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A popular objection to #GetOnZero is the idea that you should keep a "small" (whatever that means) fiat balance to manage unexpected events so you don't have to dig into your #Bitcoin savings.

If you need to pay for something that exceeds your available fiat, you have two main options: use credit or liquidate other assets into fiat. If you use credit, you have to pay interest on what you borrow. To liquidate, you might have to pay capital gains taxes and perhaps a fee to liquidate.

Everyone always thinks about those costs (for good reason).