AGAIN: This graph is the single most important explainer of how risk pools work & the dangers of separating people out into risk pools based on their CURRENT health.
5% of the population racks up over 50% of total healthcare spending.
If you throw them under the bus, healthcare costs for the other 95% of the population drops in half, except for one small problem even IF you don't care about Grandma or Cousin Fred Who Was Just Diagnosed With Cancer:
You never know when YOU'RE gonna become Cousin Fred.
So, VP @KamalaHarris has posted her official policy agenda on her campaign website. The healthcare section includes, among other solid items, making the enhanced #ACA subsidies of the IRA permanent.
Here's an idea of how important this is for over 21 MILLION Americans: 1/
The enhanced subsidies are currently scheduled to sunset at the end of 2025. If they aren't extended, they'll revert back to the original formula, which was good for those earning < 200% FPL, but mediocre for those earning 200 - 400% & NONEXISTENT for those earning over 400% FPL.
I ran state-by-state case studies to show how letting the upgraded subsidies expire would impact 5 different households at various income levels.
The results range from painful to disastrous depending on the household & where they live.
The Inflation Reduction Act is also the reason over 20 million #ACA enrollees are saving an average of $800/yr on health insurance premiums.
Unfortunately that provision is scheduled to sunset at the end of 2025 unless legislation is passed to make the savings permanent.
I’ve written up estimates of how much net premiums would jump for various households in every state starting in January 2016 if the IRA subsidy formula isn’t extended. It’s not pretty. Here’s the first 5 states: acasignups.net/24/07/09/state…
Folks, donating to #HarrisWalz2024 is fine, but we REALLY need to focus on DOWNBALLOT races as well!
Here's how much I've raised for Harris/Walz vs. ~70 House/Senate races & ~700 State Legislative races.
Pick a page, pick some candidates & donate at . Blue24.org
Here's my Senate page where you can donate DIRECTLY to @RubenGallego, @DebbieforFL, @AlsobrooksForMD, @ElissaSlotkin, @jontester, @RosenforNevada, @SherrodBrown, @Bob_Casey, @ColinAllredTX & @tammybaldwin, as well as up to 10 other Senate Dem nominees:
@RubenGallego @DebbieforFL @AlsobrooksForMD @ElissaSlotkin @jontester @RosenforNevada @SherrodBrown @Bob_Casey @ColinAllredTX @tammybaldwin Here's my House page where you can donate DIRECTLY to up to 50 Dems running for COMPETITIVE House races, including @DrAmishShah, @EngelForArizona, @AdamGrayCA, @RudySalasCA, @gtwhitesides, @WillRollinsCA, @YadiraCaraveo, @CurtisHertelJr & @McdonaldRivet:
🔥 Guys...donating to #HarrisWalz2024 is fine, but we REALLY need to focus DOWN BALLOT as well! 1/
As my followers know, I've set up a simple website at which contains pages to donate DIRECTLY to *hundreds* of Democrats running for *competitive* seats in everything from State Legislature to U.S. Senate. 2/Blue24.org
So far this cycle I've raised a staggering $5.4 MILLION for #HarrisWalz2024. I'm incredibly proud of this...but I'm STRONGLY urging people to also donate to STATE LEGISLATIVE races, where small donations go a lot farther.
My main concern wasn’t about her personally (I actually supported her over Biden back in 2019); it was more about whether they could make the transition without it turning into a mess. So far they’ve pulled it off nearly perfectly.