Since everyone writes a thread, let me also write one on FII/DII which is quiet a hot topic now a days and every Twitter Guru is claiming that FII is a loser.
Between March 2020 and March 2022,
FII have sold 95402 Cr while DII have bought 1.05L Cr.
Nifty moved from 15000 to 17266
FII Net Sellers - 2.29L Cr
DII Net Buyers - 1.87L Cr
SIP Inflow - 1.2 Lac Cr + 1.2 of Last Year + 82000 Cr of DII Selling Last Year = 3.2 Lac Crores
In 1st Year, DII were net sellers when FII actually took Nifty from 10900 to 15000, then DII took Nifty from 15K to 18K when FII actually sold almost 1.8X i.e. 2.29L Cr of worth i.e. 1.34L Cr of worth bought between Mar 20 - Mar 21
Elss one anyways is doing, do it with SIP insure without expecting more than 5% returns from the fund. If you are getting 10%, its a win. You have Term Plan ready. Max is 50 Lacs.