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Raúl Carrillo Profile picture
Raúl Carrillo
@RaulACarrillo
academic fellow & lecturer @ColumbiaLaw. formerly deputy director @LPE_project ⚖️ 💸 🤖 (he/him)
Dec 5, 2023 • 4 tweets • 2 min read
Calling $USDC "Digital Dollars" is deceptive under Dodd-Frank. Circle is exploiting the common understanding of $US stability even tho it is issuing a private liability denominated in a private unit of account & cannot guarantee the stability of a $USD-denominated bank deposit. This is not about @MorganRicks1 & Art Wilmarth's paradox.

There are banking law theories of bank deposits and there are consumer law theories of bank deposits.

The @CFPB should take action regardless of what prudential regulators do.

(Paper on this soon)
Sep 28, 2023 • 17 tweets • 3 min read
📢 🧵‼️

This year, I have the privilege of serving as the Co-Chair of the historic Columbia Seminar on Full Employment, along w/ Trudy Goldberg (our long-time chair). We will host our first (hybrid) session on Monday, 10/2 from 7:15-9:00 PM ET!

*But we’re mixing it up a bit… The seminar was founded in 1987 by academics & activists, many of whom participated in the long Civil Rights struggle for a right to a job & guaranteed income.
Aug 24, 2023 • 5 tweets • 1 min read
Mad trite, but 1 of the key challenges I face, across subfields, is that most profs seem to still assume, in law & policy analysis, that the public has a soft vanilla core—the baseline unit is a taxpaying, mortgage-paying, law-abiding household. & I just don’t think that’s real most ppl live paycheck-to-paycheck. If you recognize that bank tenancy is not the same as home ownership, most ppl own no significant property. ~ 1/3 have some sort of criminal record (excluding ~12 mil without papers). Etc, etc.
Jul 7, 2022 • 35 tweets • 12 min read
I haven’t tweeted about my own field in a few weeks and probably won’t do so again for a few more weeks. Just taking a quick breather to gather & share some notes on the latest few rounds of crypto bullshit…🌩️ [1/X] First things first, the idea that blockchain renders abortion payments “anonymous” or even “private” is both wrong & dangerous. False promises. Sarah Meiklejohn at UCL hits this on the nose here. [2/X]

nytimes.com/2022/05/14/sty…
Feb 18, 2021 • 16 tweets • 10 min read
It’s (thankfully) been a minute since I was active on night twitter, but the @LPE_Project #UBI symposium is so rich, I’m eroding my own norms 🙀! Time to talk about our lovely monetary consumption (& production...) economy! First things first, read the intro! @NoahZatz did a characteristically thoughtful job introducing analytical themes and outlining the contours of the ensuing conversation. You simply love to read it. (Also...the links…the links…the memories...🔗🍻)

lpeproject.org/blog/consideri…