Vishing call frauds have costed Indians INR 1,500 Cr 🤯
My own aunt lost over INR 3,94,500 in 2020🥵
Let us be aware and teach our not so tech savvy relatives
Everything about Vishing frauds & how to avoid traps🧵👇
My own aunt lost over INR 3,94,500 in 2020🥵
Let us be aware and teach our not so tech savvy relatives
Everything about Vishing frauds & how to avoid traps🧵👇
1/ An example
A person in disguise of a bank employee, called Mrs. Sharma a 40 yr old housewife
He told her that she has been selected as a lucky winner for a trip to Thailand by bank
and to process it he needs an OTP,
Excited to hear this, Mrs. Sharma shared her OTP with him
A person in disguise of a bank employee, called Mrs. Sharma a 40 yr old housewife
He told her that she has been selected as a lucky winner for a trip to Thailand by bank
and to process it he needs an OTP,
Excited to hear this, Mrs. Sharma shared her OTP with him
2/ What happens next❓
Within next 2 mins INR 2,00,000 were out from her A/c
Have you ever faced or heard about such a fraud❓
As per RBI data, India saw 229 banking frauds per day in financial year 2020-21🥵
Read again, not 229 frauds, 229 frauds PER DAY🤯
Within next 2 mins INR 2,00,000 were out from her A/c
Have you ever faced or heard about such a fraud❓
As per RBI data, India saw 229 banking frauds per day in financial year 2020-21🥵
Read again, not 229 frauds, 229 frauds PER DAY🤯
3/ Modus operandi
Fraudsters approach targets through social media or calls
They might pose as:
- Bankers
- Insurance agents
- Company executives (say, for an offer)
- Government officials etc.
How do they win trust? Read on👇
Fraudsters approach targets through social media or calls
They might pose as:
- Bankers
- Insurance agents
- Company executives (say, for an offer)
- Government officials etc.
How do they win trust? Read on👇
4/ How they win trust?
By sharing some commonly available information like:
- Your name
- Date of Birth
- Father's / Husband's name
Come on! These are so freely available on your Facebook
What happens next❓🤔👇
By sharing some commonly available information like:
- Your name
- Date of Birth
- Father's / Husband's name
Come on! These are so freely available on your Facebook
What happens next❓🤔👇
5/ What do they do after winning your trust?
Create an urgency by citing reasons like:
- Blocking an unauthorised transaction
- Payment required to stop some penalty
- An attractive discount etc
Then ask you for your:
- Passwords
- OTP
- Pin
- Card Verification Value (CVV) etc.
Create an urgency by citing reasons like:
- Blocking an unauthorised transaction
- Payment required to stop some penalty
- An attractive discount etc
Then ask you for your:
- Passwords
- OTP
- Pin
- Card Verification Value (CVV) etc.
6/ What if they are genuine?
Any genuine entity never asks its customers to share confidential information such as:
- Username
- Password
- Card details
- CVV
- OTP
Never share these details even with your friends and family members
Any genuine entity never asks its customers to share confidential information such as:
- Username
- Password
- Card details
- CVV
- OTP
Never share these details even with your friends and family members
7/ God Forbid, what if you've been defrauded?
Genuinely it is very difficult to get your money back,
But @DelhiPolice has given some guidelines on it
1. Brief facts of the complaint explaining how you came in contact with the alleged person/ website
Contd..👇👇
Genuinely it is very difficult to get your money back,
But @DelhiPolice has given some guidelines on it
1. Brief facts of the complaint explaining how you came in contact with the alleged person/ website
Contd..👇👇
2. Take a screen/Copy of the alleged SMSs / Email / Website (even you should have the call recording too)
3. Collect documentary evidence (e.g. screenshots, bank transaction, statements, etc.)
Contd..👇👇
3. Collect documentary evidence (e.g. screenshots, bank transaction, statements, etc.)
Contd..👇👇
4. Lodge a complaint in your nearest Police Station along with the above mentioned documents
5. Save the soft copy of all above mentioned documents in soft form and provide them to the Investigating officer on a CD-R and also give hard copy
5. Save the soft copy of all above mentioned documents in soft form and provide them to the Investigating officer on a CD-R and also give hard copy
More such threads on fraud prevention coming soon
For good KARMA,
1. Like, Retweet the first tweet of this thread
2. Make your friends and family members read it - Share on WhatsApp
3. Follow me @BahlKanan 😬
Let us make India a financially literate nation 🇮🇳💪
For good KARMA,
1. Like, Retweet the first tweet of this thread
2. Make your friends and family members read it - Share on WhatsApp
3. Follow me @BahlKanan 😬
Let us make India a financially literate nation 🇮🇳💪
To learn more about:
- Basics of Stock Markets
- Fundamental Analysis
- Technical Analysis
- Mutual Funds
- Personal Finance
Check our website and use coupon code YOUTUBE for 10% discount
learnpersonalfinance.in
- Basics of Stock Markets
- Fundamental Analysis
- Technical Analysis
- Mutual Funds
- Personal Finance
Check our website and use coupon code YOUTUBE for 10% discount
learnpersonalfinance.in
Reminder: Retweet the first tweet for Good Karma😬😂
https://twitter.com/BahlKanan/status/1601172038529343488?s=20&t=LZsJsFHaD7m7oD5G1VZEXw
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