with annual premiums as cheap as your Amazon prime subscription (₹ 1000)?

- Well, believe it or not, that's exactly what a top-up plan offers.

- The idea is simple- pay cheap premiums & walk away with massive coverage. "Well, what's the catch Ditto?"

- Here's the deal. The super top-up plan is cheaper because of this little thing called a 'deductible'.

- This is the insurer telling you "We'll pay you the claim only after a certain amount fondly called the ‘deductible’ has been pitched in by you (the insured)...

- You may use an existing insurance policy to reach that threshold or pay it yourself."

- In a nutshell, a super top-up is an excellent way to boost your existing insurance coverage without spending a boatload of money.

💡Points to keep in mind:

1.) Combine it with an existing policy: It's in your best interest to combine a super top-up plan with an existing policy- where your existing policy fills the gap till the deductible is crossed, & your top-up can handle the rest.

2.) Buy a super top-up from the same company as your existing policy: This will ensure that the claims process is smooth & cashless in the event that you're hospitalized.

3.) Buy a super top-up on the same date as your existing policy: It’s simple logic - you want both these covers to run parallelly so as to steer clear of any confusion.

👉Ditto is helping people buy the right super top-up policies for themselves and their loved ones.

👉Drop us a text on WhatsApp now for spam-free, unbiased insurance advice- joinditto.in/ask-ditto/?utm… (n/n)