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Charles Gaba 🇺🇦 Profile picture
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Aug 25 • 6 tweets • 3 min read
📣 NEW: How much does the #IRA lower YOUR health insurance premiums? A case study in Spotsylvania County, Virginia:
acasignups.net/22/08/25/how-m…
A single 26-yr old just moving off their parents healthcare plan can save up to $1,500/year in premiums thanks to the #InflationReductionAct. Image
A single parent with a young child can save up to $2,300/year in premiums thanks to the #InflationReductionAct. Image
A family of four can save up to $6,400 or more per year thanks to the #InflationReductionAct. Image
And finally, a 60-yr old couple not yet eligible for Medicare can save up to nearly $16,000/year (that's not a typo) in premiums thanks to the #InflationReductionAct.

#DemocratsDeliver #DemCast Image
IMPORTANT CAVEATS:
--The examples above are all specific to Spotsylvania County, PA, though they should be pretty representative nationally

--These examples are all based on 2022 FPL levels & benchmark plan pricing; 2023 FPL levels will be higher & plan pricing may differ.

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More from @charles_gaba

Charles Gaba 🇺🇦 Profile picture
Aug 26
That's right: I just had my first radio interview for a NON-healthcare related subject.

Thanks for having me on the show; it was fun!

(and make sure to donate *directly* to some downballot Dems via AmericaBlueIn22.com!)
As I noted on the show, the whole reason I started this "slate donation page" project is because some people just prefer donating directly to specific candidates as opposed to donating to the DCCC, DSCC, DLCC etc.
It doesn't mean those orgs are doing a bad job; it's just that people like knowing that their particular donation went to help these particular candidates. ActBlue makes it absurdly easy to throw together a bunch of them onto one page so back in 2020 I figured what the hell.
Read 9 tweets
Charles Gaba 🇺🇦 Profile picture
Aug 25
Who’s more irritating?
—Those demanding 100% of ALL student debt be forgiven for EVERYONE no matter what & they won’t vote for Dems if it doesn’t happen
—Those saying NO debt should be forgiven for ANYONE and they won’t vote for Dems because some of it is being forgiven
As I've said before: I have no particular position on the issue. I happened to pay off my (small) loan decades ago, but I don't mind others receiving help on theirs. At the same time, threatening not to vote when democracy itself is literally on the line is unacceptable.
Yesterday's announcement seems to hit a pretty good sweet spot to me--it wipes out all/most debt for those who need it the most while also making important reforms going forward to help prevent things from getting so out of whack again in the future.
Read 5 tweets
Charles Gaba 🇺🇦 Profile picture
Aug 24
Annnnnd here it is: studentaid.gov/debt-relief-an…
1. Final extension of student loan repayment pause through 12/31/22.
2. $10K in student debt cancellation for non-Pell Grant recipients earning up to $125K/$250K

$20K in student debt cancellation for Pell Grant recipients earning up to $125K/$250K

100% of student debt cancellation for those employed by nonprofits, military or the gov't via PSLF.
Read 10 tweets
Charles Gaba 🇺🇦 Profile picture
Aug 23
People keep saying this. Why?

--If you owe <$10K, it's gone.
--If you owe <$20K, half your debt is gone.
--If you owe >$20K, you'd ow $10K less than you did.
--If you don't owe anything, it helps a bunch of lower-income people.

I owe no student debt & would be fine with it.
I'm reminded of that scene in Shawshank where Captain Hadley is ANGRY that his brother left him $35,000 in his will...because of the taxes he'd have to pay on it.

(I should note that $35K in 1950 is roughly equal to $430K in 2022).

NOTE: Please do NOT attack @JSapp_AR over his original tweet. I was NOT "sending trolls" his way. He expressed a take that I've seen a lot today and I genuinely don't understand it, that's all.

#FunFact: QT'ing someone doesn't automatically mean you're "punching down."
Read 4 tweets
Charles Gaba 🇺🇦 Profile picture
Aug 21
⚠️⚠️⚠️ PROBLEM: Election experts keep lecturing you about how vitally important it is for Dems to flip STATE LEGISLATIVE seats blue...but there's *thousands* of them and who the hell knows which seats are even competitive at that level? 1/ americabluein22.com/state_leg/
🎉🎉🎉SOLUTION: I've compiled links where you can donate DIRECTLY to Dem nominees in over 400 *competitive* districts in over 20 states at once!

w/a few exceptions, all districts listed are rated between R+10 to D+10 by @davesredist.

Donate TODAY! 2/ americabluein22.com/state_leg/
So far I have competitive races listed for AK, AZ, CO, FL, GA, IN, IA, KS, ME, MI, MN, MO, NV, NM, NC, OH, OR, PA, TX, WA & WI, with more states on the way!

Help make #AmericaBlueIn22 at the STATE LEGISLATIVE level by donating TODAY! americabluein22.com/state_leg/
Read 5 tweets
Charles Gaba 🇺🇦 Profile picture
Aug 20
With the recent *drop* in gas prices, a quick update on my EV situation:

I've had my 2022 Kia Niro EV for just over 5 months & have driven around 4,300 miles so far, including an 1,100-mile road trip to DC which included some commercial fast charging. 1/
Total home charge: $109.62
Total fast charge: $95.34
Total all charging: $204.96
Total miles: 4,272
That's $0.048 per mile.

An ICE car @ 32 MPG would've used 133.5 gallons of gas, or:
--$668 @ $5.00/gal
--$601 @ $4.50/gal
--$534 @ $4.00/gal
--$467 @ $3.50/gal
Here's my EV case study write-up from early June. Note that a lot has already changed since then, including:

--the *drop* in avg. gas prices ($3.91/gal via AAA), and...

--The IRA being passed has completely changed how EV tax credits work
acasignups.net/22/06/05/topic…
Read 5 tweets

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