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The economy is shrinking,
The taxes are hiking,
If you earn less than 25K,
Stop panicking,
Read this thread 🧵...
#ManDay
The taxes are hiking,
If you earn less than 25K,
Stop panicking,
Read this thread 🧵...
#ManDay
Live in a house worth 30% of your salary.
Don't live with a relative or a parent.
Pay rent.
The pain of paying rent will teach you about independence, discipline & hard work.
#ManDay
Don't live with a relative or a parent.
Pay rent.
The pain of paying rent will teach you about independence, discipline & hard work.
#ManDay
2. Save:
Save 20% of your salary.
Save in a SACCO actively.
SACCOs are friendlier with your money.
In 6 months time, you qualify for cheap credit to invest or finance an Income Generating Activity.
NB: You don't need a guarantor. Your savings will guarantee you.
#ManDay
Save 20% of your salary.
Save in a SACCO actively.
SACCOs are friendlier with your money.
In 6 months time, you qualify for cheap credit to invest or finance an Income Generating Activity.
NB: You don't need a guarantor. Your savings will guarantee you.
#ManDay
3. Budget.
Budget the remainder.
- Food
- Transport
- Electricity & water
- Grooming
Have discipline on this budget.
I will tell you how.
#ManDay
Budget the remainder.
- Food
- Transport
- Electricity & water
- Grooming
Have discipline on this budget.
I will tell you how.
#ManDay
3/a. Food.
- Eat One Meal A Day or 2MAD
- Avoid morning breakfast, it is useless. You don't need it.
- Ask your parents to send you food from the village or go to the market on Saturday at 4 AM you will get plenty fresh food from farmers.
- Don't eat in hotels.
#ManDay
- Eat One Meal A Day or 2MAD
- Avoid morning breakfast, it is useless. You don't need it.
- Ask your parents to send you food from the village or go to the market on Saturday at 4 AM you will get plenty fresh food from farmers.
- Don't eat in hotels.
#ManDay
- Cook food in the house.
- If you must eat 2MAD, cook in the house and carry packed food.
- Avoid sugar, sodas, bread, juices, pasteurized milk, yoghurt. They are useless.
- Use tallow for cooking.
- Modern tomatoes are expensive and useless. Ignore them.
#ManDay
- If you must eat 2MAD, cook in the house and carry packed food.
- Avoid sugar, sodas, bread, juices, pasteurized milk, yoghurt. They are useless.
- Use tallow for cooking.
- Modern tomatoes are expensive and useless. Ignore them.
#ManDay
3/b. Transport.
- Live near work.
- Walk to work if you are not a morning person.
- Walk home.
- The money you will save from walking will help you to buy a bicycle.
- Don't beg for lifts.
#ManDay
- Live near work.
- Walk to work if you are not a morning person.
- Walk home.
- The money you will save from walking will help you to buy a bicycle.
- Don't beg for lifts.
#ManDay
4. Electricity & water
- You don't stay in the house all the time. This saves electricity.
- TVs, Radios, HiFis & woofers are unnecessary. You don't need them. Don't buy because others bought.
- Store water in Jerricans. This will help if water is disconnected.
#ManDay
- You don't stay in the house all the time. This saves electricity.
- TVs, Radios, HiFis & woofers are unnecessary. You don't need them. Don't buy because others bought.
- Store water in Jerricans. This will help if water is disconnected.
#ManDay
5. Telephone & digital media
- Take advantage of discounted mobile data & airtime.
- Avoid borrowing credit.
- Don't own a phone on credit (M-Kopa).
- Switch off Background data & opt out of subscriptions.
- Utilize company's WiFi.
#ManDay
- Take advantage of discounted mobile data & airtime.
- Avoid borrowing credit.
- Don't own a phone on credit (M-Kopa).
- Switch off Background data & opt out of subscriptions.
- Utilize company's WiFi.
#ManDay
6. Grooming.
Buy the following:
- 2 bar soaps
- Petroleum jelly
- Salt & Sodium bicarbonate for brushing teeth
- Shoe polish & brush
- Hydrogen peroxide is a good antiseptic & sanitiser.
#ManDay
Buy the following:
- 2 bar soaps
- Petroleum jelly
- Salt & Sodium bicarbonate for brushing teeth
- Shoe polish & brush
- Hydrogen peroxide is a good antiseptic & sanitiser.
#ManDay
7. Learn a skill
- On your off days or weekends, join:
• a construction site
• a mechanic garage
• a furniture workshop
Request them that you would like to learn what they do.
Be humble and learn. Don't expect to be paid.
#ManDay
- On your off days or weekends, join:
• a construction site
• a mechanic garage
• a furniture workshop
Request them that you would like to learn what they do.
Be humble and learn. Don't expect to be paid.
#ManDay
8. Start selling something to supplement your salary:
- Identify something and sell it. You can sign an agreement with boutiques.
- Walk from door to door selling it eg Men socks, ties, belts
- Walk from gate to gate, offer to clean cars, offices, homes or carpets.
#ManDay
- Identify something and sell it. You can sign an agreement with boutiques.
- Walk from door to door selling it eg Men socks, ties, belts
- Walk from gate to gate, offer to clean cars, offices, homes or carpets.
#ManDay
9. Network
Your network is your net worth.
- Join a gym or a sporting environmental eg football, volleyball or basketball.
- You will meet men who will expose you to opportunities.
As your physical & mental health grows, your network grows too.
#ManDay
Your network is your net worth.
- Join a gym or a sporting environmental eg football, volleyball or basketball.
- You will meet men who will expose you to opportunities.
As your physical & mental health grows, your network grows too.
#ManDay
10. Live in singularity
- Don't involve yourself with women, they will distract you.
- No alcohol.
- Avoid betting, gambling, and online scams. You will lose your money.
- Don't masturbate or watch porn, they will lower your esteem & deflate your momentum.
#ManDay
- Don't involve yourself with women, they will distract you.
- No alcohol.
- Avoid betting, gambling, and online scams. You will lose your money.
- Don't masturbate or watch porn, they will lower your esteem & deflate your momentum.
#ManDay
Bonus:
Don't compare your chapter 1 with another man's chapter 12.
Life is a journey.
Enjoy every part of it.
Important: Secure your self-identity and locate your purpose.
#ManDay
Don't compare your chapter 1 with another man's chapter 12.
Life is a journey.
Enjoy every part of it.
Important: Secure your self-identity and locate your purpose.
#ManDay
Bonus:
You are a KING!
Be proud of yourself.
Face life with a reptilian mindset.
There are bad days and good days. Pick lessons from them.
Stay away from politicians, they are crooks.
Strive to be better than what you were yesterday.
Live a righteous life.
#ManDay
You are a KING!
Be proud of yourself.
Face life with a reptilian mindset.
There are bad days and good days. Pick lessons from them.
Stay away from politicians, they are crooks.
Strive to be better than what you were yesterday.
Live a righteous life.
#ManDay
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